Valuation Pathfinder Bancorp, Inc.

Stocks

Market Closed - Nasdaq 16:00:00 2026-10-30 EDT			5-day change	1st Jan Change
17.00 ^USD	+1.67%		+1.67%	+20.48%

09-28	Pathfinder Bancorp Keeps Quarterly Dividend at $0.10 a Share, Payable Nov. 6 to Holders of Record Oct. 16	MT
09-28	Pathfinder Bancorp, Inc. Declares Dividend for the Third Quarter Ending September 30, 2026, Payable on November 6, 2026	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2020	2021	2022	2023	2024	2025
Market Cap ¹	53.45	101.1	113.9	85.11	106.8	87.12
Change	-	89.21%	12.65%	-25.29%	25.42%	-18.39%
Enterprise Value (EV) ¹	136	173.8	221.5	243.4	205.6	161.9
Change	-	27.8%	27.42%	9.89%	-15.53%	-21.27%
P/E	9.81x	9.66x	11.7x	12x	32.2x	-25.4x
PBR	0.52x	0.92x	1.03x	0.71x	0.88x	0.72x
PEG	-	0.2x	-1.48x	-0.4x	-0.6x	0x
Capitalization / Revenue	1.6x	2.32x	2.56x	2.07x	2.7x	2.86x
EV / Revenue	4.07x	4x	4.97x	5.91x	5.2x	5.31x
EV / EBITDA	-	-	-	-	-	-
EV / EBIT	-	-	-	-	-	-
EV / FCF	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-
Dividend per Share ²	0.24	0.28	0.36	0.36	0.4	0.4
Rate of return	2.09%	1.63%	1.88%	2.57%	2.29%	2.83%
EPS ²	1.17	1.778	1.637	1.164	0.544	-0.555
Distribution rate	20.5%	15.7%	22%	30.9%	73.5%	-72.1%
Net sales ¹	33.42	43.5	44.56	41.18	39.58	30.49
EBITDA	-	-	-	-	-	-
EBIT	-	-	-	-	-	-
Net income ¹	6.95	12.41	12.93	9.293	3.383	-3.417
Net Debt ¹	82.56	72.7	107.6	158.3	98.85	74.75
Reference price ²	11.48	17.17	19.14	14.01	17.50	14.11
Nbr of stocks (in thousands)	4,656	5,890	5,952	6,075	6,100	6,175
Announcement Date	3/30/21	3/25/22	3/31/23	3/22/24	3/31/25	1/29/26

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (N)	EV / Sales (N)	EV / EBITDA (N)	Dividend Yield (N)	Capi.($)
PATHFINDER BANCORP, INC.	-	-	-	-	107M
JPMORGAN CHASE & CO.	13.54x	-	-	1.89%	895B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.48x	-	-	4.8%	442B
AGRICULTURAL BANK OF CHINA LIMITED	7.04x	-	-	4.52%	386B
CHINA CONSTRUCTION BANK CORPORATION	6.51x	-	-	4.77%	353B
BANK OF AMERICA CORPORATION	11.39x	-	-	2.39%	345B
BANK OF CHINA LIMITED	6.91x	-	-	4.62%	320B
HSBC HOLDINGS PLC	10.62x	-	-	4.94%	293B
ROYAL BANK OF CANADA	17.49x	-	-	2.41%	282B
WELLS FARGO & COMPANY	11.36x	-	-	2.27%	250B
Average	10.15x			3.62%	356.5B
Weighted average by Cap.	10.38x			3.43%