Valuation Star Money

Stocks

End-of-day quote Thailand S.E. 2026-08-14			5-day change	1st Jan Change
0.9600 ^THB	-1.03%		-1.03%	+12.94%

08-13	Star Money Public Company Limited Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI
05-14	Star Money Public Company Limited Reports Earnings Results for the First Quarter Ended March 31, 2026	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2022	2023	2024	2025
Market Cap ¹	2,288	1,309	1,100	935
Change	-	-42.79%	-15.97%	-15%
Enterprise Value (EV) ¹	3,720	2,954	2,759	2,356
Change	-	-20.59%	-6.61%	-14.59%
P/E	20.9x	21.2x	21.7x	11x
PBR	2.06x	1.16x	0.96x	0.78x
PEG	-0.9x	-0.5x	-1.2x	0.2x
Capitalization / Revenue	1.63x	0.95x	0.71x	0.62x
EV / Revenue	2.66x	2.14x	1.79x	1.56x
EV / EBITDA	19.4x	16.9x	23.1x	14.5x
EV / EBIT	21.3x	19x	26.6x	15.7x
EV / FCF	-	-	-	-
FCF Yield	-	-	-	-
Dividend per Share ²	0.04	0.03	0.03	0.058
Rate of return	1.92%	2.52%	3%	6.82%
EPS ²	0.0996	0.0561	0.046	0.0771
Distribution rate	40.2%	53.4%	65.2%	75.2%
Net sales ¹	1,399	1,380	1,545	1,508
EBITDA ¹	192.1	174.3	119.3	162.4
EBIT ¹	174.7	155.4	103.7	150.1
Net income ¹	81.14	61.75	50.58	84.82
Net Debt ¹	1,432	1,645	1,659	1,421
Reference price ²	2.0800	1.1900	1.0000	0.8500
Nbr of stocks (in thousands)	1,100,000	1,100,000	1,100,000	1,100,000
Announcement Date	2/27/23	2/28/24	2/27/25	2/26/26

¹THB in Million²THB

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (N)	EV / Sales (N)	EV / EBITDA (N)	Dividend Yield (N)	Capi.($)
STAR MONEY	-	-	-	-	31.88M
ALLY FINANCIAL INC.	9.08x	1.71x	1.9x	2.69%	13.53B
AYVENS	9.61x	2.4x	34.56x	6.32%	10.58B
CREDIT ACCEPTANCE CORPORATION	11.52x	-	-	-	6.1B
JIANGSU FINANCIAL LEASING CO., LTD.	10.52x	-	-	4.97%	5.58B
UPSTART HOLDINGS, INC.	43.57x	3.05x	14.77x	-.--%	2.96B
FIVE-STAR BUSINESS FINANCE LIMITED	13.46x	-	-	0.39%	1.7B
ATLANTICUS HOLDINGS CORPORATION	10.44x	2.73x	-	-	1.56B
AEON THANA SINSAP (THAILAND)	7.67x	3.64x	-	5.51%	750M
Average	14.48x	2.71x	17.08x	3.31%	4.75B
Weighted average by Cap.	12.34x	2.20x	16.07x	3.87%