Income Statement George Risk Industries, Inc.

Stocks

RSKIA

US7677202043

Communications & Networking

Market Closed - OTC Markets Other stock markets 12:41:46 2026-07-24 EDT			5-day change	1st Jan Change
18.85 ^USD	-0.26%		-0.68%	+9.28%

03-17	George Risk Industries, Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended January 31, 2026	CI
12-15	George Risk Industries, Inc. Reports Earnings Results for the Second Quarter and Six Months Ended October 31, 2025	CI

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Published financial data: GEORGE RISK INDUSTRIES, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: April	2021	2022	2023	2024	2025
Revenues	18.5M	20.74M	19.98M	21.77M	22.54M
Total Revenues	18.5M	20.74M	19.98M	21.77M	22.54M
Cost of Goods Sold, Total	9.18M	10.72M	10.6M	10.93M	11.63M
Gross Profit	9.33M	10.02M	9.37M	10.84M	10.91M
Selling General & Admin Expenses, Total	3.92M	4.28M	4.22M	4.45M	4.56M
R&D Expenses	101K	84K	98K	102K	116K
Other Operating Expenses, Total	4.02M	4.37M	4.31M	4.55M	4.67M
Operating Income	5.31M	5.65M	5.06M	6.29M	6.24M
Interest Expense, Total	-	-	-	-	-6K
Interest And Investment Income	757K	1.03M	1.07M	1.12M	1.41M
Net Interest Expenses	757K	1.03M	1.07M	1.12M	1.4M
Other Non Operating Income (Expenses)	59K	16K	6K	37K	611K
EBT, Excl. Unusual Items	6.12M	6.69M	6.13M	7.44M	8.25M
Gain (Loss) On Sale Of Investments	7.37M	-2.35M	-322K	2.88M	862K
Gain (Loss) On Sale Of Assets	4K	-	3K	-	-2K
Other Unusual Items	950K	-	-	-	-
EBT, Incl. Unusual Items	14.45M	4.34M	5.82M	10.32M	9.11M
Income Tax Expense	3.62M	775K	1.06M	2.76M	1.98M
Earnings From Continuing Operations	10.82M	3.57M	4.76M	7.56M	7.13M
Net Income to Company	10.82M	3.57M	4.76M	7.56M	7.13M
Net Income - (IS)	10.82M	3.57M	4.76M	7.56M	7.13M
Net Income to Common Incl Extra Items	10.82M	3.57M	4.76M	7.56M	7.13M
Net Income to Common Excl. Extra Items	10.82M	3.57M	4.76M	7.56M	7.13M
Per Share Items
Net EPS - Basic	2.19	0.72	0.96	1.54	1.46
Basic EPS - Continuing Operations	2.19	0.72	0.96	1.54	1.46
Basic Weighted Average Shares Outstanding	4.95M	4.94M	4.93M	4.91M	4.9M
Net EPS - Diluted	2.18	0.72	0.96	1.53	1.45
Diluted EPS - Continuing Operations	2.18	0.72	0.96	1.53	1.45
Diluted Weighted Average Shares Outstanding	4.97M	4.96M	4.95M	4.93M	4.92M
Normalized Basic EPS	0.77	0.85	0.78	0.95	1.05
Normalized Diluted EPS	0.77	0.84	0.77	0.94	1.05
Dividend Per Share	0.42	0.5	0.6	0.65	1
Payout Ratio	17.47	63.29	56.53	38.57	62.34
Supplemental Items
EBITDA	5.71M	6.08M	5.5M	6.78M	6.72M
EBITA	5.43M	5.77M	5.18M	6.41M	6.36M
EBIT	5.31M	5.65M	5.06M	6.29M	6.24M
EBITDAR	-	-	-	-	-
Effective Tax Rate - (Ratio)	25.09	17.85	18.19	26.78	21.73
Current Domestic Taxes	1.64M	1.67M	1.23M	2.12M	2.08M
Total Current Taxes	1.64M	1.67M	1.23M	2.12M	2.08M
Deferred Domestic Taxes	1.99M	-894K	-168K	650K	-102K
Total Deferred Taxes	1.99M	-894K	-168K	650K	-102K
Normalized Net Income	3.83M	4.18M	3.83M	4.65M	5.16M
Supplemental Operating Expense Items
Advertising Expense	67K	162K	105K	116K	145K
Selling and Marketing Expenses	2.48M	2.86M	2.84M	2.96M	3.11M
General and Administrative Expenses	1.44M	1.43M	1.38M	1.49M	1.44M
Research And Development Expense From Footnotes	101K	84K	98K	102K	116K
Net Rental Expense, Total	-	-	-	-	-

