Company Valuation: IF BANC

Data adjusted to current consolidation scope
Fiscal Period: June 2020 2021 2022 2023 2024 2025
Market Cap 1 55.9 69.38 58.51 46.15 51.99 78.67
Change - 24.13% -15.67% -21.13% 12.67% 51.3%
Enterprise Value (EV) 1 60.67 38.64 5.446 64.2 118.2 131.2
Change - -36.3% -85.91% 1,078.88% 84.11% 11.04%
P/E 12.8x 13.1x 10.3x 9.89x 28.4x 17.8x
PBR 0.63x 0.81x 0.82x 0.64x 0.7x 0.96x
PEG - 0.5x 1.79x -0.5x -0.5x 0x
Capitalization / Revenue 2.43x 2.71x 2.15x 1.76x 2.35x 2.97x
EV / Revenue 2.64x 1.51x 0.2x 2.44x 5.35x 4.96x
EV / EBITDA - - - - - -
EV / EBIT - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Dividend per Share 2 0.3 0.3 0.35 0.4 0.4 0.4
Rate of return 1.74% 1.32% 1.84% 2.77% 2.47% 1.64%
EPS 2 1.35 1.74 1.84 1.46 0.57 1.366
Distribution rate 22.2% 17.2% 19% 27.4% 70.2% 29.3%
Net sales 1 22.97 25.59 27.28 26.29 22.08 26.46
EBITDA - - - - - -
EBIT - - - - - -
Net income 1 4.245 5.347 5.784 4.66 1.79 4.304
Net Debt 1 4.771 -30.74 -53.07 18.05 66.2 52.58
Reference price 2 17.25 22.80 19.00 14.44 16.18 24.35
Nbr of stocks (in thousands) 3,240 3,043 3,080 3,196 3,213 3,231
Announcement Date 9/14/20 9/15/21 9/15/22 9/13/23 9/11/24 9/11/25
1USD in Million2USD
Estimates

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
- - - - 86.17M
6.13x - - 5.14% 329B
17.61x - - 0.96% 107B
15.39x - - 4.42% 80.28B
8.33x - - 5.98% 68.57B
5.07x - - 5.93% 57.51B
18.61x - - 2.85% 51.77B
12.99x - - 5.35% 43.72B
9.56x - - 4.5% 42.87B
11.15x - - 3.6% 36.88B
Average 11.65x 4.3% 81.79B
Weighted average by Cap. 10.21x 4.41%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA