Projected Income Statement: Yapi ve Kredi Bankasi

Forecast Balance Sheet: Yapi ve Kredi Bankasi

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 2/3/22 2/2/23 2/2/24 1/31/25 2/5/26 - - -
Estimates

Cash Flow Forecast: Yapi ve Kredi Bankasi

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 606 792.2 1,612 2,835 4,936 6,235
Change - 30.74% 103.53% 75.83% 74.12% 26.32%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 2/3/21 2/3/22 2/2/23 2/2/24 1/31/25 2/4/26
1TRY in Million
Estimates

Forecast Financial Ratios: Yapi ve Kredi Bankasi

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 68.74% 78.26% 68.81% 45.79% 48.01% 36.41% 42.93% 40.88%
EBT Margin (%) - 39.68% 63.46% 54.28% 22.46% 27.35% 35.72% 39.5% 32.82%
Net margin (%) - 29.96% 48.38% 43.42% 19.34% 19.73% 25.61% 30.11% 26.9%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 1.66% 5.37% 4.46% 1.31% 1.55% 2.1% 2.67% 2.03%
ROE - 18.89% 55.59% 44.58% 15.61% 21% 26.38% 30.43% 25.9%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - - - 1.21 - - 1.57 1.797 2.005
Change - - - - - - - 14.46% 11.57%
Book Value Per Share 1 - 7.516 14.95 21.18 22.83 30.26 37.74 51.86 69.38
Change - - 98.87% 41.67% 7.79% 32.57% 24.72% 37.43% 33.77%
EPS 1 - 1.24 6.24 8.05 3.44 5.57 9.215 13.45 17.45
Change - - 403.23% 29.01% -57.27% 61.92% 65.44% 45.94% 29.79%
Nbr of stocks (in thousands) - 8,447,051 8,447,051 8,447,051 8,447,051 8,447,051 8,447,051 8,447,051 8,447,051
Announcement Date - 2/3/22 2/2/23 2/2/24 1/31/25 2/5/26 - - -
1TRY
Estimates
2026 *2027 *
P/E 4.4x 3.01x
PBR 1.07x 0.78x
EV / Sales 1.13x 0.86x
Yield 3.88% 4.44%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
40.50TRY
Average target price
48.47TRY
Spread / Average Target
+19.68%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. YKBNK Stock
  4. Financials Yapi ve Kredi Bankasi