Company Valuation: SLM Corporation

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 5,767 4,153 4,326 5,856 5,494 5,090 - -
Change - -27.98% 4.17% 35.36% -6.18% -7.36% - -
Enterprise Value (EV) 1 27,981 26,064 26,907 5,856 7,114 5,341 5,341 5,341
Change - -6.85% 3.24% -78.24% 21.48% -24.93% 0% 0%
P/E 5.45x 9.43x 7.93x 10.3x 7.82x 8.68x 8.05x 7.16x
PBR 2.55x 2.51x 2.24x 2.69x 2.2x 2.18x 1.96x 1.86x
PEG - -0.2x 0.2x 0.9x 0.3x -0.88x 1.03x 0.6x
Capitalization / Revenue 4.13x 2.79x 2.77x 3.95x 3.66x 3.59x 3.53x 3.41x
EV / Revenue 20.1x 17.5x 17.2x 3.95x 4.74x 3.77x 3.7x 3.58x
EV / EBITDA - - 23x 4.68x 7.14x 6.61x 6.5x 6.3x
EV / EBIT 18.6x 20.6x 23.9x 4.85x 5.36x 6.64x 6.47x 6.32x
EV / FCF - - - - 8.26x 8.94x 8.87x -
FCF Yield - - - - 12.1% 11.2% 11.3% -
Dividend per Share 2 0.2 0.44 0.44 0.46 0.52 0.52 0.5371 0.59
Rate of return 1.02% 2.65% 2.3% 1.67% 1.92% 1.92% 1.98% 2.18%
EPS 2 3.61 1.76 2.41 2.68 3.46 3.118 3.363 3.784
Distribution rate 5.54% 25% 18.3% 17.2% 15% 16.7% 16% 15.6%
Net sales 1 1,395 1,489 1,562 1,481 1,502 1,417 1,442 1,493
EBITDA 1 - - 1,169 1,251 996.1 808.1 821.8 847.4
EBIT 1 1,507 1,264 1,124 1,207 1,326 804.2 825.8 845.2
Net income 1 1,156 460 563.7 590 729.1 599.1 598.3 624.8
Net Debt 1 22,214 21,910 22,581 - 1,620 251.1 251.1 251.1
Reference price 2 19.67 16.60 19.12 27.58 27.06 27.08 27.08 27.08
Nbr of stocks (in thousands) 293,177 250,197 226,271 212,330 203,039 187,947 - -
Announcement Date 1/26/22 2/1/23 1/24/24 1/23/25 1/22/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
8.68x3.77x6.61x1.92% 5.09B
8.56x7.6x - 1.16% 1.95B
5x2.95x17.18x11.36% 1.04B
11.26x - - 4.68% 938M
-19.92x - - -.--% 505M
17.02x - - 4.79% 238M
9.02x - - 4.39% 156M
8.59x - - 28.49% 145M
Average 6.03x 4.77x 11.89x 7.1% 1.26B
Weighted average by Cap. 7.28x 4.59x 8.41x 3.4%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. SLM Stock
  4. Valuation SLM Corporation