Valuation : Humm Group Limited

Market Cap 212M 152M 131M 123M 112M 210M 14.35B 1.46B 567M 7.34B 571M 558M 24.1B P/E 2027 *
7.64x
P/E 2028 * 5.59x
Enterprise Value 198M 142M 123M 116M 105M 197M 13.44B 1.37B 531M 6.87B 534M 523M 22.58B EV / Sales 2027 *
0.32x
EV / Sales 2028 * 0.36x
Free-Float
53.86%
Yield 2027 *
6.01%
Yield 2028 * 7.08%
1 week-2.33%
Current month-1.18%
3 months-28.21%
6 months-40.00%
Current year-40.00%
1 week 0.42
Extreme 0.42
0.44
1 month 0.39
Extreme 0.39
0.45
Current year 0.39
Extreme 0.39
0.78
1 year 0.39
Extreme 0.39
0.78
3 years 0.39
Extreme 0.39
0.9
5 years 0.37
Extreme 0.37
1
10 years 0.37
Extreme 0.37
2.71
Manager TitleAgeSince
Chief Executive Officer 45 2025-05-08
Director of Finance/CFO - 2025-12-16
Chief Operating Officer - 2023-12-31
Director TitleAgeSince
Director/Board Member - 2022-06-29
Director/Board Member 45 2026-03-12
Director/Board Member 54 2026-04-09
Date Insider Type Main position Quantity % Market Cap. Importance
3/30/26 Buy

Founder

895,522 0.1791%
3/30/26 Buy

Founder

2,372,140 0.4744%
2/18/26 Buy 285,000 0.0570%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%-2.33%-34.38%-5.62% 152M
+0.19%-2.90%+18.73%+44.24% 69.05B
+4.41%-2.16%-20.75%+32.81% 36.9B
+0.91%-0.70%+2.39%+31.40% 33.22B
-1.21%-8.01%+77.90%+173.93% 26.27B
+2.68%-1.63%+3.78%+146.79% 24.93B
+4.84%-5.28%-28.36%+103.94% 22.02B
+0.36%-2.52%+25.25%+61.38% 16.32B
+0.45%-2.57%-24.57%-3.37% 16.41B
-0.84%+0.27% - - 16.34B
Average +1.18%-4.40%+2.22%+65.06% 26.16B
Weighted average by Cap. +1.33%-4.56%+8.67%+68.38%

Financials

2027 *2028 *
Net sales 625M 449M 387M 365M 332M 621M 42.37B 4.32B 1.67B 21.66B 1.68B 1.65B 71.16B 629M 451M 389M 366M 334M 624M 42.59B 4.34B 1.68B 21.78B 1.69B 1.66B 71.53B
Net income 27.46M 19.69M 16.99M 16.01M 14.58M 27.26M 1.86B 189M 73.54M 951M 73.95M 72.34M 3.12B 37.64M 26.99M 23.28M 21.93M 19.98M 37.36M 2.55B 260M 101M 1.3B 101M 99.14M 4.28B
Net Debt -13.4M -9.61M -8.29M -7.81M -7.12M -13.3M -908M -92.46M -35.88M -464M -36.09M -35.3M -1.52B 11.72M 8.41M 7.25M 6.83M 6.22M 11.63M 794M 80.87M 31.38M 406M 31.56M 30.87M 1.33B
Logo Humm Group Limited
humm Group Limited is an Australia-based diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. The Company operates in Australia, New Zealand, Ireland, Canada, and the United Kingdom. Its principal activities include the provision of Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans (PosPP); Australia Cards (humm 90, and Lombard); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). The Company operates through four segments: Commercial and Leasing, New Zealand Cards, Australia Cards, and PosPP. Its Commercial segment consists of Australia and New Zealand Commercial Lending. Its Australia Cards segment includes humm90, and Legacy Lombard. Its PosPP segment includes a consolidation of humm Australia, humm Canada, humm Ireland and humm UK.
Employees
529
Date Price Change Volume
26-09-02 A$0.4200 0.00% 325,664
26-09-01 A$0.4200 -1.18% 405,309
26-08-31 A$0.4250 -2.30% 269,559
26-08-28 A$0.4350 0.00% 376,937
26-08-27 A$0.4350 +1.16% 603,252
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.4200AUD
Average target price
0.7750AUD
Spread / Average Target
+84.52%

Annual profits - Rate of surprise