Fiscal Period: April	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	7.33M	6.08M	4.94M	7.11M	6.47M
Short Term Investments	33.34M	30.98M	31.36M	34.49M	35.74M
Total Cash And Short Term Investments	40.66M	37.06M	36.31M	41.6M	42.21M
Accounts Receivable, Total	3.81M	4.11M	3.5M	3.9M	4.69M
Other Receivables	16K	16K	462K	66K	2.21M
Total Receivables	3.83M	4.13M	3.96M	3.97M	6.91M
Inventory	5.62M	7.94M	11.44M	11.56M	10.74M
Prepaid Expenses	405K	1.36M	651K	315K	514K
Total Current Assets	50.52M	50.49M	52.36M	57.44M	60.37M
Gross Property Plant And Equipment	6.23M	6.61M	7.11M	7.35M	7.74M
Accumulated Depreciation	-4.53M	-4.83M	-5.12M	-5.35M	-5.71M
Net Property Plant And Equipment	1.7M	1.78M	2M	2M	2.03M
Long-term Investments	320K	344K	344K	294K	25K
Other Intangibles, Total	1.39M	1.27M	1.15M	1.03M	907K
Other Long-Term Assets, Total	200K	145K	96K	13K	10K
Total Assets	54.14M	54.03M	55.95M	60.78M	63.34M
Liabilities
Accounts Payable, Total	477K	320K	546K	291K	301K
Accrued Expenses, Total	359K	354K	421K	483K	523K
Short-term Borrowings	-	-	-	-	-
Current Income Taxes Payable	81K	277K	-	105K	25K
Unearned Revenue Current, Total	-	-	43K	23K	17K
Deferred Tax Liability Current	-	-	-	-	-
Other Current Liabilities	2.08M	2.3M	2.56M	2.85M	3.3M
Total Current Liabilities	3M	3.25M	3.58M	3.76M	4.17M
Deferred Tax Liability Non Current	2.74M	1.74M	1.73M	2.39M	2.31M
Total Liabilities	5.73M	4.99M	5.3M	6.14M	6.48M
Preferred Stock Convertible	99K	99K	99K	99K	102K
Total Preferred Equity	99K	99K	99K	99K	102K
Common Stock, Total	850K	850K	850K	850K	850K
Additional Paid In Capital	1.93M	1.93M	1.93M	1.93M	1.93M
Retained Earnings	49.75M	50.84M	52.48M	56.84M	59.07M
Treasury Stock	-4.34M	-4.55M	-4.55M	-4.94M	-5.02M
Comprehensive Income and Other	108K	-137K	-161K	-137K	-77K
Total Common Equity	48.3M	48.94M	50.55M	54.54M	56.76M
Total Equity	48.4M	49.04M	50.65M	54.64M	56.86M
Total Liabilities And Equity	54.14M	54.03M	55.95M	60.78M	63.34M
Supplemental Items
ECS Total Shares Outstanding on Filing Date	4.95M	4.93M	4.93M	4.9M	4.89M
ECS Total Common Shares Outstanding	4.95M	4.93M	4.93M	4.9M	4.89M
Book Value / Share	9.77	9.93	10.25	11.14	11.6
Tangible Book Value	46.91M	47.67M	49.4M	53.51M	55.85M
Tangible Book Value Per Share	9.48	9.67	10.02	10.93	11.42
Total Debt	0	0	0	0	0
Net Debt	-40.66M	-37.06M	-36.31M	-41.6M	-42.21M
Debt Equivalent Oper. Leases	-	-	-	-	-
Equity Method Investments, Total	320K	344K	344K	294K	25K
Account Code - Inventory Valuation	6	6	6	6	6
Inventories - Raw Materials, Total	4.57M	6.77M	9.89M	10.13M	9.28M
Inventories - Work In Process, Total	457K	618K	678K	753K	776K
Inventories - Finished Goods, Total	768K	838K	1.27M	1.04M	1.1M
Land - (BS)	80K	80K	80K	80K	87K
Buildings, Total	1.15M	1.15M	1.15M	1.15M	1.2M
Machinery, Total	4.21M	4.41M	4.85M	5.06M	5.24M
Full Time Employees	195	200	175	185	185
Accumulated Allowance for Doubtful Accounts (Supple)	9.95K	33.53K	17.92K	34.26K	12.41K

