Income Statement Cuentas Inc.

Stocks

CUEN

US2297943001

IT Services & Consulting

Delayed OTC Markets 10:56:44 2026-09-08 EDT			5-day change	1st Jan Change
0.4461 ^USD	+12.45%		-11.45%	+162.41%

09-03	Cuentas Inc. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI
06-12	Cuentas, Inc. Announces Executive Changes, Effective June 8, 2026	CI

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Published financial data: CUENTAS INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Revenues	593K	2.99M	2.25M	81K	-
Other Revenues, Total	-	-	96K	595K	-
Total Revenues	593K	2.99M	2.35M	676K	-
Cost of Goods Sold, Total	469K	2.51M	2.73M	751K	-
Gross Profit	124K	486K	-387K	-75K	-
Selling General & Admin Expenses, Total	8.36M	9.43M	5.71M	1.9M	1.89M
Stock-Based Compensation (IS)	-110K	-2K	-	-	-
Amortization of Goodwill and Intangible Assets - (IS)	1.81M	1.81M	11K	2K	-
Other Operating Expenses, Total	10.05M	11.24M	5.72M	1.9M	1.89M
Operating Income	-9.93M	-10.75M	-6.11M	-1.98M	-1.89M
Interest Expense, Total	-172K	-	-	-118K	-42K
Interest And Investment Income	-	6K	-	-	-
Net Interest Expenses	-172K	6K	-	-118K	-42K
Income (Loss) On Equity Invest.	-2K	-52K	-87K	-	-191K
Other Non Operating Income (Expenses)	1K	-32K	4.74M	1.2M	-358K
EBT, Excl. Unusual Items	-10.1M	-10.83M	-1.46M	-892K	-2.48M
Impairment of Goodwill	-	-	-	-	-
Gain (Loss) On Sale Of Investments	-	-	-441K	-1.98M	312K
Gain (Loss) On Sale Of Assets	-	-	-	-	-
Asset Writedown	-	-3.6M	-	-17K	-
Legal Settlements	-625K	-	-300K	-	-
Other Unusual Items	-	-100K	-	-419K	602K
EBT, Incl. Unusual Items	-10.73M	-14.53M	-2.2M	-3.31M	-1.57M
Income Tax Expense	-	-	-	-	-
Earnings From Continuing Operations	-10.73M	-14.53M	-2.2M	-3.31M	-1.57M
Earnings Of Discontinued Operations	-	-	-	-	-
Net Income to Company	-10.73M	-14.53M	-2.2M	-3.31M	-1.57M
Minority Interest	-	-	-	-	-
Net Income - (IS)	-10.73M	-14.53M	-2.2M	-3.31M	-1.57M
Net Income to Common Incl Extra Items	-10.73M	-14.53M	-2.2M	-3.31M	-1.57M
Net Income to Common Excl. Extra Items	-10.73M	-14.53M	-2.2M	-3.31M	-1.57M
Per Share Items
Net EPS - Basic	-10.02	-11.81	-0.95	-1.22	-0.53
Basic EPS - Continuing Operations	-10.02	-11.81	-0.95	-1.22	-0.53
Basic Weighted Average Shares Outstanding	1.07M	1.23M	2.32M	2.72M	2.97M
Net EPS - Diluted	-10.02	-11.81	-0.95	-1.22	-0.53
Diluted EPS - Continuing Operations	-10.02	-11.81	-0.95	-1.22	-0.53
Diluted Weighted Average Shares Outstanding	1.07M	1.23M	2.32M	2.72M	2.97M
Normalized Basic EPS	-5.9	-5.5	-0.39	-0.2	-0.52
Normalized Diluted EPS	-5.9	-5.5	-0.39	-0.2	-0.52
Supplemental Items
EBITDA	-9.93M	-10.75M	-6.1M	-1.97M	-1.89M
EBITA	-9.93M	-10.75M	-6.11M	-1.98M	-1.89M
EBIT	-9.93M	-10.75M	-6.11M	-1.98M	-1.89M
Total Revenues (As Reported)	-	-	2.35M	676K	-
Effective Tax Rate - (Ratio)	-	-	-	-	-
Total Deferred Taxes	-	-	-	-	-
Normalized Net Income	-6.31M	-6.77M	-909K	-558K	-1.55M
Supplemental Operating Expense Items
Advertising Expense	37K	1K	-	-	-
Marketing Expenses	-	1.44M	-	-	-
Selling and Marketing Expenses	-	1.44M	388K	-	-
General and Administrative Expenses	-	-	-	-	-
Stock-Based Comp., SG&A Exp. (Total)	2.74M	1.7M	622K	209K	26K
Stock-Based Comp., Other (Total)	-110K	-2K	-	-	-
Total Stock-Based Compensation	2.64M	1.7M	622K	209K	26K

