Projected Income Statement: SmartFinancial, Inc.

Forecast Balance Sheet: SmartFinancial, Inc.

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Net Debt - - - - - - -
Change - - - - - - -
Announcement Date 1/24/22 1/23/23 1/22/24 1/21/25 1/20/26 - -
Estimates

Cash Flow Forecast: SmartFinancial, Inc.

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 5.439 2.377 12.49 6.27 6.405 2.389
Change - -56.3% 425.33% -49.79% 2.15% -62.7%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 3/16/21 3/14/22 3/16/23 3/15/24 3/17/25 3/16/26
1USD in Million
Estimates

Forecast Financial Ratios: SmartFinancial, Inc.

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) - 35.97% 36.21% 29.75% 28.62% 34.88% 39.88% 41.14%
EBT Margin (%) - 32.14% 33.13% 22.7% 26.59% 30.5% 34.97% 36.15%
Net margin (%) - 25.23% 25.96% 17.92% 21.14% 24.97% 28.01% 28.94%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA - 0.98% 0.92% 0.72% 0.71% 0.93% 1.05% 1.09%
ROE - 9.67% 10.24% 7.77% 7.36% 9.83% 10.98% 11.26%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 - 0.24 0.28 0.32 0.32 0.32 0.34 0.3717
Change - - 16.67% 14.29% 0% 0% 6.25% 9.31%
Book Value Per Share 1 - 25.56 25.59 27.07 29.04 32.44 35.52 39.3
Change - - 0.12% 5.78% 7.28% 11.71% 9.49% 10.65%
EPS 1 - 2.22 2.55 1.69 2.14 2.98 3.738 4.182
Change - - 14.86% -33.73% 26.63% 39.25% 25.44% 11.87%
Nbr of stocks (in thousands) - 16,802 16,888 16,995 16,926 17,028 17,098 17,098
Announcement Date - 1/24/22 1/23/23 1/22/24 1/21/25 1/20/26 - -
1USD
Estimates
2026 *2027 *
P/E 14.1x 12.6x
PBR 1.49x 1.34x
EV / Sales 3.98x 3.63x
Yield 0.64% 0.7%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
B
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
6
Last Close Price
52.78USD
Average target price
51.38USD
Spread / Average Target
-2.66%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. SMBK Stock
  4. Financials SmartFinancial, Inc.