Company ZIP Australian S.E.

Z1P

Consumer Lending

End-of-day quote Australian S.E. Other stock markets			5-day change	1st Jan Change
- ^AUD	-.--%		-.--%	-

06-29	Zip US Partners With Rally House to Offer Buy Now, Pay Later for Sports Fans	MT
06-29	Zip Co Limited Partners with Rally House to Bring Flexible Payments to Sports Fans Nationwide	CI

Business description: ZIP

Zip Co Limited is an Australia-based digital financial services company. The Company, operating in two core markets: Australia and New Zealand (ANZ) and the United States, offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. In ANZ market, it offers retail line of credit products and personal loans to consumers in Australia and retail installment products to consumers in New Zealand. In the United States market, the Company offers Buy Now Pay Later (BNPL) instalment products to customers. In the United States market, its products include Zip Pay in 4 (shop online and instore and pay in four payments over six weeks) and Zip Pay in 8 (shop online and instore and pay in eight payments over 14 weeks). The Company offers various products in Australia including Zip Pay, Zip Plus, Zip Money, and Zip Personal Loan. In New Zealand market, it offers Zip Pay in 4 products.

Sales by Activity: ZIP

Fiscal Period: June	2021 (AUD)	2022 (AUD)	2023 (AUD)	2024 (AUD)	2025 (AUD)
United States of America	-	-	-	-	658M
Australia and New Zealand (ANZ)	-	-	368M	417M	414M
EMEA	-	22.84M	-	-	-
AMERICAS	-	283M	309M	451M	-
APAC	-	297M	-	-	-
Zip Global	179M	-	-	-	-
Zip AU	207M	-	-	-	-
Zip Business	10.9M	16.87M	16M	-	-

See all business segments

Executive Committee: ZIP

Manager	Title	Age	Since
Cynthia Whelan CEO	Chief Executive Officer	56	2023-08-23
Peter Gray COO	Chief Operating Officer	-	2015-09-10
Gordon Bell DFI	Director of Finance/CFO	-	2023-10-01
Vivienne Lee IRC	Investor Relations Contact	-	2022-01-31
Kate Hume SEC	Corporate Secretary	-	2025-09-03

See ZIP governance

Composition of the Board of Directors: ZIP

Director	Title	Age	Since
Diane Smith-Gander CHM	Chairman	68	2021-01-31
Meredith Scott BRD	Director/Board Member	-	2022-08-31
Cynthia Whelan BRD	Director/Board Member	56	2023-08-23
Kevin Moss BRD	Director/Board Member	-	2024-05-20
Matthew Schuyler BRD	Director/Board Member	60	2024-10-06
Andrew Stevens BRD	Director/Board Member	66	2025-04-16

Composition of the Board of Directors

Shareholders: ZIP

Name	Stocks	%	Valuation
Australian Retirement Trust Pty Ltd. 5.009 %	62,818,727	5.009 %	141 M $
Macquarie Bank Ltd. (Private Banking) 2.062 %	25,865,286	2.062 %	58 M $
Diamond Venture Holdings Pty Ltd. 2.032 %	25,483,245	2.032 %	57 M $
Macquarie Investment Management Global Ltd. 1.708 %	21,421,016	1.708 %	48 M $
Deshun Shi 0.9298 %	11,661,600	0.9298 %	26 M $

List of ZIP shareholders

Company details: ZIP

Zip Co. Ltd.

180 George Street

2000, Sydney

+61 2 8294 2345

http://www.zip.co

Group companies: ZIP

Name	Category and Sector
zipMoney Payments Pty Ltd. zipMoney Payments Pty Ltd. Miscellaneous Commercial ServicesCommercial Services Provides payment and credit solutions	Miscellaneous Commercial Services

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