Valuation SpareBank 1 Ringerike Hadeland

Stocks

Market Closed - Oslo Bors 10:45:00 2026-10-02 EDT			5-day change	1st Jan Change
457.00 ^NOK	+1.56%		+2.58%	+9.87%

08-13	SpareBank 1 Ringerike Hadeland Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI
05-11	SpareBank 1 Ringerike Hadeland increases loan rates by up to 0.25 pp	RE

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	5,165	5,071	4,758	5,149	6,510	7,152	-	-
Change	-	-1.82%	-6.17%	8.22%	26.43%	9.87%	-	-
Enterprise Value (EV)	5,165	5,071	4,758	5,149	6,510	7,152	7,152	7,152
Change	-	-1.82%	-6.17%	8.22%	26.43%	9.87%	0%	0%
P/E	11.9x	12.8x	10.6x	7.51x	9.11x	11.4x	11.6x	11.3x
PBR	1.27x	-	1.07x	1.07x	1.28x	1.43x	1.41x	1.39x
PEG	-	-1.48x	0.8x	0.1x	2.14x	-0.9x	-7.66x	4.31x
Capitalization / Revenue	5.61x	5.34x	4.48x	4.96x	6.18x	5.54x	5.39x	5.26x
EV / Revenue	0x	0x	0x	0x	0x	5.54x	5.39x	5.26x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	9.74x	9.56x	9.36x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	16.2	-	20	30	44	36	36.5	37.5
Rate of return	4.91%	-	6.58%	9.12%	10.6%	7.88%	7.99%	8.21%
EPS ²	27.72	25.32	28.67	43.79	45.65	39.99	39.38	40.41
Distribution rate	58.4%	-	69.8%	68.5%	96.4%	90%	92.7%	92.8%
Net sales ¹	921	949	1,063	1,038	1,053	1,292	1,327	1,360
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	552	554	626	911	900	734.6	748.4	763.9
Net income ¹	446	421	461	704	734	657.2	647.4	663.9
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	330.00	324.00	304.00	329.00	415.95	457.00	457.00	457.00
Nbr of stocks (in thousands)	15,650	15,650	15,650	15,650	15,650	15,650	-	-
Announcement Date	2/11/22	2/14/23	2/14/24	2/14/25	2/13/26	-	-	-

¹NOK in Million²NOK

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
SPAREBANK 1 RINGERIKE HADELAND	11.43x	-	-	7.88%	743M
JPMORGAN CHASE & CO.	13.12x	-	-	1.91%	884B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.17x	-	-	5.03%	415B
BANK OF AMERICA CORPORATION	11.69x	-	-	2.22%	376B
AGRICULTURAL BANK OF CHINA LIMITED	6.58x	-	-	4.81%	357B
CHINA CONSTRUCTION BANK CORPORATION	6.14x	-	-	5.02%	328B
HSBC HOLDINGS PLC	11.67x	-	-	4.46%	327B
BANK OF CHINA LIMITED	6.7x	-	-	4.75%	303B
ROYAL BANK OF CANADA	17.18x	-	-	2.45%	271B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	13.93x	-	-	2.82%	253B
Average	10.46x			4.14%	351.33B
Weighted average by Cap.	10.51x			3.49%