Fiscal Period: April	2021	2022	2023	2024	2025
Net Income	10.82M	3.57M	4.76M	7.56M	7.13M
Depreciation & Amortization - CF	278K	312K	323K	366K	366K
Amortization of Goodwill and Intangible Assets - (CF)	123K	123K	122K	121K	121K
Depreciation & Amortization, Total	401K	435K	445K	487K	487K
(Gain) Loss From Sale Of Asset	-4K	-	-3K	-	2K
(Gain) Loss on Sale of Investments - (CF)	-7.37M	2.35M	322K	-2.88M	-862K
Provision and Write-off of Bad Debts	3K	24K	-16K	16K	-22K
Other Operating Activities, Total	1.08M	-781K	-67K	629K	-57K
Change In Accounts Receivable	-850K	-326K	627K	-417K	-768K
Change In Inventories	-557K	-2.43M	-3.6M	-93K	773K
Change In Accounts Payable	291K	-157K	226K	-254K	10K
Change In Income Taxes	137K	196K	-680K	508K	-80K
Change in Other Net Operating Assets	-156K	-908K	829K	452K	-2.31M
Cash from Operations	3.79M	1.97M	2.84M	6M	4.31M
Capital Expenditure	-517K	-390K	-548K	-378K	-396K
Sale of Property, Plant, and Equipment	4K	-	12K	8K	-
Sale (Purchase) of Real Estate properties	-	-	-	12K	-
Sale (Purchase) of Intangible assets	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	-485K	-359K	-739K	-172K	-33K
Other Investing Activities, Total	-	-	-	-	-
Cash from Investing	-998K	-749K	-1.28M	-530K	-429K
Short Term Debt Issued, Total	-	-	-	-	-
Total Debt Issued	-	-	-	-	-
Repurchase of Common Stock	-35K	-211K	-7K	-391K	-72K
Common Dividends Paid	-1.89M	-2.26M	-2.69M	-2.92M	-4.45M
Common & Preferred Stock Dividends Paid	-1.89M	-2.26M	-2.69M	-2.92M	-4.45M
Cash from Financing	-1.93M	-2.47M	-2.7M	-3.31M	-4.52M
Net Change in Cash	868K	-1.25M	-1.14M	2.17M	-641K
Supplemental Items
Cash Interest Paid	-	-	-	-	6K
Cash Income Tax Paid (Refund)	1.49M	1.46M	1.89M	1.43M	898K
Levered Free Cash Flow	2.47M	248K	760K	4.44M	2.08M
Unlevered Free Cash Flow	2.47M	248K	760K	4.44M	2.08M
Change In Net Working Capital	730K	3.33M	2.3M	-397K	1.9M
Net Debt Issued / Repaid	-	-	-	-	-

