Valuation SpareBank 1 Ringerike Hadeland

Stocks

Real-time Oslo Bors Other stock markets 10:45:00 2026-08-06 EDT			5-day change	1st Jan Change
438.00 ^NOK	-0.34%		+2.46%	+5.30%

05-11	SpareBank 1 Ringerike Hadeland increases loan rates by up to 0.25 pp	RE
05-06	SpareBank 1 Ringerike Hadeland Reports Earnings Results for the First Quarter Ended March 31, 2026	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	5,165	5,071	4,758	5,149	6,510	7,293	-	-
Change	-	-1.82%	-6.17%	8.22%	26.43%	12.03%	-	-
Enterprise Value (EV)	5,165	5,071	4,758	5,149	6,510	7,293	7,293	7,293
Change	-	-1.82%	-6.17%	8.22%	26.43%	12.03%	0%	0%
P/E	11.9x	12.8x	10.6x	7.51x	9.11x	11.7x	11.6x	11x
PBR	1.27x	-	1.07x	1.07x	1.28x	1.38x	1.37x	1.34x
PEG	-	-1.48x	0.8x	0.1x	2.14x	-0.7x	31.01x	2.17x
Capitalization / Revenue	5.61x	5.34x	4.48x	4.96x	6.18x	5.67x	5.43x	5.23x
EV / Revenue	0x	0x	0x	0x	0x	5.67x	5.43x	5.23x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	10x	9.63x	9.21x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	16.2	-	20	30	44	34.5	34.5	36
Rate of return	4.91%	-	6.58%	9.12%	10.6%	7.88%	7.88%	8.22%
EPS ²	27.72	25.32	28.67	43.79	45.65	37.59	37.73	39.64
Distribution rate	58.4%	-	69.8%	68.5%	96.4%	91.8%	91.4%	90.8%
Net sales ¹	921	949	1,063	1,038	1,053	1,285	1,343	1,394
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	552	554	626	911	900	728.3	757.4	792.2
Net income ¹	446	421	461	704	734	618.7	620.8	651.6
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	330.00	324.00	304.00	329.00	415.95	438.00	438.00	438.00
Nbr of stocks (in thousands)	15,650	15,650	15,650	15,650	15,650	16,650	-	-
Announcement Date	2/11/22	2/14/23	2/14/24	2/14/25	2/13/26	-	-	-

¹NOK in Million²NOK

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
SPAREBANK 1 RINGERIKE HADELAND	11.65x	-	-	7.88%	763M
JPMORGAN CHASE & CO.	14.1x	-	-	1.77%	947B
BANK OF AMERICA CORPORATION	13.46x	-	-	1.87%	441B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.01x	-	-	5.16%	382B
HSBC HOLDINGS PLC	12.6x	-	-	4.16%	351B
CHINA CONSTRUCTION BANK CORPORATION	5.78x	-	-	5.27%	303B
ROYAL BANK OF CANADA	18.67x	-	-	2.28%	294B
WELLS FARGO & COMPANY	11.99x	-	-	2.18%	265B
BANK OF CHINA LIMITED	6.04x	-	-	5.21%	261B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	14.49x	-	-	2.74%	254B
Average	11.48x			3.85%	349.83B
Weighted average by Cap.	11.91x			3.1%