Financials Crawford & Company

Stocks

CRD.B

US2246331076

Multiline Insurance & Brokers

Market Closed - NYSE 16:00:02 2026-09-04 EDT			5-day change	1st Jan Change
12.09 ^USD	-0.90%		+1.09%	+12.78%

08-06	Barrington Adjusts PT on Crawford & Company to $15 From $13, Maintains Outperform Rating	MT
08-05	Crawford & Company Integrates SubSprint AI-Driven Claims Solution For Subsidence Claims	CI

Projected Income Statement: Crawford & Company

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	1,102	1,189	1,267	1,293	1,266	1,283	1,319
Change	-	7.94%	6.53%	2%	-2.07%	1.4%	2.81%
EBITDA ¹	98.33	96.33	118.7	108.7	118.4	123.3	135
Change	-	-2.03%	23.23%	-8.46%	8.98%	4.09%	9.48%
EBIT ¹	62.5	63.47	85.36	74.71	82.27	82.26	95.7
Change	-	1.54%	34.49%	-12.48%	10.12%	-0.02%	16.34%
Interest Paid ¹	-6.559	-10.31	-17.04	-16.86	-14.69	-11.02	-10.72
Earnings before Tax (EBT) ¹	43.86	5.046	47.36	41.11	34.6	61.46	77.12
Change	-	-88.5%	838.51%	-13.19%	-15.84%	77.63%	25.49%
Net income ¹	30.69	-18.3	30.61	26.6	19.63	41.04	50.93
Change	-	-159.64%	267.22%	-13.11%	-26.18%	109%	24.12%
Announcement Date	3/14/22	3/6/23	3/4/24	3/3/25	3/2/26	-	-

¹USD in Million

Estimates

Fiscal Period: December	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4
Net sales ¹	288.5	292.9	279	293.3	294.9	322.2	313	320.7	325.6	296.1	301.7	314.2	329.4	347.3	312	323	322.2	308.5	309.5	321.4	328.5	317.6	325.2	339	347.1	333.7
Change	-	1.52%	-4.74%	5.13%	0.54%	9.24%	-2.85%	2.45%	1.54%	-9.05%	1.87%	4.17%	4.82%	5.43%	-10.14%	3.51%	-0.26%	-4.24%	0.33%	3.85%	2.19%	-3.32%	2.4%	4.23%	2.41%	-3.88%
EBITDA ¹	29.54	17.59	21.86	21.79	21.9	30.79	32.84	31.54	38.64	15.69	20.62	30.61	29.58	27.85	26.84	31.43	36.27	23.89	22.36	37.55	35.3	28.11	-	-	-	-
Change	-	-40.46%	24.27%	-0.32%	0.52%	40.6%	6.66%	-3.97%	22.52%	-59.4%	31.44%	48.46%	-3.37%	-5.84%	-3.63%	17.09%	15.4%	-34.12%	-6.43%	67.98%	-5.99%	-20.38%	-	-	-	-
EBIT ¹	17.63	9.06	13.09	12.88	14.2	23.3	24.87	22.8	29.94	7.75	12.08	22.07	21.84	18.73	17.84	22	26.59	15.84	13.7	29.44	25.45	18.31	-	-	-	-
Change	-	-48.6%	44.46%	-1.6%	10.27%	64.11%	6.74%	-8.35%	31.32%	-74.11%	55.88%	82.67%	-1.06%	-14.24%	-4.71%	23.27%	20.89%	-40.42%	-13.53%	114.96%	-13.57%	-28.07%	-	-	-	-
Charge d'intérêts ¹	-1.648	-2.116	-1.519	-1.78	-2.903	-4.11	-4.675	-4.309	-4.556	-3.772	-3.596	-4.256	-4.682	-4.328	-3.944	-3.858	-3.788	-3.097	-2.645	-2.852	-2.815	-2.712	-2.829	-2.823	-2.813	-2.804
Earnings before Tax (EBT) ¹	15.98	3.988	7.582	8.605	-28.54	17.4	16	13.55	18.96	-1.15	3.826	12.99	14.72	9.578	9.22	13.66	18.2	-6.487	7.287	19.66	20.89	13.64	14.12	22.48	23.43	15.78
Change	-	-75.04%	90.12%	13.49%	-431.64%	160.96%	-8.02%	-15.31%	39.88%	-106.07%	432.7%	239.47%	13.34%	-34.93%	-3.74%	48.21%	33.2%	-135.64%	212.33%	169.74%	6.29%	-34.72%	3.5%	59.23%	4.25%	-32.67%
Net income ¹	11.2	1.653	5.096	5.83	-15.14	-14.09	10.68	8.427	12.32	-0.818	2.837	8.584	9.453	5.722	6.684	7.782	12.41	-7.24	4.905	13.45	13.66	8.996	-	-	-	-
Change	-	-85.23%	208.29%	14.4%	-359.76%	6.98%	175.82%	-21.1%	46.18%	-106.64%	446.82%	202.57%	10.12%	-39.47%	16.81%	16.43%	59.44%	-158.35%	167.75%	174.17%	1.61%	-34.17%	-	-	-	-
Announcement Date	11/8/21	3/14/22	5/9/22	8/8/22	11/8/22	3/6/23	5/3/23	8/3/23	11/6/23	3/4/24	5/1/24	8/5/24	11/4/24	3/3/25	5/5/25	8/4/25	11/3/25	3/2/26	5/4/26	8/3/26	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Crawford & Company

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
Announcement Date	3/14/22	3/6/23	3/4/24	3/3/25	3/2/26	-	-

Estimates

Cash Flow Forecast: Crawford & Company

Fiscal Period: December	2020	2021	2022	2023	2024	2025
CAPEX ¹	14.23	9.225	6.838	4.89	6.21	7.014
Change	-	-35.15%	-25.88%	-28.49%	26.99%	12.95%
Free Cash Flow (FCF) ¹	77.19	68.31	-16.99	59.63	12.58	49.93
Change	-	-11.5%	-124.88%	450.92%	-78.91%	296.96%
Announcement Date	3/4/21	3/15/22	3/6/23	3/4/24	3/3/25	3/2/26

¹USD in Million

Estimates

Forecast Financial Ratios: Crawford & Company

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	8.92%	8.1%	9.37%	8.41%	9.36%	9.6%	10.23%
EBIT Margin (%)	-	5.67%	5.34%	6.74%	5.78%	6.5%	6.41%	7.25%
EBT Margin (%)	-	3.98%	0.42%	3.74%	3.18%	2.73%	4.79%	5.85%
Net margin (%)	-	2.79%	-1.54%	2.42%	2.06%	1.55%	3.2%	3.86%
FCF margin (%)	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-
Profitability
ROA	5%	3.93%	4.18%	5.33%	4.44%	4.84%	-	-
ROE	15.39%	15.34%	-11.07%	22.99%	17.96%	12.03%	-	-
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.24	0.24	0.26	0.28	0.29	0.31	0.33
Change	-	-	0%	8.33%	7.69%	3.57%	6.9%	6.45%
Book Value Per Share ¹	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EPS ¹	-	0.57	-0.37	0.62	0.54	0.4	0.88	1.11
Change	-	-	-164.91%	267.57%	-12.9%	-25.93%	120%	26.14%
Nbr of stocks (in thousands)	-	51,432	48,405	48,887	49,011	49,210	48,606	48,606
Announcement Date	-	3/14/22	3/6/23	3/4/24	3/3/25	3/2/26	-	-