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Assets
Cash And Equivalents	6.61M	466K	205K	15K	57K
Short Term Investments	-	-	-	800K	-
Total Cash And Short Term Investments	6.61M	466K	205K	815K	57K
Accounts Receivable, Total	11K	209K	1.31M	271K	271K
Other Receivables	-	-	172K	-	513K
Total Receivables	11K	209K	1.48M	271K	784K
Prepaid Expenses	-	-	-	-	-
Other Current Assets, Total	162K	14K	76K	25K	-
Total Current Assets	6.78M	689K	1.76M	1.11M	841K
Gross Property Plant And Equipment	-	-	-	-	-
Accumulated Depreciation	-	-	-	-	-
Net Property Plant And Equipment	2K	6K	13K	-	-
Long-term Investments	38K	776K	2.93M	-	121K
Goodwill	-	-	-	-	-
Other Intangibles, Total	5.44M	28K	19K	0	-
Total Assets	12.26M	1.5M	4.72M	1.11M	962K
Liabilities
Accounts Payable, Total	810K	1.23M	1.5M	2.12M	1.54M
Accrued Expenses, Total	1.13M	681K	2.23M	1.11M	1.25M
Short-term Borrowings	97K	109K	26K	962K	1.82M
Unearned Revenue Current, Total	683K	113K	151K	-	-
Other Current Liabilities	-	-	785K	90K	302K
Total Current Liabilities	2.72M	2.13M	4.69M	4.28M	4.91M
Long-Term Debt	89K	89K	101K	-	-
Other Non Current Liabilities	-	-	-	-	-
Total Liabilities	2.81M	2.22M	4.79M	4.28M	4.91M
Preferred Stock Non Redeemable	-	-	-	-	-
Total Preferred Equity	-	-	-	-	-
Common Stock, Total	15K	19K	3K	3K	4K
Additional Paid In Capital	47.65M	52.04M	54.91M	55.12M	55.84M
Retained Earnings	-38.22M	-52.75M	-54.95M	-58.26M	-59.83M
Treasury Stock	-	-29K	-33K	-33K	-33K
Comprehensive Income and Other	-	-	-	-	71K
Total Common Equity	9.45M	-724K	-70K	-3.17M	-3.95M
Minority Interest	-	-	-	-	-
Total Equity	9.45M	-724K	-70K	-3.17M	-3.95M
Total Liabilities And Equity	12.26M	1.5M	4.72M	1.11M	962K
Supplemental Items
ECS Total Shares Outstanding on Filing Date	1.15M	1.47M	2.73M	2.73M	9.71M
ECS Total Common Shares Outstanding	1.15M	1.47M	2.72M	2.72M	4.38M
Book Value / Share	8.21	-0.49	-0.03	-1.17	-0.9
Tangible Book Value	4.01M	-752K	-89K	-3.17M	-3.95M
Tangible Book Value Per Share	3.49	-0.51	-0.03	-1.17	-0.9
Total Debt	186K	198K	127K	962K	1.82M
Net Debt	-6.42M	-268K	-78K	147K	1.76M
Minority Interest, Total (Incl. Fin. Div)	-	-	-	-	-
Equity Method Investments, Total	38K	776K	2.93M	-	121K
Account Code - Inventory Valuation	-	3	3	3	3
Machinery, Total	-	-	-	-	-
Full Time Employees	5	6	6	6	5
Accumulated Allowance for Doubtful Accounts (Supple)	-	177K	-	-	-

