Projected Income Statement: Intercorp Financial Services Inc.

Forecast Balance Sheet: Intercorp Financial Services Inc.

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 2/10/22 2/14/23 2/13/24 2/5/25 2/11/26 - - -
Estimates

Cash Flow Forecast: Intercorp Financial Services Inc.

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 52.37 87.28 135 147.6 104.7 301.4
Change - 66.66% 54.71% 9.34% -29.07% 187.85%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 3/19/21 3/15/22 3/18/23 3/18/24 3/18/25 3/19/26
1PEN in Million
Estimates

Forecast Financial Ratios: Intercorp Financial Services Inc.

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 54.79% 52.89% 54.81% 54.07% 46.77% 42.94% 46.05% 57.49%
EBT Margin (%) - 47.78% 38.09% 22.12% 26.07% 40.98% 41.07% 40.55% 38.97%
Net margin (%) - 35.77% 29.15% 17.63% 20.59% 32.52% 30.3% 31.74% 29.94%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 2% 1.9% 1.2% 1.41% 1.99% 2.2% 2.2% 2.22%
ROE - 19.3% 17.7% 11.3% 12.6% 16.8% 17.55% 17.84% 18.25%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 2.444 - - 3.669 6.232 7.717 10.87 12.32
Change - - - - - 69.85% 23.83% 40.83% 13.36%
Book Value Per Share 1 - 82.34 86.54 86.19 94.55 110.5 115.7 128.5 142.1
Change - - 5.09% -0.41% 9.7% 16.91% 4.64% 11.13% 10.58%
EPS 1 - 15.51 14.39 9.33 14.45 17.3 19.7 22.15 24.69
Change - - -7.22% -35.16% 54.88% 19.72% 13.87% 12.45% 11.45%
Nbr of stocks (in thousands) - 115,418 115,418 114,481 114,433 111,352 110,398 110,398 110,398
Announcement Date - 2/10/22 2/14/23 2/13/24 2/5/25 2/11/26 - - -
1PEN
Estimates
2026 *2027 *
P/E 9.4x 8.35x
PBR 1.6x 1.44x
EV / Sales 2.76x 2.56x
Yield 4.17% 5.87%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
7
Last Close Price
185.06PEN
Average target price
205.75PEN
Spread / Average Target
+11.18%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. IFS Stock
  4. Financials Intercorp Financial Services Inc.