Valuation: Kaspi Bank

Market Cap 8,035B 17.75B 15.84B 14.54B 13.23B 24.8B 1,680B 25.29B 174B 70B 887B 66.6B 65.19B 2,801B P/E 2026 *
7.43x
P/E 2027 * 6.54x
Enterprise Value 8,035B 17.75B 15.84B 14.54B 13.23B 24.8B 1,680B 25.29B 174B 70B 887B 66.6B 65.19B 2,801B EV / Sales 2026 *
1.72x
EV / Sales 2027 * 1.48x
Free-Float
52.91%
Yield 2026 *
8.51%
Yield 2027 * 9.26%
1 day-2.56%
1 week+0.19%
Current month-2.56%
1 month-3.40%
3 months-0.77%
6 months+3.83%
Current year+2.70%
1 week 41,473.85
Extreme 41473.85
42,967.88
1 month 40,900
Extreme 40900
44,250
Current year 34,837.07
Extreme 34837.07
51,118.66
1 year 34,837.07
Extreme 34837.07
51,118.66
3 years 34,837.07
Extreme 34837.07
67,000
5 years 21,000
Extreme 21000
68,200
10 years 4,445
Extreme 4445
68,200
Manager TitleAgeSince
Chief Executive Officer 52 2018-12-04
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 52 2015-03-16
Chairman 56 2018-12-04
Director/Board Member 56 2019-04-07
Change 5-day change 1-year change 3-year change Capi.($)
-2.56%+0.19% - - 17.75B
+3.23%+3.59%-47.25%-29.63% 94.09B
-1.35%-9.69%-42.88%+784.39% 75.5B
-2.54%-12.10%-42.25%+17.07% 30.1B
+0.15%+5.89%+2.37%+249.71% 24.83B
+8.82%-0.35%-19.94%+112.17% 23.51B
+4.15%+8.90%-35.78%-21.83% 20.71B
-0.63%-9.72%-43.24% - 18.39B
+2.32%+3.61%+24.87%-0.12% 17.75B
+4.77%+1.79%-48.18%+84.89% 14.46B
Average +2.04%+0.25%-28.03%+149.58% 35.48B
Weighted average by Cap. +2.30%-0.80%-34.94%+221.16%

Financials

2026 *2027 *
Net sales 4,666B 10.31B 9.2B 8.44B 7.68B 14.4B 976B 14.69B 101B 40.65B 515B 38.68B 37.85B 1,627B 5,421B 11.97B 10.69B 9.81B 8.92B 16.73B 1,134B 17.06B 117B 47.23B 598B 44.94B 43.98B 1,890B
Net income 1,093B 2.42B 2.16B 1.98B 1.8B 3.37B 229B 3.44B 23.63B 9.53B 121B 9.06B 8.87B 381B 1,245B 2.75B 2.45B 2.25B 2.05B 3.84B 260B 3.92B 26.9B 10.84B 137B 10.32B 10.1B 434B
Net Debt - -
Projected Income Statement - Annual - Kaspi Bank
Logo Kaspi Bank
Kaspi.kz AO is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates in three segments: payments, marketplace and fintech. In payments segment the Company operates Payments Platform through which consumers can pay for shopping transactions, household bills and make peer-to-peer transactions. It also allows merchants to accept payments, issue and settle invoices, pay suppliers and monitor turnover. In marketplace segment the Company operates Marketplace Platform which offers m-Commerce, e-Commerce, and Kaspi Travel. In fintech segment the Company operates Fintech Platform which offers Buy Now, Pay Later (BNPL) services, finance and deposit products. The Company operates mobile application Super App.
Employees
14,008
Date Price Change Volume
26-11-02 KZT 41,479.01 -2.56% 3,724
26-10-30 KZT 42,570.00 +1.84% 1,344
26-10-29 KZT 41,800.01 +0.72% 842
26-10-28 KZT 41,502.00 -1.89% 2,132
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
MarketScreener Ratings - Kaspi Bank
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
42,281.39KZT
Average target price
47,498.72KZT
Spread / Average Target
+12.34%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Kaspi Bank