Fiscal Period: April	2021	2022	2023	2024	2025
Profitability
Return on Assets	6.77	6.53	5.75	6.73	6.28
Return on Total Capital	7.46	7.24	6.34	7.47	6.99
Return On Equity %	24.6	7.32	9.54	14.36	12.79
Return on Common Equity	24.65	7.33	9.56	14.38	12.82
Margin Analysis
Gross Profit Margin %	50.41	48.3	46.92	49.8	48.41
SG&A Margin	21.19	20.66	21.1	20.44	20.21
EBITDA Margin %	30.84	29.34	27.55	31.13	29.84
EBITA Margin %	29.34	27.83	25.94	29.45	28.21
EBIT Margin %	28.67	27.24	25.33	28.89	27.68
Income From Continuing Operations Margin %	58.48	17.2	23.81	34.72	31.65
Net Income Margin %	58.48	17.2	23.81	34.72	31.65
Net Avail. For Common Margin %	58.48	17.2	23.81	34.72	31.65
Normalized Net Income Margin	20.68	20.17	19.19	21.37	22.89
Levered Free Cash Flow Margin	13.35	1.2	3.81	20.38	9.23
Unlevered Free Cash Flow Margin	13.35	1.2	3.81	20.38	9.25
Asset Turnover
Asset Turnover	0.38	0.38	0.36	0.37	0.36
Fixed Assets Turnover	11.68	11.9	10.57	10.88	11.17
Receivables Turnover (Average Receivables)	5.46	5.23	5.25	5.88	5.24
Inventory Turnover (Average Inventory)	1.71	1.58	1.09	0.95	1.04
Short Term Liquidity
Current Ratio	16.86	15.55	14.65	15.3	14.48
Quick Ratio	14.85	12.68	11.26	12.14	11.78
Operating Cash Flow to Current Liabilities	1.27	0.61	0.79	1.6	1.03
Days Sales Outstanding (Average Receivables)	66.83	69.76	69.58	62.26	69.61
Days Outstanding Inventory (Average Inventory)	213.31	230.88	333.56	385.24	349.96
Average Days Payable Outstanding	12.5	11.16	11.2	13.87	9.99
Cash Conversion Cycle (Average Days)	267.63	289.49	391.94	433.63	409.58
Long Term Solvency
Total Debt/Equity	-	-	-	-	-
Total Debt / Total Capital	-	-	-	-	-
Total Liabilities / Total Assets	10.59	9.23	9.48	10.11	10.23
EBIT / Interest Expense	-	-	-	-	1.04K
EBITDA / Interest Expense	-	-	-	-	1.12K
(EBITDA - Capex) / Interest Expense	-	-	-	-	1.05K
Total Debt / EBITDA	-	-	-	-	-
Net Debt / EBITDA	-7.13	-6.09	-6.6	-6.14	-6.28
Total Debt / (EBITDA - Capex)	-	-	-	-	-
Net Debt / (EBITDA - Capex)	-7.83	-6.51	-7.32	-6.5	-6.67
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	24.96	12.05	-3.65	8.95	3.54
Gross Profit, 1 Yr. Growth %	25.98	7.35	-6.4	15.65	0.64
EBITDA, 1 Yr. Growth %	39.09	6.59	-9.5	23.09	-0.75
EBITA, 1 Yr. Growth %	40.9	6.3	-10.21	23.7	-0.8
EBIT, 1 Yr. Growth %	42.25	6.45	-10.41	24.29	-0.81
Earnings From Cont. Operations, 1 Yr. Growth %	414.35	-67.05	33.4	58.88	-5.62
Net Income, 1 Yr. Growth %	414.35	-67.05	33.4	58.88	-5.62
Normalized Net Income, 1 Yr. Growth %	31.29	9.29	-8.32	21.32	10.9
Diluted EPS Before Extra, 1 Yr. Growth %	419.05	-66.97	33.33	59.37	-5.23
Accounts Receivable, 1 Yr. Growth %	28.61	7.92	-14.85	11.42	20.24
Inventory, 1 Yr. Growth %	10.17	41.23	44.12	1	-7.08
Net Property, Plant and Equip., 1 Yr. Growth %	16.31	4.58	12.06	0.3	1.4
Total Assets, 1 Yr. Growth %	23.71	-0.19	3.55	8.63	4.21
Tangible Book Value, 1 Yr. Growth %	23.55	1.62	3.63	8.32	4.38
Common Equity, 1 Yr. Growth %	22.34	1.32	3.28	7.89	4.07
Cash From Operations, 1 Yr. Growth %	14.22	-48.07	44.03	111.74	-28.28
Capital Expenditures, 1 Yr. Growth %	-29.28	-24.56	40.51	-31.02	4.76
Levered Free Cash Flow, 1 Yr. Growth %	77.13	-89.96	206.65	483.38	-53.1
Unlevered Free Cash Flow, 1 Yr. Growth %	77.05	-89.96	206.65	483.38	-53.01
Dividend Per Share, 1 Yr. Growth %	5	19.05	20	8.33	53.85
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	14.46	18.33	3.91	2.46	6.21
Gross Profit, 2 Yr. CAGR %	17.13	16.3	0.24	4.04	7.88
EBITDA, 2 Yr. CAGR %	24.87	21.76	-1.79	5.54	10.53
