CHINA RONGZHONG FINANCIAL HOLDINGS COMPANY LIMITED

Income Statement China Rongzhong Financial Holdings Company Limited

Stocks

3963

KYG2119M1087

Consumer Lending

Market Closed - Hong Kong S.E. Other stock markets 04:08:37 2026-06-17 EDT			5-day change	1st Jan Change
0.1560 ^HKD	0.00%		-1.27%	+20.00%

11-27	China Rongzhong Financial Holdings Company Limited Reports Earnings Results for the Half Year Ended September 30, 2025	CI
11-24	Rongzhong Financial Forecasts Narrower Fiscal H1 Loss	MT

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Published financial data: CHINA RONGZHONG FINANCIAL HOLDINGS COMPANY LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Interest and Dividend Income, Total	15.82M	35.12M	-	-	-
Interest Expense, Total	29.58M	32.06M	33.62M	5.24M	2.34M
Net Interest Income	-13.76M	3.06M	-33.62M	-5.24M	-2.34M
Gain (Loss) on Sale of Investments, Total (Rev)	7.27M	-	-	-	-
Other Revenues, Total	120K	115K	84.87M	89.03M	83.54M
Revenues Before Provison For Loan Losses	-6.37M	3.18M	51.24M	83.8M	81.2M
Provision For Loan Losses	-	6.23M	179K	141K	-141K
Total Revenues	-6.37M	-3.05M	51.06M	83.65M	81.34M
Salaries And Other Employee Benefits	5.98M	20.91M	26.73M	28.49M	27.16M
Cost of Services Provided, Total	-	3.76M	43.04M	45M	45.14M
Other Operating Expenses	10.34M	14.77M	20.16M	18.97M	14.61M
Total Operating Expenses	16.32M	39.45M	89.92M	92.46M	86.92M
Operating Income	-22.69M	-42.5M	-38.86M	-8.8M	-5.58M
Currency Exchange Gains (Loss)	-878K	321K	-789K	-757K	78K
Other Non Operating Income (Expenses)	-	-508M	-77.43M	2M	-479K
EBT, Excl. Unusual Items	-23.57M	-550M	-117M	-7.56M	-5.98M
Total Merger & Related Restructuring Charges	-	-4.97M	-	-	-
Impairment of Goodwill	-	-7.68M	-9.55M	-	-
Gain (Loss) on Sale of Investments	-98.03M	169K	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	-	-
Asset Writedown	-	-5.17M	-419K	-	-143K
Other Unusual Items	216K	295K	3.72M	57K	-395K
EBT, Incl. Unusual Items	-121M	-567M	-123M	-7.5M	-6.51M
Income Tax Expense	-	774K	-11K	75K	263K
Earnings From Continuing Operations	-121M	-568M	-123M	-7.58M	-6.78M
Net Income to Company	-121M	-568M	-123M	-7.58M	-6.78M
Minority Interest	-	265K	-1.29M	-2.04M	-1.34M
Net Income - (IS)	-121M	-568M	-125M	-9.62M	-8.11M
Net Income to Common Incl Extra Items	-121M	-568M	-125M	-9.62M	-8.11M
Net Income to Common Excl. Extra Items	-121M	-568M	-125M	-9.62M	-8.11M
Per Share Items
Net EPS - Basic	-0.29	-1.38	-0.3	-0.02	-0.01
Basic EPS - Continuing Operations	-0.29	-1.38	-0.3	-0.02	-0.01
Basic Weighted Average Shares Outstanding	413M	413M	413M	452M	596M
Net EPS - Diluted	-0.29	-1.38	-0.3	-0.02	-0.01
Diluted EPS - Continuing Operations	-0.29	-1.38	-0.3	-0.02	-0.01
Diluted Weighted Average Shares Outstanding	413M	413M	413M	452M	596M
Normalized Basic EPS	-0.04	-0.83	-0.18	-0.01	-0.01
Normalized Diluted EPS	-0.04	-0.83	-0.18	-0.01	-0.01
Supplemental Items
Effective Tax Rate - (Ratio)	-	-0.14	0.01	-1	-4.04
Current Domestic Taxes	-	774K	-11K	20K	166K
Current Foreign Taxes	-	-	-	-	80K
Total Current Taxes	-	774K	-11K	20K	246K
Deferred Foreign Taxes	-	-	-	-	-
Total Deferred Taxes	-	-	-	-	-
Normalized Net Income	-14.73M	-343M	-74.47M	-6.76M	-5.07M
Supplemental Operating Expense Items
Stock-Based Comp., G&A Exp. (Total)	440K	482K	469K	452K	650K
Stock-Based Comp., Other (Total)	43K	-	-	-	-
Total Stock-Based Compensation	483K	482K	469K	452K	650K