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Net Income	-10.73M	-14.53M	-2.2M	-3.31M	-1.57M
Depreciation & Amortization - CF	2K	3K	4K	-	-
Amortization of Goodwill and Intangible Assets - (CF)	-	-	-	-	-
Depreciation & Amortization, Total	2K	3K	4K	-	-
Amortization of Deferred Charges, Total - (CF)	1.81M	1.81M	11K	102K	38K
Minority Interest in Earnings - (CF)	-	-	-	-	-
(Gain) Loss From Sale Of Asset	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	3K	-	545K	1.98M	-312K
Asset Writedown & Restructuring Costs	-	3.6M	-	30K	-
Net (Increase) Decrease in Loans Originated / Sold - Operating	-	100K	-	-	-
(Income) Loss On Equity Investments - (CF)	2K	52K	87K	-	191K
Stock-Based Compensation (CF)	2.68M	1.69M	622K	209K	26K
Provision and Write-off of Bad Debts	-	-	-	-	-
Net Cash From Discontinued Operations	-	-	-	-	-
Other Operating Activities, Total	72K	-1.04M	-3.8M	-783K	-595K
Change In Accounts Receivable	-11K	-274K	-1.1M	1.04M	-
Change In Accounts Payable	-1.54M	421K	299K	625K	-404K
Change in Unearned Revenues	31K	-570K	39K	-12K	-
Change in Other Net Operating Assets	-1.65M	593K	1.29M	-477K	1.26M
Cash from Operations	-9.33M	-8.14M	-4.19M	-598K	-1.37M
Capital Expenditure	-	-7K	-11K	-	-
Cash Acquisitions	-	-	-	-	-
Sale (Purchase) of Intangible assets	-47K	-	-2K	-	-
Investment in Marketable and Equity Securities, Total	-40K	-657K	-2.08M	92K	825K
Other Investing Activities, Total	-	-	-	-	-
Cash from Investing	-87K	-664K	-2.1M	92K	825K
Short Term Debt Issued, Total	-	-	-	391K	560K
Long-Term Debt Issued, Total	-	-	-	-	-
Total Debt Issued	-	-	-	391K	560K
Short Term Debt Repaid, Total	-1.08M	-	-	-75K	-172K
Long-Term Debt Repaid, Total	-	-	-	-	-
Total Debt Repaid	-1.08M	-	-	-75K	-172K
Issuance of Common Stock	16.88M	2.69M	6.03M	-	200K
Repurchase of Common Stock	-	-29K	-4K	-	-
Other Financing Activities, Total	4K	-	-	-	-
Cash from Financing	15.8M	2.66M	6.03M	316K	588K
Net Change in Cash	6.38M	-6.14M	-261K	-190K	42K
Supplemental Items
Cash Interest Paid	-	-	-	14K	-
Levered Free Cash Flow	-4.7M	-3.87M	-1.89M	-1.08M	-1.86M
Unlevered Free Cash Flow	-4.6M	-3.87M	-1.89M	-1.11M	-1.87M
Change In Net Working Capital	2.79M	647K	-1.31M	85K	714K
Net Debt Issued / Repaid	-1.08M	-	-	316K	388K

