Valuation: Personal Group Holdings Plc

Market Cap 137M 181M 159M 150M 256M 17.33B 257M 1.79B 695M 8.85B 679M 664M 28.46B P/E 2026 *
18x
P/E 2027 * 15.3x
Enterprise Value 109M 145M 127M 120M 204M 13.85B 206M 1.43B 555M 7.08B 543M 531M 22.74B EV / Sales 2026 *
2.03x
EV / Sales 2027 * 1.76x
Free-Float
57.45%
Yield 2026 *
5.73%
Yield 2027 * 6.74%
1 day-1.14%
1 week-1.48%
Current month+9.75%
1 month+8.38%
3 months+12.60%
6 months+28.25%
Current year+38.50%
1 week 430
Extreme 430
455
1 month 390
Extreme 390
455
Current year 280
Extreme 280
455
1 year 280
Extreme 280
455
3 years 145.02
Extreme 145.02
455
5 years 145.02
Extreme 145.02
455
10 years 145.02
Extreme 145.02
579.6
Manager TitleAgeSince
Chief Executive Officer - 2023-08-31
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - -
Director TitleAgeSince
Director/Board Member 55 2017-06-30
Director/Board Member 61 2019-06-27
Chairman 57 2021-04-30
Date Insider Type Main position Quantity % Market Cap. Importance
5/26/26 Free

Executive/Senior Manager

15,826 0.0501%
5/26/26 Free

Executive/Senior Manager

15,963 0.0505%
5/26/26 Free

Head of Human Resources

11,529 0.0365%
Change 5-day change 1-year change 3-year change Capi.($)
-1.14%-1.48%+36.75%+152.03% 181M
-1.15%-0.22%-3.57%+9.66% 135B
+0.07%-1.63%+8.21%+55.50% 101B
-2.70%-3.91%+2.86%+15.14% 96.87B
0.00%-3.45%+30.86%+125.88% 75.33B
+0.98%+0.06%+44.79%+152.13% 72.88B
+0.46%+0.68%+19.70%+55.57% 62.09B
+1.17%-0.19%+69.37%+138.05% 59.1B
-0.25%-2.24%+2.12%+47.63% 57.01B
-0.90%0.00%+69.74%+147.76% 51.01B
Average -0.35%-1.24%+28.08%+89.94% 71.05B
Weighted average by Cap. -0.42%-1.30%+21.43%+71.58%

Financials

2026 *2027 *
Net sales 53.82M 71.25M 62.53M 59.05M 101M 6.83B 101M 707M 274M 3.49B 268M 262M 11.21B 60.37M 79.94M 70.14M 66.25M 113M 7.66B 114M 793M 307M 3.91B 300M 294M 12.58B
Net income 7.74M 10.25M 9M 8.5M 14.49M 982M 14.6M 102M 39.38M 502M 38.49M 37.66M 1.61B 9.36M 12.39M 10.87M 10.27M 17.52M 1.19B 17.64M 123M 47.6M 607M 46.52M 45.52M 1.95B
Net Debt -27.43M -36.32M -31.87M -30.1M -51.35M -3.48B -51.71M -360M -140M -1.78B -136M -133M -5.72B -30.3M -40.12M -35.2M -33.25M -56.72M -3.85B -57.13M -398M -154M -1.96B -151M -147M -6.31B
Logo Personal Group Holdings Plc
Personal Group Holdings PLC is a provider of workforce benefits and services. The Company is primarily engaged in delivering employee services, including short-term accident and health insurance, benefits and platform products, pay and reward consultancy, and salary sacrifice technology solutions in the United Kingdom. Its segments include Affordable Insurance, Benefits and Reward, and Other. The Affordable Insurance segment includes underwriting by Personal Assurance Plc (PA) and Personal Assurance (Guernsey) Limited (PAGL) of insurance policies purchased by employees of host companies through bespoke benefit programs. The Benefits and Reward segment comprises annual subscription income and other related revenue from licensing Hapi, the Company's employee benefits platform. This includes sales to both large corporates and small and medium-sized enterprises (SMEs). It also encompasses consultancy services, surveys, and license income generated from digital platform subscriptions.
Employees
258
Date Price Change Volume
26-09-25 GBX 433.50 -1.14% 61,952
26-09-24 GBX 438.50 -3.63% 63,036
26-09-23 GBX 455.00 +0.78% 19,457
26-09-22 GBX 451.50 +2.61% 46,013
26-09-21 GBX 440.00 0.00% 39,547
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
4.335GBP
Average target price
5.100GBP
Spread / Average Target
+17.65%

Annual profits - Rate of surprise