Projected Income Statement: Commercial International Bank Egypt (CIB) S.A.E.

Forecast Balance Sheet: Commercial International Bank Egypt (CIB) S.A.E.

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 2/21/22 2/13/23 2/11/24 2/19/25 2/9/26 - - -
Estimates

Cash Flow Forecast: Commercial International Bank Egypt (CIB) S.A.E.

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 1,092 981.2 1,033 1,686 5,798 7,930
Change - -10.13% 5.33% 63.12% 243.95% 36.76%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 3/1/21 2/21/22 2/13/23 2/11/24 2/19/25 2/9/26
1EGP in Million
Estimates

Forecast Financial Ratios: Commercial International Bank Egypt (CIB) S.A.E.

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 71.58% 67.14% 78.41% 68.48% 85.84% 81.63% 82.17% 83.32%
EBT Margin (%) - 65.71% 62.93% 61.42% 64.67% 93.21% 80.27% 80.47% 79.47%
Net margin (%) - 46.31% 42.35% 42.27% 46.28% 68.7% 55.81% 55.56% 54.18%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 2.87% 2.86% 4.06% 5.44% 6.29% 4.35% 4.46% 4%
ROE - 20.68% 25.1% 39.7% 49.5% 48.3% 34.11% 30.21% 27.86%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 0.8181 - - 0.5 - 6.309 7.141 8.265
Change - - - - - - - 13.2% 15.73%
Book Value Per Share 1 - 21.12 20.65 27.24 45.6 68.53 81.53 95.85 112.7
Change - - -2.19% 31.9% 67.38% 50.29% 18.96% 17.57% 17.54%
EPS 1 - 3.662 4.345 7.945 14.72 18.05 21.65 25.34 28.96
Change - - 18.66% 82.85% 85.24% 22.64% 19.95% 17.04% 14.27%
Nbr of stocks (in thousands) - 3,260,457 3,280,765 3,321,451 3,347,474 3,377,936 3,405,139 3,405,139 3,405,139
Announcement Date - 2/21/22 2/13/23 2/11/24 2/19/25 2/9/26 - - -
1EGP
Estimates
2026 *2027 *
P/E 6.56x 5.6x
PBR 1.74x 1.48x
EV / Sales 3.51x 3.11x
Yield 4.44% 5.03%

EPS & Dividend



Y-o-Y evolution of P/E

 

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
11
Last Close Price
142.00EGP
Average target price
180.26EGP
Spread / Average Target
+26.94%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. COMI Stock
  4. CIBEY Stock
  5. Financials Commercial International Bank Egypt (CIB) S.A.E.