Company Valuation: SmartFinancial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Market Cap 1 459.7 464.4 416.2 524.4 629.9 868.9 -
Change - 1.03% -10.39% 25.99% 20.12% 37.96% -
Enterprise Value (EV) 459.7 464.4 416.2 524.4 629.9 868.9 868.9
Change - 1.03% -10.39% 25.99% 20.12% 37.96% 0%
P/E 12.3x 10.8x 14.5x 14.5x 12.4x 13.6x 12.1x
PBR 1.07x 1.07x 0.9x 1.07x 1.14x 1.43x 1.29x
PEG - 0.7x -0.4x 0.5x 0.3x 0.5x 1x
Capitalization / Revenue 3.33x 2.8x 2.61x 3.07x 3.12x 3.83x 3.5x
EV / Revenue 0x 0x 0x 0x 0x 3.83x 3.5x
EV / EBITDA - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 9.6x 8.51x
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Dividend per Share 2 0.24 0.28 0.32 0.32 0.32 0.34 0.3717
Rate of return 0.88% 1.02% 1.31% 1.03% 0.87% 0.67% 0.73%
EPS 2 2.22 2.55 1.69 2.14 2.98 3.737 4.19
Distribution rate 10.8% 11% 18.9% 15% 10.7% 9.1% 8.87%
Net sales 1 137.9 165.7 159.6 170.9 201.6 227 248.3
EBITDA - - - - - - -
EBIT 1 49.61 60.01 47.47 48.92 70.34 90.52 102.1
Net income 1 34.79 43.02 28.59 36.14 50.35 63.56 71.85
Net Debt - - - - - - -
Reference price 2 27.36 27.50 24.49 30.98 36.99 50.82 50.82
Nbr of stocks (in thousands) 16,802 16,888 16,995 16,926 17,028 17,098 -
Announcement Date 1/24/22 1/23/23 1/22/24 1/21/25 1/20/26 - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
13.6x - - 0.67% 869M
14.15x - - 1.76% 951B
13.32x - - 1.91% 436B
6.28x - - 5.01% 397B
12.67x - - 4.12% 355B
5.98x - - 5.17% 314B
17.7x - - 2.39% 283B
6.28x - - 5.11% 279B
11.87x - - 2.2% 262B
14.73x - - 2.69% 257B
Average 11.66x 3.1% 353.55B
Weighted average by Cap. 11.82x 3.1%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

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  3. SMBK Stock
  4. Valuation SmartFinancial, Inc.