|
Real-time
Borsa Italiana
11:45:00 2026-10-20 EDT
|
5-day change | 1st Jan Change | ||
| 42.33 EUR | +0.88% |
|
+0.38% | +18.41% |
| 02:09am | SpaceX and Super Micro to the Tech Sector's Rescue |  |
| 12:51am | Intesa-MPS, ECB approval for exchange offer expected by October | AN |
Projected Income Statement: Generali
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 75,825 | 81,538 | 82,466 | 95,190 | 98,124 | 103,586 | 108,174 | 113,087 |
| Change | - | 7.53% | 1.14% | 15.43% | 3.08% | 5.57% | 4.43% | 4.54% |
| EBITDA 1 | - | - | - | - | - | 102,140 | 106,475 | 110,666 |
| Change | - | - | - | - | - | - | 4.24% | 3.94% |
| EBIT 1 | 5,852 | 6,509 | 6,879 | 7,295 | 8,004 | 8,740 | 9,208 | 9,702 |
| Change | - | 11.23% | 5.68% | 6.05% | 9.72% | 9.19% | 5.35% | 5.37% |
| Interest Paid 1 | -478 | -750 | -793 | -493 | -460 | -505.5 | -466.7 | -493 |
| Earnings before Tax (EBT) 1 | 4,580 | 4,738 | 5,574 | 6,041 | 6,363 | 7,702 | 8,198 | 8,633 |
| Change | - | 3.45% | 17.64% | 8.38% | 5.33% | 21.04% | 6.44% | 5.31% |
| Net income 1 | 2,847 | 2,912 | 3,747 | 3,724 | 4,172 | 4,785 | 5,092 | 5,385 |
| Change | - | 2.28% | 28.67% | -0.61% | 12.03% | 14.69% | 6.41% | 5.77% |
| Announcement Date | 3/15/22 | 3/14/23 | 3/12/24 | 3/12/25 | 3/12/26 | - | - | - |
Forecast Balance Sheet: Generali
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | - | 41,410 | 37,016 | 37,395 | 41,534 | 41,515 | 41,196 | 40,833 |
| Change | - | - | -10.61% | 1.02% | 11.07% | -0.05% | -0.77% | -0.88% |
| Announcement Date | 3/15/22 | 3/14/23 | 3/12/24 | 3/12/25 | 3/12/26 | - | - | - |
Cash Flow Forecast: Generali
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| CAPEX 1 | 334 | - | 527 | 591 | 441 | 231 | 237 | 243 |
| Change | - | - | - | 12.14% | -25.38% | -47.62% | 2.6% | 2.53% |
| Free Cash Flow (FCF) 1 | 17,814 | 9,899 | 1,205 | 14,792 | 19,228 | 4,100 | 4,757 | 4,820 |
| Change | - | -44.43% | -87.83% | 1,127.55% | 29.99% | -78.68% | 16.02% | 1.32% |
| Announcement Date | 3/15/22 | 3/14/23 | 3/12/24 | 3/12/25 | 3/12/26 | - | - | - |
Forecast Financial Ratios: Generali
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
Profitability | ||||||||
| EBITDA Margin (%) | - | - | - | - | - | 98.6% | 98.43% | 97.86% |
| EBIT Margin (%) | 7.72% | 7.98% | 8.34% | 7.66% | 8.16% | 8.44% | 8.51% | 8.58% |
| EBT Margin (%) | 6.04% | 5.81% | 6.76% | 6.35% | 6.48% | 7.44% | 7.58% | 7.63% |
| Net margin (%) | 3.75% | 3.57% | 4.54% | 3.91% | 4.25% | 4.62% | 4.71% | 4.76% |
| FCF margin (%) | 23.49% | 12.14% | 1.46% | 15.54% | 19.6% | 3.96% | 4.4% | 4.26% |
| FCF / Net Income (%) | 625.71% | 339.94% | 32.16% | 397.21% | 460.88% | 85.69% | 93.43% | 89.5% |
Profitability | ||||||||
| ROA | 0.5% | 0.53% | 0.74% | 0.71% | 0.76% | 0.77% | 0.79% | 0.79% |
| ROE | 9.6% | 12.8% | 13.47% | 12.55% | 13.36% | 14.56% | 14.64% | 14.67% |
Financial Health | ||||||||
| Leverage (Debt/EBITDA) | - | - | - | - | - | 0.41x | 0.39x | 0.37x |
| Debt / Free cash flow | - | 4.18x | 30.72x | 2.53x | 2.16x | 10.13x | 8.66x | 8.47x |
Capital Intensity | ||||||||
| CAPEX / Current Assets (%) | 0.44% | - | 0.64% | 0.62% | 0.45% | 0.22% | 0.22% | 0.21% |
| CAPEX / EBITDA (%) | - | - | - | - | - | 0.23% | 0.22% | 0.22% |
| CAPEX / FCF (%) | 1.87% | - | 43.73% | 4% | 2.29% | 5.63% | 4.98% | 5.04% |
Items per share | ||||||||
| Cash flow per share 1 | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| Dividend per Share 1 | 1.07 | 1.16 | 1.28 | 1.43 | 1.64 | 1.842 | 2.01 | 2.139 |
| Change | - | 8.41% | 10.34% | 11.72% | 14.69% | 12.3% | 9.13% | 6.41% |
| Book Value Per Share 1 | 18.63 | 10.47 | 18.39 | 19.97 | 20.9 | 22.61 | 24.19 | 25.8 |
| Change | - | -43.8% | 75.61% | 8.61% | 4.66% | 8.2% | 6.96% | 6.66% |
| EPS 1 | 1.78 | 1.84 | 2.43 | 2.42 | 2.711 | 3.169 | 3.393 | 3.601 |
| Change | - | 3.37% | 32.07% | -0.41% | 12.04% | 16.88% | 7.08% | 6.12% |
| Nbr of stocks (in thousands) | 1,574,760 | 1,547,172 | 1,542,345 | 1,521,425 | 1,503,178 | 1,511,997 | 1,511,997 | 1,511,997 |
| Announcement Date | 3/15/22 | 3/14/23 | 3/12/24 | 3/12/25 | 3/12/26 | - | - | - |
| 2026 * | 2027 * | |
|---|---|---|
| P/E | 13.4x | 12.5x |
| PBR | 1.87x | 1.75x |
| EV / Sales | 1.02x | 0.97x |
| Yield | 4.35% | 4.75% |
EPS & Dividend
Y-o-Y evolution of P/E
Year-on-year evolution of the Yield
Trader
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Quarterly revenue - Rate of surprise
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