Company Valuation: Personal Group Holdings Plc

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 101.2 61.07 57.65 58.25 97.66 136.6 - -
Change - -39.64% -5.61% 1.05% 67.65% 39.86% - -
Enterprise Value (EV) 1 80.89 44.12 40.15 29.62 67.03 109.1 106.3 102.9
Change - -45.46% -8.99% -26.23% 126.3% 62.84% -2.63% -3.21%
P/E 28.3x -8.45x 13.7x 9.3x 14.2x 18x 15.3x 12.5x
PBR - - - - - - - -
PEG - 0x -0x 0.2x 1.43x 1.99x 0.9x 0.5x
Capitalization / Revenue 1.36x 0.7x 1.16x 1.33x 2.02x 2.54x 2.26x 2x
EV / Revenue 1.09x 0.51x 0.81x 0.68x 1.39x 2.03x 1.76x 1.51x
EV / EBITDA 13.3x 7.34x 4.94x 2.99x 5.52x 7.82x 6.61x 5.43x
EV / EBIT 17.8x 10.6x 6.45x 3.97x 7.52x 10.7x 8.71x 6.39x
EV / FCF - - 8.96x - - 12.5x 10.2x -
FCF Yield - - 11.2% - - 7.97% 9.79% -
Dividend per Share 2 0.106 0.106 0.117 0.165 0.233 0.2484 0.292 0.3625
Rate of return 3.26% 5.41% 6.32% 8.82% 7.44% 5.73% 6.74% 8.36%
EPS 2 0.115 -0.232 0.135 0.201 0.221 0.241 0.2825 0.348
Distribution rate 92.2% -45.7% 86.7% 82.1% 105% 103% 103% 104%
Net sales 1 74.51 86.66 49.67 43.8 48.37 53.82 60.37 68.34
EBITDA 1 6.094 6.01 8.126 9.9 12.15 13.97 16.07 18.95
EBIT 1 4.543 4.172 6.221 7.458 8.909 10.18 12.2 16.09
Net income 1 3.597 -7.253 4.324 6.496 7.286 7.742 9.359 11.58
Net Debt 1 -20.29 -16.96 -17.5 -28.63 -30.63 -27.43 -30.3 -33.71
Reference price 2 3.250 1.960 1.850 1.870 3.130 4.335 4.335 4.335
Nbr of stocks (in thousands) 31,132 31,160 31,160 31,149 31,200 31,506 - -
Announcement Date 3/29/22 3/28/23 3/19/24 1/28/25 3/24/26 - - -
1GBP in Million2GBP
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
17.99x2.03x7.82x5.73% 181M
6.35x4.84x - 5.41% 135B
10.67x0.92x - 5.71% 101B
12.44x - - 2.89% 96.87B
13.85x1.04x1.05x4.21% 75.33B
15.1x - - 3.12% 72.88B
12.76x - - 2.4% 62.09B
17.72x - - 2.88% 59.1B
16.04x3.01x - 2.15% 57.01B
12.12x - - 4.56% 51.01B
Average 13.50x 2.37x 4.43x 3.91% 71.05B
Weighted average by Cap. 12.19x 2.70x 1.07x 3.95%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

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