Valuation SpareBank 1 Ringerike Hadeland

Stocks

Market Closed - Oslo Bors 10:45:00 2026-09-11 EDT			5-day change	1st Jan Change
439.90 ^NOK	+1.24%		+0.02%	+5.76%

08-13	SpareBank 1 Ringerike Hadeland Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI
05-11	SpareBank 1 Ringerike Hadeland increases loan rates by up to 0.25 pp	RE

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	5,165	5,071	4,758	5,149	6,510	6,885	-	-
Change	-	-1.82%	-6.17%	8.22%	26.43%	5.76%	-	-
Enterprise Value (EV)	5,165	5,071	4,758	5,149	6,510	6,885	6,885	6,885
Change	-	-1.82%	-6.17%	8.22%	26.43%	5.76%	0%	0%
P/E	11.9x	12.8x	10.6x	7.51x	9.11x	11x	11.2x	10.9x
PBR	1.27x	-	1.07x	1.07x	1.28x	1.37x	1.36x	1.34x
PEG	-	-1.48x	0.8x	0.1x	2.14x	-0.9x	-7.39x	4.16x
Capitalization / Revenue	5.61x	5.34x	4.48x	4.96x	6.18x	5.33x	5.19x	5.06x
EV / Revenue	0x	0x	0x	0x	0x	5.33x	5.19x	5.06x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	9.37x	9.2x	9.01x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	16.2	-	20	30	44	36	36.5	37.5
Rate of return	4.91%	-	6.58%	9.12%	10.6%	8.18%	8.3%	8.52%
EPS ²	27.72	25.32	28.67	43.79	45.65	39.99	39.38	40.41
Distribution rate	58.4%	-	69.8%	68.5%	96.4%	90%	92.7%	92.8%
Net sales ¹	921	949	1,063	1,038	1,053	1,292	1,327	1,360
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	552	554	626	911	900	734.6	748.4	763.9
Net income ¹	446	421	461	704	734	657.2	647.4	663.9
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	330.00	324.00	304.00	329.00	415.95	439.90	439.90	439.90
Nbr of stocks (in thousands)	15,650	15,650	15,650	15,650	15,650	15,650	-	-
Announcement Date	2/11/22	2/14/23	2/14/24	2/14/25	2/13/26	-	-	-

¹NOK in Million²NOK

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
SPAREBANK 1 RINGERIKE HADELAND	11x	-	-	8.18%	741M
JPMORGAN CHASE & CO.	14.11x	-	-	1.77%	947B
BANK OF AMERICA CORPORATION	13.43x	-	-	1.9%	438B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.3x	-	-	4.91%	410B
HSBC HOLDINGS PLC	12.84x	-	-	4.07%	360B
CHINA CONSTRUCTION BANK CORPORATION	6.29x	-	-	4.9%	334B
BANK OF CHINA LIMITED	6.76x	-	-	4.69%	298B
ROYAL BANK OF CANADA	17.57x	-	-	2.4%	285B
WELLS FARGO & COMPANY	12.36x	-	-	2.11%	273B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	14.64x	-	-	2.69%	268B
Average	11.53x			3.76%	361.37B
Weighted average by Cap.	11.86x			3.05%