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Profitability
Return on Assets	-62.82	-97.7	-122.79	-42.36	-114.21
Return on Total Capital	-104.9	-147.54	1.63K	114.83	54.56
Return On Equity %	-206.69	-333.05	553.15	204.26	44.14
Return on Common Equity	-206.69	-333.05	553.15	204.26	44.14
Margin Analysis
Gross Profit Margin %	20.91	16.23	-16.5	-11.09	-
SG&A Margin	1.41K	315	243.44	280.92	-
EBITDA Margin %	-1.67K	-359.05	-260.23	-291.91	-
EBITA Margin %	-1.67K	-359.15	-260.4	-292.31	-
EBIT Margin %	-1.67K	-359.15	-260.4	-292.31	-
Income From Continuing Operations Margin %	-1.81K	-485.34	-93.61	-489.5	-
Net Income Margin %	-1.81K	-485.34	-93.61	-489.5	-
Net Avail. For Common Margin %	-1.81K	-485.34	-93.61	-489.5	-
Normalized Net Income Margin	-1.06K	-226.1	-38.76	-82.47	-
Levered Free Cash Flow Margin	-793.04	-129.15	-80.48	-160.17	-
Unlevered Free Cash Flow Margin	-774.92	-129.15	-80.48	-164.05	-
Asset Turnover
Asset Turnover	0.06	0.44	0.75	0.23	-
Fixed Assets Turnover	197.67	748.5	246.95	-	-
Receivables Turnover (Average Receivables)	-	27.22	2.97	0.1	-
Short Term Liquidity
Current Ratio	2.49	0.32	0.38	0.26	0.17
Quick Ratio	2.43	0.32	0.36	0.25	0.17
Operating Cash Flow to Current Liabilities	-3.43	-3.81	-0.89	-0.14	-0.28
Days Sales Outstanding (Average Receivables)	-	13.41	122.96	3.57K	-
Average Days Payable Outstanding	1.23K	148.52	182.17	881.86	-
Long Term Solvency
Total Debt/Equity	1.97	-27.35	-181.43	-30.35	-46.02
Total Debt / Total Capital	1.93	-37.64	222.81	-43.57	-85.27
LT Debt/Equity	0.94	-12.29	-144.29	-	-
Long-Term Debt / Total Capital	0.92	-16.92	177.19	-	-
Total Liabilities / Total Assets	22.91	148.3	101.48	385.33	510.4
EBIT / Interest Expense	-57.73	-	-	-16.75	-45.1
EBITDA / Interest Expense	-57.72	-	-	-16.72	-45.05
(EBITDA - Capex) / Interest Expense	-57.72	-	-	-16.72	-45.05
Total Debt / EBITDA	-0.02	-0.02	-0.02	-0.49	-0.96
Net Debt / EBITDA	0.65	0.02	0.01	-0.07	-0.93
Total Debt / (EBITDA - Capex)	-0.02	-0.02	-0.02	-0.49	-0.96
Net Debt / (EBITDA - Capex)	0.65	0.02	0.01	-0.07	-0.93
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	6.27	404.89	-21.64	-71.18	-
Gross Profit, 1 Yr. Growth %	-189.21	291.94	-179.63	-80.62	-
EBITDA, 1 Yr. Growth %	32.82	5.1	-43.22	-67.68	-4.15
EBITA, 1 Yr. Growth %	32.82	5.11	-43.2	-67.65	-4.05
EBIT, 1 Yr. Growth %	32.82	5.11	-43.2	-67.65	-4.15
Earnings From Cont. Operations, 1 Yr. Growth %	43.36	35.45	-84.89	50.68	-52.52
Net Income, 1 Yr. Growth %	32.43	35.45	-84.89	50.68	-52.52
Normalized Net Income, 1 Yr. Growth %	19.25	4.11	-86.57	-33.97	178.59
Diluted EPS Before Extra, 1 Yr. Growth %	-33.69	17.83	-91.97	28.38	-56.5
Accounts Receivable, 1 Yr. Growth %	-	1.8K	525.36	-79.27	0
Net Property, Plant and Equip., 1 Yr. Growth %	-50	200	116.67	-	-
Total Assets, 1 Yr. Growth %	63.44	-87.77	214.88	-76.46	-13.41
Tangible Book Value, 1 Yr. Growth %	-164	-118.74	-88.16	3.46K	24.54
Common Equity, 1 Yr. Growth %	915.04	-107.66	-90.33	4.43K	24.54
Cash From Operations, 1 Yr. Growth %	436.82	-12.79	-48.47	-85.74	129.26
Capital Expenditures, 1 Yr. Growth %	-	-	57.14	-	-
Levered Free Cash Flow, 1 Yr. Growth %	-12.16K	-20.93	-51.16	-42.65	71.78
Unlevered Free Cash Flow, 1 Yr. Growth %	-4.41K	-19.15	-51.16	-41.26	68.78
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-21.69	131.64	98.9	-52.48	-
