Company Valuation: SLM Corporation

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 5,767 4,153 4,326 5,856 5,494 4,565 - -
Change - -27.98% 4.17% 35.36% -6.18% -16.91% - -
Enterprise Value (EV) 1 27,981 26,064 26,907 5,856 7,114 4,816 4,816 4,816
Change - -6.85% 3.24% -78.24% 21.48% -32.3% 0% 0%
P/E 5.45x 9.43x 7.93x 10.3x 7.82x 7.74x 7.28x 6.5x
PBR 2.55x 2.51x 2.24x 2.69x 2.2x 1.99x 1.76x 1.64x
PEG - -0.2x 0.2x 0.9x 0.3x -0.84x 1.16x 0.5x
Capitalization / Revenue 4.13x 2.79x 2.77x 3.95x 3.66x 3.2x 3.14x 3.03x
EV / Revenue 20.1x 17.5x 17.2x 3.95x 4.74x 3.38x 3.31x 3.19x
EV / EBITDA - - 23x 4.68x 7.14x 5.96x 5.86x 5.68x
EV / EBIT 18.6x 20.6x 23.9x 4.85x 5.36x 5.99x 5.83x 5.7x
EV / FCF - - - - 8.26x 8.07x 8x -
FCF Yield - - - - 12.1% 12.4% 12.5% -
Dividend per Share 2 0.2 0.44 0.44 0.46 0.52 0.52 0.5371 0.59
Rate of return 1.02% 2.65% 2.3% 1.67% 1.92% 2.14% 2.21% 2.43%
EPS 2 3.61 1.76 2.41 2.68 3.46 3.139 3.336 3.739
Distribution rate 5.54% 25% 18.3% 17.2% 15% 16.6% 16.1% 15.8%
Net sales 1 1,395 1,489 1,562 1,481 1,502 1,425 1,453 1,509
EBITDA 1 - - 1,169 1,251 996.1 808.1 821.8 847.4
EBIT 1 1,507 1,264 1,124 1,207 1,326 804.2 825.8 845.2
Net income 1 1,156 460 563.7 590 729.1 601.9 598.2 627.2
Net Debt 1 22,214 21,910 22,581 - 1,620 251.1 251.1 251.1
Reference price 2 19.67 16.60 19.12 27.58 27.06 24.29 24.29 24.29
Nbr of stocks (in thousands) 293,177 250,197 226,271 212,330 203,039 187,947 - -
Announcement Date 1/26/22 2/1/23 1/24/24 1/23/25 1/22/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
7.7x3.32x5.89x2.22% 4.56B
9.57x7.98x - 1.09% 2.1B
5.74x2.98x17.44x9.79% 1.23B
12.04x - - 4.38% 955M
-9.85x - - -.--% 536M
2.19x - - 15.05% 241M
16.26x - - 5.01% 216M
9.12x - - 4.43% 147M
Average 6.60x 4.76x 11.66x 5.24% 1.25B
Weighted average by Cap. 7.40x 4.50x 8.34x 3.4%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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  3. SLM Stock
  4. Valuation SLM Corporation