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	12.31M	15.48M	14.58M	6.97M	7.97M
Loans and Lease Receivables - (FS Template)	823M	309M	4.54M	0	-
Other Receivables	-	14.13M	5.28M	7.61M	7.35M
Gross Property Plant And Equipment	4.3M	79.22M	-	77.94M	79.66M
Accumulated Depreciation	-4.26M	-8.52M	-	-17.15M	-19.36M
Net Property Plant And Equipment	40K	70.7M	59.21M	60.79M	60.3M
Goodwill	-	19.37M	9.27M	9M	9M
Other Current Assets, Total	10.2M	4.44M	213K	122K	370K
Deferred Tax Assets Long-Term (Collected)	-	-	-	-	-
Other Long-Term Assets, Total	1.19M	426K	544K	202K	552K
Total Assets	847M	434M	93.64M	84.69M	85.54M
Liabilities
Accounts Payable, Total	-	414K	130K	369K	179K
Accrued Expenses, Total	16.56M	20.43M	3.61M	4.26M	2.79M
Short-Term Borrowings	-	-	-	2.16M	-
Current Portion of Long-Term Debt	444M	717M	38.98M	37.86M	36.47M
Current Portion of Leases	482K	2.62M	2.36M	1.6M	2.4M
Long-Term Debt	216M	77.5M	51.34M	765K	6.51M
Long-Term Leases	-	2.83M	959K	1.02M	2.66M
Current Income Taxes Payable	64.13M	67.99M	1.45M	830K	1.02M
Unearned Revenue, Current	9K	4.95M	4.55M	5.32M	5.2M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	216M	230M	12.8M	10.23M	7.19M
Unearned Revenue Non Current	-	-	-	-	-
Other Non Current Liabilities	-	6.09M	2.47M	2.54M	3.16M
Total Liabilities	957M	1.13B	119M	66.95M	67.58M
Common Stock, Total	4.12M	4.12M	4.12M	5.9M	6.07M
Additional Paid In Capital	553M	553M	553M	629M	635M
Retained Earnings	-610M	-1.18B	-587M	-597M	-605M
Comprehensive Income and Other	-57.02M	-80.91M	-1.32M	-19.42M	-18.88M
Total Common Equity	-110M	-701M	-31.29M	18.46M	17.34M
Minority Interest	-	5.54M	6.29M	-719K	618K
Total Equity	-110M	-696M	-25M	17.74M	17.96M
Total Liabilities And Equity	847M	434M	93.64M	84.69M	85.54M
Supplemental Items
ECS Total Shares Outstanding on Filing Date	413M	413M	413M	590M	607M
ECS Total Common Shares Outstanding	413M	413M	413M	590M	607M
Book Value / Share	-0.27	-1.7	-0.08	0.03	0.03
Tangible Book Value	-110M	-721M	-40.56M	9.46M	8.34M
Tangible Book Value Per Share	-0.27	-1.75	-0.1	0.02	0.01
Total Debt	660M	800M	93.63M	43.41M	48.05M
Net Debt	648M	784M	79.05M	36.44M	40.08M
Full Time Employees	23	129	124	127	125

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	-121M	-568M	-125M	-9.62M	-8.11M
Depreciation, Depletion & Amortization	147K	2.78M	12.52M	11.87M	14.51M
Total Depreciation, Depletion & Amortization	147K	2.78M	12.52M	11.87M	14.51M
Amortization of Deferred Charges, Total	-	8.57M	-	-	-
(Gain) Loss On Sale of Asset - (CF)	-	328K	3.42M	8.17M	8.04M
(Gain) Loss on Sale of Investments - (CF)	98.03M	-	-	-	-
Total Asset Writedown	42K	12.85M	9.97M	-	143K
Provision for Credit Losses	-	504M	77.83M	-314K	-141K
Stock-Based Compensation (CF)	483K	482K	469K	452K	650K
Change in Accounts Receivable	-	1.74M	-	-	-
Change in Accounts Payable	-	97K	-264K	247K	-189K
Change in Unearned Revenues	-	227K	-81K	942K	-117K
Change in Other Net Operating Assets (Collected)	12.07M	6.24M	18.13M	4.88M	-1.16M
Other Operating Activities	30.34M	32.64M	32.44M	6.08M	5.01M
Cash from Operations	19.74M	2.7M	29.82M	22.72M	18.64M
Capital Expenditure	-	-9.16M	-29.34M	-37.78M	-31.38M
Sale of Property, Plant, and Equipment	-	1.52M	16.64M	12.16M	11.4M
Cash Acquisitions	-	9.65M	-	-	-
Divestitures	-	-	-4K	-	-
Net (Increase) Decrease in Loans Originated / Sold - Investing	-	-	-	-	-
Other Investing Activities, Total	120K	28K	34K	28K	11K
Cash from Investing	120K	2.05M	-12.67M	-25.6M	-19.98M
Long-Term Debt Issued, Total	23.78M	19.04M	168M	34.03M	30.78M
Total Debt Issued	23.78M	19.04M	168M	34.03M	30.78M
Short Term Debt Repaid, Total	-	-6.32M	-	-	-
Long-Term Debt Repaid, Total	-39.28M	-4.97M	-177M	-37.84M	-26.82M
Total Debt Repaid	-39.28M	-11.28M	-177M	-37.84M	-26.82M
Issuance of Common Stock	-	-	-	-	-
Other Financing Activities, Total	-14.64M	-10.32M	-10.26M	-230K	-1.87M
Cash from Financing	-30.15M	-2.56M	-18.87M	-4.04M	2.09M
Foreign Exchange Rate Adjustments	1.01M	986K	820K	-688K	246K
Net Change in Cash	-9.28M	3.17M	-904K	-7.6M	1M
Supplemental Items
Cash Interest Paid	14.64M	10.32M	9.44M	230K	1.87M
Cash Income Tax Paid (Refund)	-	148K	23K	695K	71K
Net Debt Issued / Repaid	-15.51M	7.76M	-8.61M	-3.81M	3.96M

