Valuation: Humm Group Limited

Market Cap 207M 144M 128M 119M 109M 205M 13.82B 1.44B 559M 7.06B 540M 528M 22.67B P/E 2027 *
7.46x
P/E 2028 * 5.45x
Enterprise Value 193M 134M 119M 111M 102M 192M 12.92B 1.35B 523M 6.61B 505M 494M 21.2B EV / Sales 2027 *
0.31x
EV / Sales 2028 * 0.35x
Free-Float
56.17%
Yield 2027 *
6.16%
Yield 2028 * 7.26%
1 week+2.50%
Current month-2.38%
1 month-1.20%
3 months-12.77%
6 months-35.94%
Current year-41.43%
1 week 0.4
Extreme 0.397
0.42
1 month 0.38
Extreme 0.385
0.44
Current year 0.38
Extreme 0.385
0.78
1 year 0.38
Extreme 0.385
0.78
3 years 0.38
Extreme 0.385
0.9
5 years 0.37
Extreme 0.37
1
10 years 0.37
Extreme 0.37
2.71
Manager TitleAgeSince
Chief Executive Officer 45 2025-05-08
Director of Finance/CFO - 2025-12-16
Chief Operating Officer - 2023-12-31
Director TitleAgeSince
Director/Board Member - 2022-06-29
Director/Board Member 45 2026-03-12
Director/Board Member 54 2026-04-09
Date Insider Type Main position Quantity % Market Cap. Importance
3/30/26 Buy

Founder

895,522 0.1791%
3/30/26 Buy

Founder

2,372,140 0.4744%
2/18/26 Buy 285,000 0.0570%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%+2.50%-38.81%-5.75% 144M
+0.23%-1.98%-8.32%+108.74% 204B
+0.12%-2.74%-9.18%+109.26% 119B
-1.16%-4.88%-4.19%+19.02% 61.34B
-2.26%-3.86%-34.27%+56.42% 33.13B
+0.09%-2.17%-13.41%+10.99% 28.81B
+0.36%-1.60%+0.76%+146.63% 23.35B
-4.18%-5.63%+46.03%+145.58% 23.08B
-0.44%-4.89%-37.52%+116.62% 20.37B
-2.02%-6.39%-29.57%-8.17% 14.6B
Average -0.93%-3.04%-12.85%+69.93% 52.87B
Weighted average by Cap. -0.39%-2.93%-8.88%+90.17%

Financials

2027 *2028 *
Net sales 625M 435M 386M 360M 329M 620M 41.79B 4.36B 1.69B 21.36B 1.63B 1.6B 68.56B 629M 437M 388M 362M 330M 623M 42.01B 4.39B 1.7B 21.47B 1.64B 1.6B 68.92B
Net income 27.46M 19.09M 16.96M 15.83M 14.43M 27.21M 1.83B 192M 74.22M 938M 71.66M 70.11M 3.01B 37.64M 26.16M 23.24M 21.69M 19.77M 37.29M 2.51B 263M 102M 1.29B 98.21M 96.08M 4.13B
Net Debt -13.4M -9.31M -8.27M -7.72M -7.04M -13.28M -895M -93.46M -36.22M -458M -34.97M -34.21M -1.47B 11.72M 8.15M 7.24M 6.75M 6.16M 11.61M 783M 81.75M 31.68M 400M 30.58M 29.92M 1.28B
Logo Humm Group Limited
humm Group Limited is an Australia-based diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. The Company operates in Australia, New Zealand, Ireland, Canada, and the United Kingdom. Its principal activities include the provision of Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans (PosPP); Australia Cards (humm 90, and Lombard); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). The Company operates through four segments: Commercial and Leasing, New Zealand Cards, Australia Cards, and PosPP. Its Commercial segment consists of Australia and New Zealand Commercial Lending. Its Australia Cards segment includes humm90, and Legacy Lombard. Its PosPP segment includes a consolidation of humm Australia, humm Canada, humm Ireland and humm UK.
Employees
529
Date Price Change Volume
26-10-02 A$0.4100 0.00% 756,813
26-10-01 A$0.4100 -2.38% 729,094
26-09-30 A$0.4200 +3.70% 426,250
26-09-29 A$0.4050 -1.22% 230,068
26-09-28 A$0.4100 +2.50% 336,816
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.4100AUD
Average target price
0.7750AUD
Spread / Average Target
+89.02%

Annual profits - Rate of surprise