Company Valuation: DFCC Bank PLC

Data adjusted to current consolidation scope
Fiscal Period: December 2020 2021 2022 2023 2024 2025
Market Cap 1 19,982 19,231 12,885 33,587 49,215 64,884
Change - -3.75% -33% 160.66% 46.53% 31.84%
Enterprise Value (EV) 1 90,230 111,513 92,919 123,745 146,503 157,077
Change - 23.59% -16.67% 33.18% 18.39% 7.22%
P/E 7.26x 5.37x 4.06x 3.92x 5.01x 5.69x
PBR 0.39x 0.37x 0.24x 0.47x 0.55x 0.6x
PEG - 0.2x -0.2x 0x 0.3x 0.4x
Capitalization / Revenue 1.65x 1.34x 0.9x 1.27x 1.39x 1.63x
EV / Revenue 7.46x 7.78x 6.46x 4.66x 4.14x 3.95x
EV / EBITDA - - - - - -
EV / EBIT - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Dividend per Share 2 - - - 2.808 3.84 2.432
Rate of return - - - 3.77% 3.52% 1.69%
EPS 2 7.301 9.493 7.039 19.01 21.8 25.29
Distribution rate - - - 14.8% 17.6% 9.61%
Net sales 1 12,092 14,333 14,378 26,537 35,394 39,794
EBITDA - - - - - -
EBIT - - - - - -
Net income 1 2,745 3,549 2,932 8,485 9,778 11,369
Net Debt 1 70,248 92,281 80,033 90,158 97,288 92,193
Reference price 2 53.00 51.01 28.59 74.52 109.19 143.96
Nbr of stocks (in thousands) 377,043 377,043 450,715 450,715 450,715 450,715
Announcement Date 3/1/21 3/2/22 3/1/23 3/1/24 2/28/25 3/6/26
1LKR in Million2LKR
Estimates

P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
- - - - 181M
5.58x - - 5.63% 311B
19.93x - - 0.88% 105B
14.29x - - 4.76% 72.85B
7.7x - - 6.69% 60.44B
4.64x - - 6.51% 52.17B
18.27x - - 2.88% 51.03B
9.7x - - 4.38% 43.8B
12.64x - - 5.53% 42.53B
9.82x - - 4.09% 32.44B
Average 11.40x 4.59% 77.23B
Weighted average by Cap. 10.10x 4.72%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA