Valuation: S&U plc

Market Cap 235M 320M 274M 256M 441M 30.61B 449M 3.03B 1.18B 15.34B 1.2B 1.18B 50.79B P/E 2027 *
8.86x
P/E 2028 * 7.71x
Enterprise Value 238M 324M 278M 259M 447M 31.04B 456M 3.07B 1.2B 15.56B 1.22B 1.19B 51.5B EV / Sales 2027 *
1.95x
EV / Sales 2028 * 1.58x
Free-Float
26.65%
Yield 2027 *
6.22%
Yield 2028 * 6.67%
1 week-2.77%
Current month-0.77%
1 month-1.03%
3 months-1.53%
6 months-17.17%
Current year-7.21%
1 week 1,910
Extreme 1910
1,985
1 month 1,891
Extreme 1891
1,985
Current year 1,715
Extreme 1715
2,458.5
1 year 1,620
Extreme 1620
2,458.5
3 years 1,230
Extreme 1230
2,458.5
5 years 1,230
Extreme 1230
2,950
10 years 1,230
Extreme 1230
2,950
Manager TitleAgeSince
Director of Finance/CFO - -
Corporate Secretary - 2023-12-31
Director TitleAgeSince
Chairman 74 2007-12-31
Director/Board Member 74 -
Director/Board Member - 2015-02-14
Date Insider Type Main position Quantity % Market Cap.
7/1/26 Sell

Chairman

-2,500 0.0206%
7/8/25 Others

Director

200,000 1.6460%
7/8/25 Others

Director

200,000 1.6460%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%-2.77%+3.21%-15.35% 319M
+1.37%+0.39%+23.34%+59.57% 70.27B
-3.90%-6.52%-20.83%+33.90% 41.43B
+0.20%-0.44%+2.94%+38.07% 33.65B
+1.82%-0.26%+82.52%+208.98% 27.2B
-3.65%-4.21%+7.17%+131.26% 25.91B
-2.71%-2.77%-20.43%+118.00% 23.79B
+0.60%-4.30%-25.53% - 16.8B
+2.34%-0.51%+25.47%+87.87% 16.68B
+0.16%+0.66% - - 16.13B
Average +0.31%-1.62%+8.65%+82.79% 27.22B
Weighted average by Cap. +0.44%-1.43%+11.00%+84.53%

Financials

2027 *2028 *
Net sales 122M 167M 143M 133M 229M 15.94B 234M 1.58B 615M 7.99B 625M 612M 26.44B 144M 197M 168M 157M 271M 18.81B 276M 1.86B 726M 9.43B 738M 722M 31.21B
Net income 26.42M 36.05M 30.87M 28.8M 49.65M 3.45B 50.63M 342M 133M 1.73B 135M 132M 5.72B 30.55M 41.68M 35.68M 33.29M 57.41M 3.99B 58.54M 395M 154M 2B 156M 153M 6.62B
Net Debt 3.3M 4.5M 3.85M 3.6M 6.2M 431M 6.32M 42.66M 16.63M 216M 16.9M 16.54M 715M -6.2M -8.46M -7.24M -6.76M -11.65M -809M -11.88M -80.16M -31.25M -406M -31.76M -31.07M -1.34B
Logo S&U plc
S&U plc is a United Kingdom-based specialist motor finance and bridging lender. The Company’s trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company. Aspen Bridging is focused on property bridging finance. Advantage Finance operates within the non-prime sector and has provided hire purchase finance for over 275,000 customers. Aspen Bridging has developed a range of bridging loan products across the market for residential and commercial property as well as sectors such as refinancing, capital raising, and refurbishment loans. Aspen Bridging can lend up to over £15 million per deal with an average loan size of circa £1,000,000.
Employees
250
Date Price Change Volume
26-08-20 GBX 1,930.00 0.00% 1,030
26-08-19 GBX 1,930.00 -1.03% 840
26-08-18 GBX 1,950.00 -1.76% 7,668
26-08-17 GBX 1,985.00 0.00% 6,940
26-08-14 GBX 1,985.00 0.00% 2,139
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
CCC
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
19.30GBP
Average target price
24.57GBP
Spread / Average Target
+27.29%

Annual profits - Rate of surprise