Valuation: Consumer Portfolio Services, Inc.

Market Cap 206M 181M 171M 155M 292M 19.78B 294M 2.05B 792M 10.09B 774M 757M 32.43B P/E 2024
13.7x
P/E 2025 11.7x
Enterprise Value 3.7B 3.26B 3.08B 2.79B 5.25B 355B 5.28B 36.87B 14.24B 181B 13.9B 13.6B 583B EV / Sales 2024
18.2x
EV / Sales 2025 18.6x
Free-Float
45.21%
Yield 2024 *
-
Yield 2025 -
1 day-5.65%
1 week-6.60%
Current month-2.65%
1 month-4.62%
3 months-5.72%
6 months+15.49%
Current year-3.70%
1 week 8.98
Extreme 8.985
9.7
1 month 7.65
Extreme 7.65
9.73
Current year 7.46
Extreme 7.46
10.49
1 year 7.3
Extreme 7.3
10.49
3 years 6.67
Extreme 6.667
12.73
5 years 4.64
Extreme 4.635
15.47
10 years 0
Extreme 0
15.47
Manager TitleAgeSince
Chief Executive Officer 66 1991-12-31
Director of Finance/CFO 58 2022-09-22
President 54 2022-12-01
Director TitleAgeSince
Chairman 66 2001-06-30
Director/Board Member 67 2001-06-30
Director/Board Member 63 2006-07-31
Date Insider Type Main position Quantity % Market Cap. Importance
9/1/26 Exercice

Executive/Senior Manager

22,500 0.1044%
8/26/26 Sell

Chief Executive Officer

-125,000 0.5761%
8/12/26 Sell

Head of Human Resources

-3,617 0.0167%
Change 5-day change 1-year change 3-year change Capi.($)
-5.81%-6.60%+17.91%-3.28% 206M
-1.19%-5.32%-0.01%+25.68% 64.67B
-3.57%-5.30%-41.88%+42.22% 34.46B
-1.07%-5.43%-12.54%+11.90% 29.54B
-2.00%-2.59%+61.62%+158.79% 24.53B
-2.04%-4.49%-2.30%+132.04% 23.73B
-3.95%-6.22%-42.24%+104.81% 21.41B
-2.86%-4.08%-25.47%-3.01% 15.64B
-3.26%-6.62% - - 14.92B
-1.23%-7.81%+4.48%+36.83% 14.79B
Average -2.68%-2.59%-4.49%+56.22% 24.39B
Weighted average by Cap. -2.16%-2.74%-6.95%+57.80%

Financials

2024 2025
Net sales 185M 163M 154M 140M 263M 17.8B 264M 1.85B 713M 9.08B 696M 681M 29.19B 199M 175M 165M 150M 282M 19.09B 283M 1.98B 765M 9.74B 747M 731M 31.3B
Net income 19.2M 16.89M 15.97M 14.49M 27.2M 1.84B 27.36M 191M 73.85M 941M 72.1M 70.53M 3.02B 19.32M 17M 16.07M 14.58M 27.38M 1.86B 27.54M 192M 74.32M 947M 72.55M 70.98M 3.04B
Net Debt 3.14B 2.76B 2.61B 2.37B 4.45B 302B 4.48B 31.28B 12.08B 154B 11.79B 11.54B 494B 3.5B 3.08B 2.91B 2.64B 4.95B 336B 4.98B 34.82B 13.45B 171B 13.13B 12.84B 550B
Logo Consumer Portfolio Services, Inc.
Consumer Portfolio Services, Inc. is a specialty finance company. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. It serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. It also originates vehicle purchase money loans by lending directly to consumers. It offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.
Employees
994
Date Price Change Volume
26-09-28 US$8.985 -6.01% 13,299
26-09-25 US$9.560 +2.03% 40,045
26-09-24 US$9.370 +0.32% 9,508
26-09-23 US$9.340 -3.11% 25,829
26-09-22 US$9.640 +0.21% 20,707

Quarterly revenue - Rate of surprise

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