Projected Income Statement: The National Bank of Ras Al-Khaimah

Forecast Balance Sheet: The National Bank of Ras Al-Khaimah

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Net Debt - - - - - - -
Change - - - - - - -
Announcement Date 2/1/22 2/13/23 1/29/24 1/23/25 1/27/26 - -
Estimates

Cash Flow Forecast: The National Bank of Ras Al-Khaimah

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 97.08 53.59 82.58 165.4 233.6 281
Change - -44.8% 54.1% 100.25% 41.23% 20.31%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 2/18/21 3/11/22 2/24/23 2/1/24 1/31/25 2/6/26
1AED in Million
Estimates

Forecast Financial Ratios: The National Bank of Ras Al-Khaimah

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) - 56.8% 57% 63.64% 64.8% 64.16% 66.4% 64.61%
EBT Margin (%) - 23.47% 33.7% 40.81% 48.33% 55.44% 54.81% 42.88%
Net margin (%) - 23.41% 33.92% 40.5% 44.05% 50.48% 49.73% 38.96%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA - 1.4% 1.88% 2.6% 2.6% 2.8% 2.7% 2.5%
ROE - 9.5% 13.5% 18.4% 18.4% 20.2% 19% -

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 - 0.1875 0.2833 0.31 0.5 0.63 0.73 0.52
Change - - 51.11% 9.41% 61.29% 26% 15.87% -28.77%
Book Value Per Share 1 - 4.148 4.474 6.162 5.849 7.315 8.114 6.94
Change - - 7.85% 37.73% -5.07% 25.06% 10.92% -14.47%
EPS 1 - 0.375 0.5833 0.89 1.03 1.29 1.465 1.05
Change - - 55.55% 52.57% 15.73% 25.24% 13.57% -28.33%
Nbr of stocks (in thousands) - 2,011,494 2,011,494 2,011,494 2,011,495 2,011,495 2,011,495 2,011,495
Announcement Date - 2/1/22 2/13/23 1/29/24 1/23/25 1/27/26 - -
1AED
Estimates
2026 *2027 *
P/E 6.19x 8.64x
PBR 1.12x 1.31x
EV / Sales 3.08x 3.37x
Yield 8.05% 5.73%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
9.070AED
Average target price
9.050AED
Spread / Average Target
-0.22%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. RAKBANK Stock
  4. Financials The National Bank of Ras Al-Khaimah