Valuation: Citizens, Inc.

Market Cap 174M 155M 144M 131M 246M 16.53B 250M 1.73B 676M 8.63B 654M 640M 27.51B P/E 2026 *
19.1x
P/E 2027 * 12.7x
Enterprise Value 163M 145M 134M 122M 230M 15.44B 234M 1.61B 632M 8.06B 611M 598M 25.69B EV / Sales 2026 *
0.64x
EV / Sales 2027 * 0.63x
Free-Float
80.02%
Yield 2026 *
-
Yield 2027 * -
1 day-0.86%
1 week-0.86%
Current month-0.29%
1 month-3.91%
3 months-35.94%
6 months-38.46%
Current year-28.78%
1 week 3.31
Extreme 3.31
3.55
1 month 3.31
Extreme 3.31
3.73
Current year 3.31
Extreme 3.31
6.54
1 year 3.31
Extreme 3.31
6.54
3 years 1.78
Extreme 1.78
6.54
5 years 1.64
Extreme 1.64
6.99
10 years 1.64
Extreme 1.64
11.93
Manager TitleAgeSince
Chief Executive Officer 61 2024-06-30
Director of Finance/CFO 56 2019-03-26
Chief Tech/Sci/R&D Officer 61 2020-12-31
Director TitleAgeSince
Director/Board Member 65 2017-06-08
Director/Board Member 61 2021-07-31
Director/Board Member 61 2020-12-31
Date Insider Type Main position Quantity % Market Cap. Importance
8/31/26 Buy

Director

10,000 0.0197%
8/15/26 Exercice

Chief Technology Officer

6,214 0.0123%
8/15/26 Exercice

Chief Operating Officer

5,892 0.0117%
Change 5-day change 1-year change 3-year change Capi.($)
-0.86%-0.86%-40.48%+14.67% 174M
+0.19%-1.80%-9.43%+9.47% 130B
-2.88%-9.71%+2.87%+92.66% 130B
+1.17%+2.88%+6.15%+5.85% 96.23B
+0.82%+3.50%+41.34%+152.09% 73.51B
+1.15%+3.20%+34.45%+126.30% 73.02B
+1.25%+5.56%+80.45%+183.09% 69.72B
+0.49%+2.47%+28.42%+59.73% 64.03B
+1.63%+4.74%+11.38%+49.31% 60.15B
-0.52%+2.92%+57.91%+133.53% 57.74B
Average +0.24%+0.85%+21.31%+82.67% 75.44B
Weighted average by Cap. +0.13%-0.11%+22.19%+81.50%

Financials

2026 *2027 *
Net sales 256M 228M 211M 192M 362M 24.31B 368M 2.54B 995M 12.69B 961M 941M 40.45B 267M 237M 220M 200M 378M 25.35B 384M 2.65B 1.04B 13.23B 1B 981M 42.17B
Net income 9.56M 8.5M 7.88M 7.17M 13.53M 908M 13.74M 94.7M 37.13M 474M 35.89M 35.12M 1.51B 14.01M 12.46M 11.55M 10.5M 19.82M 1.33B 20.14M 139M 54.41M 694M 52.59M 51.47M 2.21B
Net Debt -11.49M -10.22M -9.47M -8.62M -16.26M -1.09B -16.52M -114M -44.63M -569M -43.14M -42.22M -1.81B -6.03M -5.36M -4.97M -4.52M -8.53M -572M -8.67M -59.73M -23.42M -299M -22.63M -22.15M -952M
Projected Income Statement - Annual - Citizens, Inc.
Logo Citizens, Inc.
Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States (U.S.), Latin America, and Asia. It operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.
Employees
245
Date Price Change Volume
26-10-16 US$3.440 -0.86% 75,381
26-10-15 US$3.470 +2.97% 106,462
26-10-14 US$3.370 -0.30% 129,347
26-10-13 US$3.380 -3.43% 126,174
26-10-12 US$3.500 +0.86% 90,615
Trader
Investor
Global
Quality
-
ESG MSCI
-
MarketScreener Ratings - Citizens, Inc.
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
3.440USD
Average target price
5.250USD
Spread / Average Target
+52.62%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Citizens, Inc.