Projected Income Statement: Military CommercialBank

Forecast Balance Sheet: Military CommercialBank

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 1/28/22 3/20/23 1/30/24 1/24/25 1/28/26 - - -
Estimates

Cash Flow Forecast: Military CommercialBank

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 823,253 1,259,868 1,748,106 1,655,386 2,301,696 1,780,261
Change - 53.04% 38.75% -5.3% 39.04% -22.65%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 2/8/21 3/8/22 3/20/23 3/25/24 4/2/25 3/9/26
1VND in Million
Estimates

Forecast Financial Ratios: Military CommercialBank

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 93.73% 85.44% 83.74% 93.33% 70.93% 72.17% 72.59% 73.54%
EBT Margin (%) - 63.08% 63.1% 68% 70.06% 50.62% 49.53% 49.02% 49.75%
Net margin (%) - 48.46% 48.53% 53.45% 55% 39.56% 38.62% 38.23% 39.04%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 2.3% 2.62% 2.47% 2.18% 1.95% 1.79% 1.74% 1.72%
ROE - 23.63% 25.8% 24.52% 22.09% 21.57% 20.83% 20.79% 21.09%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - - 249.1 286.4 - - 804.3 438 435.8
Change - - - 15% - - - -45.54% -0.5%
Book Value Per Share 1 - 6,545 8,344 10,189 13,923 14,696 17,398 20,520 25,258
Change - - 27.49% 22.11% 36.65% 5.56% 18.38% 17.95% 23.09%
EPS 1 - 1,396 1,921 2,272 2,823 2,891 3,186 3,769 4,570
Change - - 37.63% 18.28% 24.25% 2.43% 10.19% 18.31% 21.24%
Nbr of stocks (in thousands) - 9,102,227 9,102,227 9,102,227 9,263,250 9,263,250 9,263,250 9,263,250 9,263,250
Announcement Date - 1/28/22 3/20/23 1/30/24 1/24/25 1/28/26 - - -
1VND
Estimates
2026 *2027 *
P/E 6x 5.07x
PBR 1.1x 0.93x
EV / Sales 2.15x 1.77x
Yield 4.21% 2.29%

EPS & Dividend



Y-o-Y evolution of P/E

 

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
12
Last Close Price
19,100.00VND
Average target price
28,143.09VND
Spread / Average Target
+47.35%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. MBB Stock
  4. Financials Military CommercialBank