Valuation Financial Institutions, Inc.

Stocks

Market Closed - Nasdaq 16:00:00 2026-09-17 EDT			Pre-market 08:05:41
40.72 ^USD	+1.22%		40.72	0.00%

09-08	Financial Institutions, Inc. and Five Star Bank Announce Retirement of Bruce W. Harting as Board Member, Effective September 1, 2026	CI
08-26	Financial Institutions Keeps Quarterly Dividend at $0.32 a Share, Payable Oct. 2 to Shareholders of Record on Sept. 15	MT

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Market Cap ¹	503.6	373.6	328.1	531.5	627.5	802.4	-
Change	-	-25.83%	-12.18%	61.99%	18.06%	27.89%	-
Enterprise Value (EV)	503.6	373.6	328.1	531.5	627.5	802.4	802.4
Change	-	-25.83%	-12.18%	61.99%	18.06%	27.89%	0%
P/E	6.65x	6.84x	6.76x	-16.4x	8.63x	9.71x	9.47x
PBR	1.03x	0.96x	0.75x	0.96x	1.01x	1.22x	1.11x
PEG	-	-0.3x	-0.6x	0x	-0x	0.6x	3.78x
Capitalization / Revenue	2.5x	1.75x	1.53x	2.45x	2.56x	3.08x	2.94x
EV / Revenue	0x	0x	0x	0x	0x	3.08x	2.94x
EV / EBITDA	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	7.15x	6.87x
EV / FCF	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-
Dividend per Share ²	1.08	1.16	1.2	1.2	1.24	1.28	1.28
Rate of return	3.4%	4.76%	5.63%	4.4%	3.98%	3.14%	3.14%
EPS ²	4.78	3.56	3.15	-1.66	3.61	4.195	4.3
Distribution rate	22.6%	32.6%	38.1%	-72.3%	34.3%	30.5%	29.8%
Net sales ¹	201.6	213.6	214	217	244.9	260.9	273
EBITDA	-	-	-	-	-	-	-
EBIT ¹	88.89	84.28	76.73	61.08	103	112.3	116.9
Net income ¹	76.24	55.11	48.8	-25.98	73.41	83.57	85.34
Net Debt	-	-	-	-	-	-	-
Reference price ²	31.80	24.36	21.30	27.29	31.17	40.72	40.72
Nbr of stocks (in thousands)	15,838	15,335	15,403	19,475	20,131	19,706	-
Announcement Date	1/31/22	1/30/23	1/25/24	1/30/25	1/29/26	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
FINANCIAL INSTITUTIONS, INC.	9.71x	-	-	3.14%	802M
JPMORGAN CHASE & CO.	13.84x	-	-	1.81%	929B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.22x	-	-	4.97%	410B
BANK OF AMERICA CORPORATION	12.47x	-	-	2.05%	407B
HSBC HOLDINGS PLC	12.55x	-	-	4.16%	352B
CHINA CONSTRUCTION BANK CORPORATION	6.22x	-	-	4.95%	331B
BANK OF CHINA LIMITED	6.69x	-	-	4.74%	298B
ROYAL BANK OF CANADA	17.55x	-	-	2.4%	282B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	14.6x	-	-	2.7%	264B
WELLS FARGO & COMPANY	11.88x	-	-	2.19%	263B
Average	11.17x			3.31%	353.55B
Weighted average by Cap.	11.56x			3.12%