XTM Inc. Stock OTC Markets

XTMIF

CA98388T1021

Business Support Services

Delayed OTC Markets Other stock markets 14:19:28 2026-02-13 EST			5-day change	1st Jan Change
0.004275 ^USD	-11.86%		-.--%	-70.34%

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-27	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI

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XTM Inc. operates a fintech business leveraging technology to transform how workers access and manage their pay. Through its AnyDay platform, the Company provides businesses with automated tip pooling, instant payouts, and Earned Wage Access (EWA) solutions that empower employees with financial flexibility and control. Through its AnyDay product, a mobile and enterprise software solution specifically designed to provide earned wages to employees, on demand, via a mobile wallet, accessible via the Internet or by a free mobile app paired with a chip and pin EMV Mastercard debit card, its solution includes free banking features and is used by employees in Canada and the United States. It supports various brands, including Earls, Marriott Hotels, Maple Leaf Sports & Entertainment, Cactus Club, and Live Nation. The Company serves the hospitality, healthcare, casinos and manufacturing industries.

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Market Cap	5.58M 4M 3.44M 3.17M 2.97M 378M 5.64M 37.46M 14.63M 185M 14.99M 14.67M 640M	P/E Ratio 2023	-1.07x	P/E Ratio 2024	-0.7x
Enterprise Value	21.23M 15.19M 13.09M 12.05M 11.3M 1.44B 21.44M 142M 55.63M 703M 56.99M 55.79M 2.43B	EV / Sales 2023	3.36x	EV / Sales 2024	3.57x
Free-Float	75.27%	Yield 2023 *	-	Yield 2024	-

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-27	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI
02-19	XTM Inc. Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	CI
01-13	Xtm Inc. Announces Board Changes	CI
12-01	XTM Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025	CI
25-10-24	Everyday People Financial, XTM to Integrate Canadian Payments Operation	MT
25-10-24	Everyday People Financial Corp. and XTM Inc. Announce Strategic Management Services Agreement to Integrate Canadian Payments Operation	CI
25-08-29	XTM Inc. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2025	CI
25-05-30	XTM Inc. Reports Earnings Results for the First Quarter Ended March 31, 2025	CI
25-05-07	XTM Inc. Reports Earnings Results for the Full Year Ended December 31, 2024	CI
25-05-06	XTM Inc. Auditor Raises 'Going Concern' Doubt	CI
25-04-29	XTM Sells QRails Processing Technology for US$3 Million	MT
25-04-29	Xtm Signs Definitive Asset Purchase Agreement	RE

05-07	Canadian Investment Regulatory Organization Trading Halt - PAID	AQ
04-28	XTM Commences Court-Approved Sale and Investment Solicitation Process with Stalking Horse Bid	AQ
04-17	XTM Resumes Tip Payout Program and Commences Court-Approved Sale and Investment Solicitation Process	AQ
03-02	XTM Obtains Creditor Protection to Stabilize the Business and Pursue Restructuring Options and Reports on Bank of Canada Order that provides path for Everyday Payments Platform to Resume Operations	AQ
02-19	XTM Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	BU

1 day	-11.86%
6 months	-73.62%
Current year	-70.34%

Current year	0		0.03
1 year	0		0.04
3 years	0		0.18
5 years	0		0.44
10 years	0		0.54

XTM Inc. Stock OTC Markets

Stocks

XTMIF

CA98388T1021

Business Support Services

Valuation: XTM Inc.

Chart: XTM Inc.

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Manager	Title	Age	Since
Marilyn Schaffer CEO	Chief Executive Officer	65	2005-11-30
Jakob Ripshtein DFI	Director of Finance/CFO	59	2024-10-02
Avneet Sandhu CMP	Compliance Officer	-	-

Director	Title	Age	Since
Marilyn Schaffer CHM	Chairman	65	2005-11-30
Keith McKenzie BRD	Director/Board Member	-	2022-10-11
Keith Nugara BRD	Director/Board Member	-	2026-01-12

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
XTM INC.	-11.86%	-.--%	-	-	2.28M
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ONE97 COMMUNICATIONS LIMITED	+4.42%	+5.28%	+27.11%	+30.87%	7.23B
EDENRED SE	+1.30%	-3.84%	-17.72%	-66.05%	5.65B
Average	-0.32%	-0.56%	-12.49%	-7.67%	86.52B
Weighted average by Cap.	+0.84%	-0.17%	-10.32%	+31.91%

	2023	2024
Net sales	6.78M 4.85M 4.18M 3.84M 3.61M 458M 6.84M 45.45M 17.75M 224M 18.19M 17.8M 776M	9.09M 6.5M 5.61M 5.16M 4.84M 615M 9.18M 60.99M 23.82M 301M 24.41M 23.89M 1.04B
Net income	-16.08M -11.51M -9.92M -9.13M -8.56M -1.09B -16.24M -108M -42.15M -532M -43.18M -42.26M -1.84B	-22.94M -16.41M -14.15M -13.02M -12.21M -1.55B -23.17M -154M -60.12M -760M -61.59M -60.29M -2.63B
Net Debt	3.97M 2.84M 2.45M 2.25M 2.11M 268M 4.01M 26.61M 10.39M 131M 10.65M 10.42M 454M	15.64M 11.19M 9.65M 8.88M 8.33M 1.06B 15.8M 105M 41M 518M 42M 41.11M 1.79B