Company Valuation: Comfort Fincap Limited

Data adjusted to current consolidation scope
Fiscal Period: March 2021 2022 2023 2024 2025 2026
Market Cap 1 122.8 243.6 456.8 488.9 655.4 587.7
Change - 98.32% 87.53% 7.01% 34.07% -10.32%
Enterprise Value (EV) 1 418.7 718.3 708.1 710.8 812.3 566
Change - 71.53% -1.42% 0.39% 14.28% -30.32%
P/E 2.94x 5.51x 9.36x 9.5x 9.55x 7.59x
PBR 0.3x 0.54x 0.91x 0.89x 0.76x 0.59x
PEG - 0.94x 0.9x 1.76x -1.02x 65,273.92x
Capitalization / Revenue 1.1x 1.95x 3.1x 3.5x 4.99x 3.64x
EV / Revenue 3.76x 5.75x 4.81x 5.09x 6.19x 3.5x
EV / EBITDA 4.93x 7.27x 6.11x 7.12x 8.58x 5.18x
EV / EBIT 4.93x 7.27x 6.11x 7.16x 8.65x 5.21x
EV / FCF -2.82x -4.14x 3.22x 49.4x -3.93x 5.23x
FCF Yield -35.5% -24.2% 31.1% 2.03% -25.4% 19.1%
Dividend per Share 2 - - - 0.1 0.1 0.1
Rate of return - - - 1.11% 1.22% 1.53%
EPS 2 0.7704 0.8154 0.8998 0.9485 0.86 0.86
Distribution rate - - - 10.5% 11.6% 11.6%
Net sales 1 111.4 125 147.3 139.6 131.3 161.6
EBITDA 1 85.02 98.79 116 99.82 94.71 109.4
EBIT 1 85 98.76 115.9 99.31 93.95 108.6
Net income 1 41.8 44.24 48.82 51.46 51.01 74.9
Net Debt 1 295.9 474.7 251.2 221.9 156.9 -21.74
Reference price 2 2.264 4.490 8.420 9.010 8.210 6.530
Nbr of stocks (in thousands) 54,257 54,257 54,257 54,257 79,831 90,007
Announcement Date 8/17/21 8/29/22 8/21/23 8/3/24 8/20/25 8/28/26
1INR in Million2INR
Estimates


P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
- - - - 7.68M
129.5x - - -.--% 29.73B
1420.42x - - -.--% 15.24B
12.36x4.23x46.54x3.85% 12.65B
5.75x - - 5.27% 11.78B
11.81x - - 4.17% 11.1B
4.84x - - 6.54% 8.56B
19.97x15.12x36.41x1.18% 8.14B
14.12x - - 2.86% 6.98B
Average 202.35x 9.67x 41.47x 2.99% 11.58B
Weighted average by Cap. 251.04x 8.49x 42.57x 2.33%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA


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