Company Valuation: SLM Corporation

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 5,767 4,153 4,326 5,856 5,494 5,144 - -
Change - -27.98% 4.17% 35.36% -6.18% -6.37% - -
Enterprise Value (EV) 1 27,981 26,064 26,907 5,856 7,114 5,395 5,395 5,395
Change - -6.85% 3.24% -78.24% 21.48% -24.16% 0% 0%
P/E 5.45x 9.43x 7.93x 10.3x 7.82x 8.75x 8.14x 7.22x
PBR 2.55x 2.51x 2.24x 2.69x 2.2x 2.2x 1.98x 1.88x
PEG - -0.2x 0.2x 0.9x 0.3x -0.91x 1.09x 0.6x
Capitalization / Revenue 4.13x 2.79x 2.77x 3.95x 3.66x 3.63x 3.54x 3.4x
EV / Revenue 20.1x 17.5x 17.2x 3.95x 4.74x 3.8x 3.71x 3.57x
EV / EBITDA - - 23x 4.68x 7.14x 6.68x 6.57x 6.37x
EV / EBIT 18.6x 20.6x 23.9x 4.85x 5.36x 6.71x 6.53x 6.38x
EV / FCF - - - - 8.26x 9.04x 8.96x -
FCF Yield - - - - 12.1% 11.1% 11.2% -
Dividend per Share 2 0.2 0.44 0.44 0.46 0.52 0.52 0.5371 0.59
Rate of return 1.02% 2.65% 2.3% 1.67% 1.92% 1.9% 1.96% 2.16%
EPS 2 3.61 1.76 2.41 2.68 3.46 3.126 3.361 3.791
Distribution rate 5.54% 25% 18.3% 17.2% 15% 16.6% 16% 15.6%
Net sales 1 1,395 1,489 1,562 1,481 1,502 1,418 1,455 1,511
EBITDA 1 - - 1,169 1,251 996.1 808.1 821.8 847.4
EBIT 1 1,507 1,264 1,124 1,207 1,326 804.2 825.8 845.2
Net income 1 1,156 460 563.7 590 729.1 600.4 600.4 630.2
Net Debt 1 22,214 21,910 22,581 - 1,620 251.1 251.1 251.1
Reference price 2 19.67 16.60 19.12 27.58 27.06 27.37 27.37 27.37
Nbr of stocks (in thousands) 293,177 250,197 226,271 212,330 203,039 187,947 - -
Announcement Date 1/26/22 2/1/23 1/24/24 1/23/25 1/22/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
8.75x3.8x6.68x1.9% 5.14B
9.93x8.09x - 1.04% 2.25B
5.22x2.92x17.1x10.78% 1.12B
11.49x - - 4.59% 947M
-10.98x - - -.--% 574M
2.18x - - 15.1% 241M
16.69x - - 4.88% 231M
9x - - 4.49% 151M
Average 6.54x 4.94x 11.89x 5.35% 1.33B
Weighted average by Cap. 7.84x 4.82x 8.54x 3.19%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield