Financials Intact Financial Corporation Toronto S.E.
Stocks
IFC.PR.F
CA45823T8822
Property & Casualty Insurance
|
Market Closed -
Toronto S.E.
14:52:32 2026-10-23 EDT
|
5-day change | 1st Jan Change | ||
| 23.60 CAD | -0.55% |
|
+0.43% | -2.07% |
| 10-06 | Intact Financial And Definity Financial Release Third-Quarter Catastrophe Loss Estimates | MT |
| 10-06 | Intact Financial Corporation Provides Earnings Guidance for the Third Quarter of 2026 | CI |
Projected Income Statement: Intact Financial Corporation
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 16,238 | 19,792 | - | 21,658 | 23,056 | 24,150 | 25,471 | 26,605 |
| Change | - | 21.89% | - | - | 6.45% | 4.75% | 5.47% | 4.45% |
| EBITDA | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| EBIT 1 | 2,668 | 2,667 | - | 1,689 | 2,717 | 2,704 | 3,075 | 4,161 |
| Change | - | -0.04% | - | - | 60.86% | -0.47% | 13.71% | 35.31% |
| Interest Paid 1 | -153 | -177 | -222 | -222 | -225 | -228 | -232 | -231 |
| Earnings before Tax (EBT) 1 | 2,568 | 2,942 | 1,804 | 2,878 | 4,307 | 3,552 | 3,767 | 4,057 |
| Change | - | 14.56% | -38.68% | 59.53% | 49.65% | -17.52% | 6.04% | 7.71% |
| Net income 1 | 2,014 | 2,364 | 1,232 | 2,207 | 3,275 | 2,820 | 2,937 | 3,094 |
| Change | - | 17.38% | -47.88% | 79.14% | 48.39% | -13.91% | 4.16% | 5.36% |
| Announcement Date | 2/8/22 | 2/7/23 | 2/13/24 | 2/11/25 | 2/10/26 | - | - | - |
Forecast Balance Sheet: Intact Financial Corporation
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | 2,953 | - | 3,910 | 3,536 | 3,061 | 2,013 | 2,013 | 2,013 |
| Change | - | - | - | -9.57% | -13.43% | -34.24% | 0% | 0% |
| Announcement Date | 2/8/22 | 2/7/23 | 2/13/24 | 2/11/25 | 2/10/26 | - | - | - |
Cash Flow Forecast: Intact Financial Corporation
| Fiscal Period: December | 2026 | 2027 |
|---|---|---|
| CAPEX 1 | 343 | 104 |
| Change | - | -69.68% |
| Free Cash Flow (FCF) 1 | - | - |
| Change | - | - |
| Announcement Date | - | - |
Forecast Financial Ratios: Intact Financial Corporation
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
Profitability | ||||||||
| EBITDA Margin (%) | - | - | - | - | - | - | - | - |
| EBIT Margin (%) | 16.43% | 13.48% | - | 7.8% | 11.78% | 11.2% | 12.07% | 15.64% |
| EBT Margin (%) | 15.81% | 14.86% | - | 13.29% | 18.68% | 14.71% | 14.79% | 15.25% |
| Net margin (%) | 12.4% | 11.94% | - | 10.19% | 14.2% | 11.67% | 11.53% | 11.63% |
| FCF margin (%) | - | - | - | - | - | - | - | - |
| FCF / Net Income (%) | - | - | - | - | - | - | - | - |
Profitability | ||||||||
| ROA | - | - | - | - | - | - | - | - |
| ROE | 15.97% | 15.48% | 12.87% | 16.5% | 19.5% | 14.18% | 15.22% | 14.96% |
Financial Health | ||||||||
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Debt / Free cash flow | - | - | - | - | - | - | - | - |
Capital Intensity | ||||||||
| CAPEX / Current Assets (%) | - | - | - | - | - | 1.42% | 0.41% | - |
| CAPEX / EBITDA (%) | - | - | - | - | - | - | - | - |
| CAPEX / FCF (%) | - | - | - | - | - | - | - | - |
Items per share | ||||||||
| Cash flow per share 1 | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| Dividend per Share 1 | 3.4 | 4 | 4.4 | 4.84 | 5.32 | 5.918 | 6.428 | 6.937 |
| Change | - | 17.65% | 10% | 10% | 9.92% | 11.23% | 8.64% | 7.92% |
| Book Value Per Share 1 | 82.34 | 80.33 | 81.71 | 92.67 | 107.4 | 115.2 | 125.7 | 135.8 |
| Change | - | -2.44% | 1.72% | 13.41% | 15.84% | 7.33% | 9.11% | 8% |
| EPS 1 | 12.4 | 13.46 | 6.99 | 12.36 | 18.35 | 15.26 | 16.79 | 18.24 |
| Change | - | 8.55% | -48.07% | 76.82% | 48.46% | -16.84% | 10.05% | 8.62% |
| Nbr of stocks (in thousands) | 176,082 | 175,257 | 178,323 | 178,364 | 177,632 | 176,349 | 176,349 | 176,349 |
| Announcement Date | 2/8/22 | 2/7/23 | 2/13/24 | 2/11/25 | 2/10/26 | - | - | - |
| 2026 * | 2027 * | |
|---|---|---|
| P/E | 17.3x | 15.8x |
| PBR | 2.3x | 2.1x |
| EV / Sales | 2.02x | 1.91x |
| Yield | 2.24% | 2.43% |
EPS & Dividend
Y-o-Y evolution of P/E
Year-on-year evolution of the Yield
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