Financials FirstCash Holdings, Inc Nasdaq

Stocks

FCFS

US33767D1054

Consumer Lending

Market Closed - Nasdaq Other stock markets 16:00:00 2026-08-05 EDT			5-day change	1st Jan Change
207.98 ^USD	-3.22%		+3.95%	+182.85%

07-23	FirstCash Holdings, Inc. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI
07-23	FirstCash Holdings, Inc.'s Equity Buyback announced on October 30, 2025, has closed with 725,000 shares, representing 1.65% for $150 million.	CI

Projected Income Statement: FirstCash Holdings, Inc

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	1,699	2,729	3,152	3,389	3,661	4,372	4,785	5,443
Change	-	60.62%	15.5%	7.51%	8.04%	19.42%	9.44%	13.77%
EBITDA ¹	289.6	437.3	511.7	558.4	698.4	893.3	1,033	1,176
Change	-	51%	17.01%	9.13%	25.06%	27.91%	15.61%	13.87%
EBIT ¹	197.2	283.9	389.6	347.1	443.9	595.6	723.8	836
Change	-	44%	37.24%	-10.91%	27.87%	34.18%	21.52%	15.51%
Interest Paid ¹	-32.39	-70.71	-93.24	-105.2	-121.3	-140	-139.6	-142.2
Earnings before Tax (EBT) ¹	166.5	323.6	292.8	342.8	447.6	603.1	728.8	881.7
Change	-	94.37%	-9.51%	17.05%	30.57%	34.75%	20.85%	20.98%
Net income ¹	124.9	253.5	219.3	258.8	330.4	445.4	538.6	655
Change	-	102.94%	-13.49%	18.02%	27.65%	34.8%	20.95%	21.6%
Announcement Date	2/8/22	2/2/23	2/1/24	1/30/25	2/5/26	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4	2028 Q1	2028 Q2
Net sales ¹	399.7	501.8	659.8	647.6	672.1	749.3	762.7	750.6	786.3	852.1	836.4	831	837.3	883.8	836.4	830.6	935.6	1,058	1,052	1,075	1,063	1,153	1,155	1,184	1,188	1,282	1,327	1,375
Change	-	25.55%	31.5%	-1.85%	3.79%	11.49%	1.79%	-1.59%	4.75%	8.37%	-1.85%	-0.64%	0.76%	5.55%	-5.36%	-0.69%	12.64%	13.13%	-0.64%	2.19%	-1.11%	8.45%	0.23%	2.5%	0.37%	7.9%	3.49%	3.59%
EBITDA ¹	64.22	102.3	101.3	96.42	108.8	130.7	109.6	107.5	133	161.7	131.6	121.9	139.3	165.7	162.9	145.1	180.6	209.8	210.6	201.4	225	256.5	237.5	241.2	253.8	282.8	289	280.5
Change	-	59.29%	-0.92%	-4.87%	12.89%	20.1%	-16.19%	-1.91%	23.74%	21.6%	-18.62%	-7.38%	14.27%	18.96%	-1.69%	-10.9%	24.41%	16.21%	0.38%	-4.37%	11.73%	13.97%	-7.41%	1.55%	5.25%	11.41%	2.2%	-2.94%
EBIT ¹	53	42.66	55.49	57.37	74.82	96.23	82.87	60.04	80.34	121.3	105.6	69.98	85.8	110.4	135.6	79.39	118	137.1	175.7	131.4	146.1	176.8	170.2	171.6	175.4	206.6	201.9	192.8
Change	-	-19.51%	30.06%	3.39%	30.43%	28.6%	-13.88%	-27.55%	33.82%	51.04%	-12.96%	-33.74%	22.6%	28.68%	22.82%	-41.45%	48.63%	16.23%	28.09%	-25.21%	11.2%	21.05%	-3.76%	0.85%	2.16%	17.79%	-2.25%	-4.51%
Charge d'intérêts ¹	-7.961	-9.997	-16.22	-16.25	-18.28	-19.96	-20.9	-21.07	-24.69	-26.59	-25.42	-25.19	-27.42	-27.2	-27.47	-26.34	-32.22	-35.27	-34.53	-35.7	-35.26	-35	-34.66	-35.02	-35.02	-34.82	-38.8	-38.8
Earnings before Tax (EBT) ¹	44.3	37.13	37.01	109.6	75.4	101.6	63.21	60.52	77.62	91.49	81.88	66.18	85.18	109.5	111.2	81.08	112.5	142.8	145.1	127	149.5	181.6	163.4	168.7	182.8	213.9	201.9	192.8
Change	-	-16.18%	-0.33%	196.21%	-31.22%	34.76%	-37.79%	-4.25%	28.25%	17.86%	-10.5%	-19.18%	28.71%	28.59%	1.54%	-27.1%	38.73%	26.95%	1.64%	-12.49%	17.71%	21.44%	-9.97%	3.2%	8.39%	16.98%	-5.6%	-4.51%
Net income ¹	33.4	29.37	28	86.11	59.32	80.07	47.39	45.18	57.14	69.59	61.37	49.07	64.83	83.55	83.59	59.8	82.81	104.2	107.7	93.47	110.3	133.9	120.8	124.6	135.2	158	148.4	141.7
Change	-	-12.05%	-4.65%	207.47%	-31.11%	34.98%	-40.81%	-4.66%	26.48%	21.78%	-11.81%	-20.03%	32.1%	28.88%	0.05%	-28.46%	38.46%	25.8%	3.39%	-13.22%	18.01%	21.42%	-9.8%	3.17%	8.47%	16.92%	-6.11%	-4.51%
Announcement Date	10/20/21	2/8/22	4/28/22	7/28/22	10/27/22	2/2/23	4/27/23	7/27/23	10/26/23	2/1/24	4/25/24	7/25/24	10/24/24	1/30/25	4/24/25	7/24/25	10/30/25	2/5/26	4/23/26	7/23/26	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: FirstCash Holdings, Inc

