Valuation SUMMIT FINANCIAL

Stocks

Delayed Nasdaq Other stock markets 16:00:00 2024-05-02 EDT			5-day change	1st Jan Change
25.70 ^USD	-2.50%		-.--%	-

24-05-03	Summit Financial Group, Inc Announces Management and Board Resignations	CI
24-05-03	Summit Financial Group, Inc. Announces Resignation of H. Charles Maddy as Chief Executive Officer	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2018	2019	2020	2021	2022	2023
Market Cap ¹	239.1	335.9	285.6	349.4	318	450.4
Change	-	40.5%	-14.99%	22.35%	-8.98%	41.62%
Enterprise Value (EV) ¹	510.4	496.9	377.3	530.7	588.4	801.3
Change	-	-2.65%	-24.08%	40.68%	10.86%	36.17%
P/E Ratio	8.54x	10.7x	9.16x	7.91x	6.1x	8.06x
PBR	1.08x	1.36x	1.01x	1.12x	0.94x	1.06x
PEG	-	0.9x	-1.93x	0.2x	0.3x	-1.22x
Capitalization / Revenue	2.81x	3.62x	2.83x	2.77x	2.27x	2.73x
EV / Revenue	6.01x	5.35x	3.73x	4.21x	4.2x	4.85x
EV / EBITDA	-	-	-	-	-	-
EV / EBIT	-	-	-	-	-	-
EV / FCF	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-
Dividend per Share ²	0.53	0.59	0.68	0.7	0.76	0.84
Rate of return	2.74%	2.18%	3.08%	2.55%	3.05%	2.74%
EPS ²	2.26	2.53	2.41	3.47	4.08	3.81
Distribution rate	23.5%	23.3%	28.2%	20.2%	18.6%	22%
Net sales ¹	84.97	92.83	101.1	126.1	140.2	165.2
EBITDA	-	-	-	-	-	-
EBIT	-	-	-	-	-	-
Net income ¹	28.07	31.87	31.33	45.74	53.22	55.24
Net Debt ¹	271.3	161	91.7	181.4	270.4	350.9
Reference price ²	19.31	27.09	22.08	27.45	24.89	30.69
Nbr of stocks (in thousands)	12,382	12,401	12,933	12,728	12,776	14,675
Announcement Date	3/1/19	3/6/20	3/11/21	3/4/22	3/10/23	3/12/24