John Carroll Cheshire

CTIC aims to provide investors with attractive returns that align their risk profile and investment goals. The firm seeks to reduce risk through diversification across asset classes, sectors, and securities. They approach each investment with objectivity and a long-term perspective adhering to a diligent analytical process that focuses on business fundamentals, prospects, and valuations.

Nationally chartered commercial bank

Provides stock brokerage and asset management services

Functions as a College/University

DAC’s Investment Committee is responsible for approving the applicable investment universes for all marketed strategies. Their programs have the flexibility to meet specific security, risk tolerance, liquidity, and tax management objectives, and all are based on the firm’s time-tested philosophy of investing in companies that exhibit dividend growth of double digits for a decade or more.

Asio generally applies fundamental analysis to determine attractiveness of individual securities or asset classes. They believe that fundamental value is the determinant of long-term investment returns. Portfolios are custom created to client’s individual needs and preferences. In general, an asset allocation range is established with consultation of the client and their needs, then securities and asset classes are selected to meet the client’s objectives. Investment selections may include, but are not limited to: individual securities such as common and preferred stocks, US Treasuries, agency and corporate bonds, municipal securities, MLPS, REITs, mutual funds and ETFs.