Company Valuation: SmartFinancial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Market Cap 1 459.7 464.4 416.2 524.4 629.9 820.2 -
Change - 1.03% -10.39% 25.99% 20.12% 30.22% -
Enterprise Value (EV) 459.7 464.4 416.2 524.4 629.9 820.2 820.2
Change - 1.03% -10.39% 25.99% 20.12% 30.22% 0%
P/E 12.3x 10.8x 14.5x 14.5x 12.4x 13.1x 11.4x
PBR 1.07x 1.07x 0.9x 1.07x 1.14x 1.35x 1.22x
PEG - 0.7x -0.4x 0.5x 0.3x 0.6x 0.8x
Capitalization / Revenue 3.33x 2.8x 2.61x 3.07x 3.12x 3.62x 3.3x
EV / Revenue 0x 0x 0x 0x 0x 3.62x 3.3x
EV / EBITDA - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 9.11x 8x
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Dividend per Share 2 0.24 0.28 0.32 0.32 - 0.35 0.3717
Rate of return 0.88% 1.02% 1.31% 1.03% - 0.73% 0.77%
EPS 2 2.22 2.55 1.69 2.14 2.98 3.66 4.197
Distribution rate 10.8% 11% 18.9% 15% - 9.56% 8.86%
Net sales 1 137.9 165.7 159.6 170.9 201.6 226.5 248.5
EBITDA - - - - - - -
EBIT 1 49.61 60.01 47.47 48.92 70.34 90 102.6
Net income 1 34.79 43.02 28.59 36.14 50.35 62.22 71.83
Net Debt - - - - - - -
Reference price 2 27.36 27.50 24.49 30.98 36.99 47.97 47.97
Nbr of stocks (in thousands) 16,802 16,888 16,995 16,926 17,028 17,098 -
Announcement Date 1/24/22 1/23/23 1/22/24 1/21/25 1/20/26 - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
13.11x - - 0.73% 820M
14.63x - - 1.91% 882B
12.93x - - 2.04% 411B
5.57x - - 5.56% 357B
11.6x - - 4.46% 322B
5.44x - - 5.6% 284B
18.13x - - 2.35% 282B
11.99x - - 2.24% 257B
5.8x - - 5.37% 256B
16.58x - - 2.33% 226B
Average 11.58x 3.26% 327.67B
Weighted average by Cap. 11.88x 3.26%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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