Projected Income Statement: Intercorp Financial Services Inc.

Forecast Balance Sheet: Intercorp Financial Services Inc.

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt 1 - - - - - -9,164 -9,821 -9,816
Change - - - - - - -7.17% 0.05%
Announcement Date 2/10/22 2/14/23 2/13/24 2/5/25 2/11/26 - - -
1PEN in Million
Estimates

Cash Flow Forecast: Intercorp Financial Services Inc.

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 52.37 87.28 135 147.6 104.7 301.4
Change - 66.66% 54.71% 9.34% -29.07% 187.85%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 3/19/21 3/15/22 3/18/23 3/18/24 3/18/25 3/19/26
1PEN in Million
Estimates

Forecast Financial Ratios: Intercorp Financial Services Inc.

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) 54.79% 52.89% 54.81% 54.07% 46.77% 46.82% 46.07% 61.75%
EBT Margin (%) 47.78% 38.09% 22.12% 26.07% 40.98% 42.27% 40.74% 41.18%
Net margin (%) 35.77% 29.15% 17.63% 20.59% 32.52% 33.18% 32.01% 32.07%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA 2% 1.9% 1.2% 1.41% 1.99% 2.22% 2.26% 2.28%
ROE 19.3% 17.7% 11.3% 12.6% 16.8% 17.24% 17.82% 17.83%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 2.444 - - 3.669 6.232 7.751 10.51 14.12
Change - - - - 69.85% 24.38% 35.55% 34.39%
Book Value Per Share 1 82.34 86.54 86.19 94.55 110.5 120.6 132.7 146.3
Change - 5.09% -0.41% 9.7% 16.91% 9.14% 9.97% 10.3%
EPS 1 15.51 14.39 9.33 14.45 17.3 19.77 22.51 25.21
Change - -7.22% -35.16% 54.88% 19.72% 14.3% 13.83% 11.99%
Nbr of stocks (in thousands) 115,418 115,418 114,481 114,433 111,352 110,398 110,398 110,398
Announcement Date 2/10/22 2/14/23 2/13/24 2/5/25 2/11/26 - - -
1PEN
Estimates
2026 *2027 *
P/E 9.49x 8.34x
PBR 1.56x 1.42x
EV / Sales 1.75x 1.4x
Yield 4.13% 5.6%

EPS & Dividend



Y-o-Y evolution of P/E

 

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
6
Last Close Price
189.83PEN
Average target price
214.11PEN
Spread / Average Target
+12.79%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. IFS Stock
  4. Financials Intercorp Financial Services Inc.
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