Company Valuation: Velocity Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 442.4 312.8 564.5 647.7 807.6 629.7 - -
Change - -29.29% 80.46% 14.74% 24.68% -22.02% - -
Enterprise Value (EV) 442.4 312.8 564.5 647.7 807.6 629.7 629.7 629.7
Change - -29.29% 80.46% 14.74% 24.68% -22.02% 0% 0%
P/E 15.9x 10.3x 11.3x 10.2x 7.55x 6.22x 5.51x -
PBR 1.26x 0.81x 1.28x 1.25x 1.21x 0.81x 0.7x -
PEG - 1.11x 0.2x 0.4x 0.2x -0.92x 0.4x -
Capitalization / Revenue 5.82x 3.76x 3.29x 2.74x 4.35x 3.07x 2.61x 2.27x
EV / Revenue 0x 0x 0x 0x 0x 3.07x 2.61x 2.27x
EV / EBITDA - - - - 0x 3.18x 2.97x 2.72x
EV / EBIT - - - - 0x 3.18x 2.97x 2.72x
EV / FCF - - - - - 5.69x 5.35x 4.77x
FCF Yield - - - - - 17.6% 18.7% 21%
Dividend per Share 2 - - - - - - - -
Rate of return - - - - - - - -
EPS 2 0.86 0.94 1.52 1.91 2.75 2.565 2.895 -
Distribution rate - - - - - - - -
Net sales 1 75.97 83.15 171.7 236 185.8 205 240.9 277.3
EBITDA 1 - - - - 170.8 198.3 212.1 231.4
EBIT 1 - - - - 170.8 198.3 212.1 231.4
Net income 1 29.22 32.21 52.27 68.42 105.1 104.1 111 109.4
Net Debt - - - - - - - -
Reference price 2 13.70 9.65 17.22 19.56 20.76 15.95 15.95 15.95
Nbr of stocks (in thousands) 32,293 32,416 32,782 33,115 38,900 39,481 - -
Announcement Date 3/10/22 3/9/23 3/7/24 3/6/25 3/11/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
6.22x - - - 630M
17.62x - - 1.17% 217B
11.89x2.48x3.9x1.55% 126B
22.7x15.95x - 0.76% 61.31B
37.56x5.02x18.48x-.--% 33.75B
21.77x4.89x24.22x0.09% 28B
8.06x1.83x3.38x1.66% 23.97B
28.9x4.09x12.44x-.--% 22.83B
13.82x10.3x19.72x1.44% 20.78B
Average 18.73x 6.37x 13.69x 0.83% 59.32B
Weighted average by Cap. 18.23x 6.16x 10.07x 1.06%

Y-o-Y evolution of P/E

Valuation ratios - P/E - Velocity Financial, Inc.

Historical PBR trend

Valuation ratios - PBR - Velocity Financial, Inc.

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - Velocity Financial, Inc.

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - Velocity Financial, Inc.

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