Business description: Yapi ve Kredi Bankasi

Yapi ve Kredi Bankasi AS (the Bank) is a Turkey-based company that provides banking products and services. It operates through the following segments: Retail Banking, which offers card payment systems, consumer loans, commercial installment loans, small medium size enterprises (SME) loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products as well as payroll services; Corporate and Commercial Banking, which offers working capital finance, trade finance, project finance, domestic and international non-cash loans such as letters of credit and letters of guarantee, cash management and internet banking, as well as Private Banking and Wealth Management, which serves high net worth customers. The Bank’s operations are supported by domestic subsidiaries in asset management, brokerage, leasing and factoring as well as international banking subsidiaries in the Netherlands, Russia, Malta and Azerbaijan.

Number of employees: 15,660

Sales by Activity: Yapi ve Kredi Bankasi

Fiscal Period: December 2021 (TRY) 2022 (TRY) 2023 (TRY) 2024 (TRY) 2025 (TRY)

Retail Banking (Incl. Private Banking and Wealth Management)

9.8B 20.94B 58.5B 80.81B 115B

Commercial and SME Banking

7.19B 18.28B 42.97B 53.65B 60.87B

Other Domestic Operations

2.13B 3.96B 8.82B 13.83B 19.43B

Corporate Banking

2.99B 6.56B 12.59B 18.51B 17.7B

Other Foreign Operations

623M 1.45B 3.21B 5.21B 6.44B

Treasury, Asset Liability Management and Other

12.29B 57.88B 30.69B 55.16B 19.38B

Consolidation Adjustments

-8.72M -38.68M -138M -222M -344M

Geographical breakdown of sales: Yapi ve Kredi Bankasi

Fiscal Period: December 2021 (TRY) 2022 (TRY) 2023 (TRY) 2024 (TRY) 2025 (TRY)

Executive Committee: Yapi ve Kredi Bankasi

Manager TitleAgeSince
Chief Executive Officer - 2018-01-14
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 2021-07-31
Compliance Officer - 2005-08-31
Investor Relations Contact - 2011-12-31

Composition of the Board of Directors: Yapi ve Kredi Bankasi

Director TitleAgeSince
Director/Board Member 55 2010-07-12
Director/Board Member 59 2015-03-24
Director/Board Member - 2016-03-30
Chairman 59 2016-03-30
Director/Board Member - 2018-01-14
Director/Board Member - 2019-03-17
Director/Board Member - 2020-02-04
Director/Board Member 59 2026-02-28
Director/Board Member 67 2026-02-28

Shareholders: Yapi ve Kredi Bankasi

NameStocks%Valuation
61.17 %
5,166,732,216 61.17 % 3 910 M ₺
Fidelity Management & Research (Hong Kong) Ltd.
0.5472 %
46,218,900 0.5472 % 35 M ₺
HSBC Portföy Yönetim AS
0.1665 %
14,061,853 0.1665 % 11 M ₺
State Street Global Advisors Ltd.
0.1096 %
9,257,175 0.1096 % 7 M ₺
Sjunde Ap Fonden (Investment Management)
0.0961 %
8,120,717 0.0961 % 6 M ₺

Company details: Yapi ve Kredi Bankasi

Yapi ve Kredi Bankasi AS

Yapi Kredi Plaza

34330, Istanbul

+90 212 339 70 00

http://www.yapikredi.com.tr
address Yapi ve Kredi Bankasi(YKBNK)

Group companies: Yapi ve Kredi Bankasi

NameCategory and Sector
Major Banks
Yapi Kredi Holding BV
Regional Banks
Investment Banks/Brokers
Finance/Rental/Leasing

Other Banks

Change 5-day change 1-year change 3-year change Capi.($)
+0.33%+14.82%+5.43%+119.52% 6.38B
-0.73%-3.26%+7.93%+131.61% 897B
+1.19%+1.46%+31.33%+103.47% 408B
-0.36%-3.28%+8.32%+102.60% 392B
+0.34%+0.45%+46.08%+135.52% 344B
-0.10%-0.26%+29.18%+119.32% 330B
+0.75%+0.92%+41.57%+121.43% 298B
-2.03%-0.60%+37.22%+134.09% 276B
-1.22%-2.08%+51.43%+175.61% 257B
-1.50%-5.92%-2.93%+98.64% 248B
Average +0.05%-0.32%+25.56%+124.18% 345.69B
Weighted average by Cap. +0.45%-1.35%+24.26%+124.43%
Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
16
Last Close Price
36.88TRY
Average target price
46.54TRY
Spread / Average Target
+26.19%

Quarterly revenue - Rate of surprise

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