Gross Profit, 2 Yr. CAGR %	-11.69	86.99	76.66	-60.72	-
EBITDA, 2 Yr. CAGR %	91.58	19.92	-22.74	-57.16	-44.33
EBITA, 2 Yr. CAGR %	91.56	19.93	-22.72	-57.14	-44.32
EBIT, 2 Yr. CAGR %	91.56	19.93	-22.72	-57.14	-44.32
Earnings From Cont. Operations, 2 Yr. CAGR %	188.83	39.35	-54.76	-52.28	-15.42
Net Income, 2 Yr. CAGR %	185.08	33.93	-54.76	-52.28	-15.42
Normalized Net Income, 2 Yr. CAGR %	65.19	13.07	-62.6	-71.3	35.62
Diluted EPS Before Extra, 2 Yr. CAGR %	-26.95	-11.61	-69.25	-67.9	-25.27
Accounts Receivable, 2 Yr. CAGR %	-	-	990.04	13.87	-54.46
Net Property, Plant and Equip., 2 Yr. CAGR %	-36.75	22.47	154.95	-	-
Total Assets, 2 Yr. CAGR %	15.62	-55.29	-37.95	-13.91	-54.85
Tangible Book Value, 2 Yr. CAGR %	13.05	-65.37	-85.11	105.32	566.03
Common Equity, 2 Yr. CAGR %	26.98	-11.82	-91.39	109.25	651
Cash From Operations, 2 Yr. CAGR %	166.37	116.38	-32.96	-72.89	-42.82
Levered Free Cash Flow, 2 Yr. CAGR %	33.85	895.71	-37.86	-47.08	-0.75
Unlevered Free Cash Flow, 2 Yr. CAGR %	53.82	502.55	-37.17	-46.44	-0.43
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-80.05	45.75	61.4	4.46	-
Gross Profit, 3 Yr. CAGR %	-36	45.13	40.68	-15.43	-
EBITDA, 3 Yr. CAGR %	167.79	58.4	-6.53	-42.22	-43.96
EBITA, 3 Yr. CAGR %	167.46	58.39	-6.51	-42.19	-43.95
EBIT, 3 Yr. CAGR %	116.24	58.39	-6.51	-42.19	-43.95
Earnings From Cont. Operations, 3 Yr. CAGR %	44.1	124.4	-33.55	-32.43	-52.36
Net Income, 3 Yr. CAGR %	44.41	122.45	-35.28	-32.43	-52.36
Normalized Net Income, 3 Yr. CAGR %	86.43	43.02	-44.41	-55.9	-38.78
Diluted EPS Before Extra, 3 Yr. CAGR %	-52.63	-14.33	-60.27	-50.48	-64.48
Accounts Receivable, 3 Yr. CAGR %	-85.59	-	-	190.98	9.05
Net Property, Plant and Equip., 3 Yr. CAGR %	-46.42	6.27	48.12	-	-
Total Assets, 3 Yr. CAGR %	27.1	-45.32	-14.3	-55.08	-13.74
Tangible Book Value, 3 Yr. CAGR %	-19.64	-37.89	-75.79	-7.55	73.8
Common Equity, 3 Yr. CAGR %	17.62	-50.2	-57.79	-30.52	76.01
Cash From Operations, 3 Yr. CAGR %	162.3	83.59	34.12	-59.98	-44.77
Levered Free Cash Flow, 3 Yr. CAGR %	5.08	13.78	264.46	-39.5	-21.64
Unlevered Free Cash Flow, 3 Yr. CAGR %	10.11	25.8	160.75	-38.56	-21.48
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-10.42	-43.88	-49.94	-6.91	-
Gross Profit, 5 Yr. CAGR %	32.13	-27.31	-3.93	-13.95	-
EBITDA, 5 Yr. CAGR %	14.58	63.82	63.85	-6.11	-24.03
EBITA, 5 Yr. CAGR %	14.58	63.83	63.74	-6.09	-24.01
EBIT, 5 Yr. CAGR %	13.8	58.79	44.14	-6.09	-24.01
Earnings From Cont. Operations, 5 Yr. CAGR %	4.98	105.45	-9.34	20.81	-26.82
Net Income, 5 Yr. CAGR %	2.59	83	-9.22	20.18	-27.97
Normalized Net Income, 5 Yr. CAGR %	16.45	30.27	-1.37	-24.77	-21.75
Diluted EPS Before Extra, 5 Yr. CAGR %	-50.13	-2.9	-60.15	-42.15	-48.85
Accounts Receivable, 5 Yr. CAGR %	-24.77	-51.3	-18.67	-	-
Net Property, Plant and Equip., 5 Yr. CAGR %	-	0	0	-	-
Total Assets, 5 Yr. CAGR %	76.34	-34.56	-4.59	-34.44	-33.68
Tangible Book Value, 5 Yr. CAGR %	-9.41	-38.93	-59.05	0.2	-8.83
Common Equity, 5 Yr. CAGR %	7.91	-30.77	-58.68	-11.57	33.5
Cash From Operations, 5 Yr. CAGR %	58.61	92.35	51.99	-14.58	-4.63
Capital Expenditures, 5 Yr. CAGR %	-	6.96	4.1	-	-
Levered Free Cash Flow, 5 Yr. CAGR %	16.25	16.3	-14.17	-16.23	116.62
Unlevered Free Cash Flow, 5 Yr. CAGR %	16.29	13.14	-11.32	-10.6	77.41