EBITA, 2 Yr. CAGR %	25.83	22.38	-2.3	5.39	10.78
EBIT, 2 Yr. CAGR %	26.69	23.05	-2.35	5.52	11.03
Earnings From Cont. Operations, 2 Yr. CAGR %	73.43	30.19	-33.7	45.58	22.45
Net Income, 2 Yr. CAGR %	73.43	30.19	-33.7	45.58	22.45
Normalized Net Income, 2 Yr. CAGR %	19.36	19.79	0.1	5.46	15.99
Diluted EPS Before Extra, 2 Yr. CAGR %	74.01	30.93	-33.64	45.77	22.9
Accounts Receivable, 2 Yr. CAGR %	18.91	17.81	-4.14	-2.6	15.75
Inventory, 2 Yr. CAGR %	10.76	24.74	42.67	20.65	-3.12
Net Property, Plant and Equip., 2 Yr. CAGR %	31.59	10.29	8.26	6.02	0.85
Total Assets, 2 Yr. CAGR %	12.17	11.12	1.66	6.06	6.4
Tangible Book Value, 2 Yr. CAGR %	11.38	12.05	2.62	5.95	6.33
Common Equity, 2 Yr. CAGR %	10.65	11.33	2.3	5.56	5.96
Cash From Operations, 2 Yr. CAGR %	17.75	-22.99	-13.52	74.64	23.24
Capital Expenditures, 2 Yr. CAGR %	83.23	-26.96	2.95	-1.55	-14.99
Levered Free Cash Flow, 2 Yr. CAGR %	23.38	-57.83	-44.51	322.96	65.42
Unlevered Free Cash Flow, 2 Yr. CAGR %	23.36	-57.84	-44.51	322.96	65.57
Dividend Per Share, 2 Yr. CAGR %	5.13	11.8	19.52	14.02	29.1
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	15.75	13.65	10.5	5.56	2.82
Gross Profit, 3 Yr. CAGR %	18.44	13.78	8.18	5.13	2.89
EBITDA, 3 Yr. CAGR %	27.57	18.45	10.29	5.89	3.4
EBITA, 3 Yr. CAGR %	28.59	18.95	10.38	5.69	3.29
EBIT, 3 Yr. CAGR %	28.65	19.54	10.7	5.83	3.37
Earnings From Cont. Operations, 3 Yr. CAGR %	61.99	-0.3	31.25	-11.28	26
Net Income, 3 Yr. CAGR %	61.99	-0.3	31.25	-11.28	26
Normalized Net Income, 3 Yr. CAGR %	22.38	15.91	9.57	6.72	7.24
Diluted EPS Before Extra, 3 Yr. CAGR %	62.29	0	31.73	-11.13	26.28
Accounts Receivable, 3 Yr. CAGR %	14.42	15.13	5.73	0.79	4.49
Inventory, 3 Yr. CAGR %	19.83	20.1	30.89	27.15	10.59
Net Property, Plant and Equip., 3 Yr. CAGR %	16.56	21.89	10.88	5.54	4.46
Total Assets, 3 Yr. CAGR %	9.76	7.89	8.54	3.93	5.44
Tangible Book Value, 3 Yr. CAGR %	9.36	8.03	9.17	4.48	5.42
Common Equity, 3 Yr. CAGR %	8.68	7.45	8.58	4.13	5.06
Cash From Operations, 3 Yr. CAGR %	117.21	-10.38	-5.12	16.56	29.81
Capital Expenditures, 3 Yr. CAGR %	-1.01	36.31	-9.16	-9.91	0.51
Levered Free Cash Flow, 3 Yr. CAGR %	0.39	-46.53	-18.3	21.55	103.21
Unlevered Free Cash Flow, 3 Yr. CAGR %	0.39	-46.54	-18.31	21.55	103.33
Dividend Per Share, 3 Yr. CAGR %	5.27	9.58	14.47	15.67	25.99
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	10.49	13.72	10.86	9.03	8.76
Gross Profit, 5 Yr. CAGR %	8.3	12.01	10.79	9.78	8.06
EBITDA, 5 Yr. CAGR %	10	15.42	14.9	13.11	10.39
EBITA, 5 Yr. CAGR %	10.06	15.7	15.21	13.33	10.54
EBIT, 5 Yr. CAGR %	9.56	15.21	15.22	13.72	10.83
Earnings From Cont. Operations, 5 Yr. CAGR %	28.52	8.23	13.32	16	27.66
Net Income, 5 Yr. CAGR %	28.52	8.23	13.32	16	27.66
Normalized Net Income, 5 Yr. CAGR %	7.6	13.4	12.93	11.61	12.1
Diluted EPS Before Extra, 5 Yr. CAGR %	28.94	8.46	13.49	16.27	28.12
Accounts Receivable, 5 Yr. CAGR %	14.8	17.36	6.6	7.68	9.63
Inventory, 5 Yr. CAGR %	13.66	28.08	28.49	20.32	16.05
Net Property, Plant and Equip., 5 Yr. CAGR %	17.65	19.25	13.17	15.28	6.75
Total Assets, 5 Yr. CAGR %	8.1	7.03	6.45	7.15	7.68
Tangible Book Value, 5 Yr. CAGR %	6.22	5.97	6.61	7.19	8.03
Common Equity, 5 Yr. CAGR %	6.85	6.53	6.08	6.69	7.53
Cash From Operations, 5 Yr. CAGR %	5.55	-9.16	50.28	17.03	5.34
Capital Expenditures, 5 Yr. CAGR %	12.41	27.67	0.56	19.67	-11.54
Levered Free Cash Flow, 5 Yr. CAGR %	19.49	-37.21	-20.81	22.28	8.33
Unlevered Free Cash Flow, 5 Yr. CAGR %	19.49	-37.21	-20.81	22.27	8.36
Dividend Per Share, 5 Yr. CAGR %	4.32	7.39	10.76	11.33	20.11