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	1,467	1,553	-	-	-	-	-	-
Change	-	5.86%	-	-	-	-	-	-
Announcement Date	2/8/22	2/2/23	2/1/24	1/30/25	2/5/26	-	-	-

Estimates

Cash Flow Forecast: FirstCash Holdings, Inc

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
CAPEX ¹	42.02	181.8	-	-	54.91	87	91.4	95.9
Change	-	332.53%	-	-	-	58.45%	5.06%	4.92%
Free Cash Flow (FCF) ¹	181.3	149.1	356	471.7	531	361	703	882
Change	-	-17.78%	138.84%	32.51%	12.58%	-32.02%	94.74%	25.46%
Announcement Date	2/8/22	2/2/23	2/1/24	1/30/25	2/5/26	-	-	-

¹USD in Million

Estimates

Forecast Financial Ratios: FirstCash Holdings, Inc

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	17.05%	16.03%	16.24%	16.48%	19.08%	20.43%	21.58%	21.6%
EBIT Margin (%)	-	11.6%	10.4%	12.36%	10.24%	12.12%	13.62%	15.13%	15.36%
EBT Margin (%)	-	9.8%	11.86%	9.29%	10.12%	12.23%	13.79%	15.23%	16.2%
Net margin (%)	-	7.35%	9.29%	6.96%	7.64%	9.02%	10.19%	11.26%	12.03%
FCF margin (%)	-	10.67%	5.46%	11.29%	13.92%	14.51%	8.26%	14.69%	16.2%
FCF / Net Income (%)	-	145.13%	58.8%	162.33%	182.26%	160.74%	81.06%	130.51%	134.66%
Profitability
ROA	5.09%	3.97%	4.58%	6.16%	6.42%	7.19%	-	-	-
ROE	8.09%	8.08%	13.75%	11.32%	12.78%	15.26%	-	-	-
Financial Health
Leverage (Debt/EBITDA)	-	5.06x	3.55x	-	-	-	-	-	-
Debt / Free cash flow	-	8.09x	10.42x	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	2.47%	6.66%	-	-	1.5%	1.99%	1.91%	1.76%
CAPEX / EBITDA (%)	-	14.51%	41.56%	-	-	7.86%	9.74%	8.85%	8.16%
CAPEX / FCF (%)	-	23.18%	121.94%	-	-	10.34%	24.1%	13%	10.87%
Items per share
Cash flow per share ¹	-	5.443	9.916	-	-	-	-	-	-
Change	-	-	82.16%	-	-	-	-	-	-
Dividend per Share ¹	-	1.17	1.26	1.36	1.46	1.6	-	-	-
Change	-	-	7.69%	7.94%	7.35%	9.59%	-	-	-
Book Value Per Share ¹	-	37.3	39.72	-	45.48	-	-	-	-
Change	-	-	6.49%	-	-	-	-	-	-
EPS ¹	-	3.04	5.36	4.8	5.73	7.42	10.14	12.38	15.06
Change	-	-	76.32%	-10.45%	19.38%	29.49%	36.62%	22.15%	21.58%
Nbr of stocks (in thousands)	-	40,433	46,318	45,108	44,752	44,134	43,372	43,372	43,372
Announcement Date	-	2/8/22	2/2/23	2/1/24	1/30/25	2/5/26	-	-	-