Company Valuation: Intercorp Financial Services Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 12,370 10,507 9,353 12,512 15,779 21,079 - -
Change - -15.06% -10.99% 33.78% 26.11% 33.59% - -
Enterprise Value (EV) 12,370 10,507 9,353 12,512 15,779 21,079 21,079 21,079
Change - -15.06% -10.99% 33.78% 26.11% 33.59% 0% 0%
P/E 6.91x 6.33x 8.76x 7.57x 8.19x 9.27x 8.47x 7.55x
PBR 1.3x 1.05x 0.95x 1.16x 1.28x 1.59x 1.47x 1.34x
PEG - -0.88x -0.2x 0.1x 0.4x 0.5x 0.89x 0.6x
Capitalization / Revenue 2.47x 1.84x 1.54x 1.98x 2.66x 3.02x 2.63x 2.24x
EV / Revenue 0x 0x 0x 0x 0x 3.02x 2.63x 2.24x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.47x 5.7x 3.88x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 2.444 - - 3.669 6.232 7.877 12.46 12.76
Rate of return 2.28% - - 3.36% 4.4% 4.15% 6.56% 6.72%
EPS 2 15.51 14.39 9.33 14.45 17.3 20.46 22.4 25.12
Distribution rate 15.8% - - 25.4% 36% 38.5% 55.6% 50.8%
Net sales 1 5,005 5,697 6,086 6,314 5,943 6,983 8,011 9,409
EBITDA - - - - - - - -
EBIT 1 2,742 3,013 3,336 3,414 2,779 3,258 3,700 5,433
Net income 1 1,790 1,661 1,073 1,300 1,932 2,285 2,548 2,854
Net Debt - - - - - - - -
Reference price 2 107.18 91.04 81.70 109.34 141.70 189.78 189.78 189.78
Nbr of stocks (in thousands) 115,418 115,418 114,481 114,433 111,352 111,073 - -
Announcement Date 2/10/22 2/14/23 2/13/24 2/5/25 2/11/26 - - -
1PEN in Million2PEN
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
9.2x - - 4.18% 6.11B
14.87x - - 1.89% 893B
12.9x - - 2.04% 410B
5.7x - - 5.44% 361B
11.62x - - 4.45% 323B
5.6x - - 5.45% 291B
18.13x - - 2.35% 281B
6.03x - - 5.17% 267B
12.05x - - 2.23% 258B
16.38x - - 2.36% 223B
Average 11.25x 3.56% 331.41B
Weighted average by Cap. 11.93x 3.22%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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  4. Valuation Intercorp Financial Services Inc.