Company Valuation: Intercorp Financial Services Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 12,370 10,507 9,353 12,512 15,779 20,957 - -
Change - -15.06% -10.99% 33.78% 26.11% 32.82% - -
Enterprise Value (EV) 1 12,370 10,507 9,353 12,512 15,779 11,793 11,136 11,141
Change - -15.06% -10.99% 33.78% 26.11% -25.26% -5.57% 0.04%
P/E 6.91x 6.33x 8.76x 7.57x 8.19x 9.6x 8.43x 7.53x
PBR 1.3x 1.05x 0.95x 1.16x 1.28x 1.57x 1.43x 1.3x
PEG - -0.88x -0.2x 0.1x 0.4x 0.7x 0.6x 0.6x
Capitalization / Revenue 2.47x 1.84x 1.54x 1.98x 2.66x 3.09x 2.62x 2.37x
EV / Revenue 2.47x 1.84x 1.54x 1.98x 2.66x 1.74x 1.39x 1.26x
EV / EBITDA - - - - - - - -
EV / EBIT 4.51x 3.49x 2.8x 3.67x 5.68x 3.72x 3.02x 2.04x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 2.444 - - 3.669 6.232 7.751 10.51 14.12
Rate of return 2.28% - - 3.36% 4.4% 4.08% 5.53% 7.44%
EPS 2 15.51 14.39 9.33 14.45 17.3 19.77 22.51 25.21
Distribution rate 15.8% - - 25.4% 36% 39.2% 46.7% 56%
Net sales 1 5,005 5,697 6,086 6,314 5,943 6,780 7,992 8,830
EBITDA - - - - - - - -
EBIT 1 2,742 3,013 3,336 3,414 2,779 3,174 3,682 5,453
Net income 1 1,790 1,661 1,073 1,300 1,932 2,250 2,558 2,832
Net Debt 1 - - - - - -9,164 -9,821 -9,816
Reference price 2 107.18 91.04 81.70 109.34 141.70 189.83 189.83 189.83
Nbr of stocks (in thousands) 115,418 115,418 114,481 114,433 111,352 110,398 - -
Announcement Date 2/10/22 2/14/23 2/13/24 2/5/25 2/11/26 - - -
1PEN in Million2PEN
Estimates

P/E, Detailed evolution



P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
9.49x1.71x - 4.13% 6.24B
14.19x - - 1.76% 953B
13.4x - - 1.9% 438B
6.38x - - 4.86% 403B
13.06x - - 4% 366B
6.3x - - 4.89% 326B
6.76x - - 4.68% 292B
18.07x - - 2.35% 292B
15.17x - - 2.6% 271B
12.32x - - 2.12% 272B
Average 11.51x 1.71x 3.33% 362.12B
Weighted average by Cap. 12.04x 1.71x 3.01%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

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  4. Valuation Intercorp Financial Services Inc.
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