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	-13.78	-88.66	-46.75	-8.5	-7.96
Return On Equity %	256.33	140.92	34.21	208.73	-37.97
Return on Common Equity	256.33	139.89	34.01	149.86	-45.32
Margin Analysis
Gross Profit Margin %	100	223.23	15.71	46.21	44.5
SG&A Margin	-93.83	-685.26	52.34	34.05	33.39
Income From Continuing Operations Margin %	1.91K	18.6K	-241.5	-9.06	-8.33
Net Income Margin %	1.91K	18.6K	-244.03	-11.49	-9.97
Net Avail. For Common Margin %	1.91K	18.6K	-244.03	-11.49	-9.97
Normalized Net Income Margin	231.19	11.25K	-145.83	-8.08	-6.23
Asset Turnover
Asset Turnover	-0.01	-0	0.19	0.94	0.96
Short Term Liquidity
Current Ratio	1.14	0.33	0.39	0.23	0.28
Quick Ratio	1.13	0.32	0.38	0.23	0.28
Operating Cash Flow to Current Liabilities	0.03	0	0.47	0.36	0.34
Long Term Solvency
Total Debt/Equity	-600.32	-114.95	-374.51	244.72	267.5
Total Debt / Total Capital	119.99	769.09	136.43	70.99	72.79
LT Debt/Equity	-196.5	-11.54	-209.18	10.06	51.05
Long-Term Debt / Total Capital	39.27	77.24	76.2	2.92	13.89
Total Liabilities / Total Assets	112.99	260.37	126.7	79.06	79
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	191.31	-78.13	-1.77K	63.82	-2.76
Gross Profit, 1 Yr. Growth %	191.31	-51.18	-217.76	381.81	-6.35
Earnings From Cont. Operations, 1 Yr. Growth %	84.68	367.79	-78.28	-93.85	-10.58
Net Income, 1 Yr. Growth %	84.68	367.57	-78.04	-92.28	-15.63
Normalized Net Income, 1 Yr. Growth %	33.01	326.34	-78.31	-90.93	-25.02
Diluted EPS Before Extra, 1 Yr. Growth %	84.68	367.57	-78.04	-92.96	-35.99
Common Equity, 1 Yr. Growth %	-819.74	537.72	-95.54	-158.99	-6.03
Total Assets, 1 Yr. Growth %	-7.44	-48.77	-78.42	-9.55	1.01
Tangible Book Value, 1 Yr. Growth %	-819.74	555.33	-94.37	-123.31	-11.77
Cash From Operations, 1 Yr. Growth %	-32.53	-86.31	1K	-23.81	-17.96
Capital Expenditures, 1 Yr. Growth %	-	-	220.54	28.75	-16.94
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-57.35	18.13	91.28	423.54	26.21
Gross Profit, 2 Yr. CAGR %	-57.35	76.5	-24.18	138.2	112.42
Earnings From Cont. Operations, 2 Yr. CAGR %	15.23	193.92	0.79	-88.45	-76.56
Net Income, 2 Yr. CAGR %	15.23	193.85	1.32	-86.98	-74.49
Normalized Net Income, 2 Yr. CAGR %	3.11	456.78	-3.83	-85.97	-73.92
Diluted EPS Before Extra, 2 Yr. CAGR %	15.23	193.85	1.32	-87.56	-78.77
Common Equity, 2 Yr. CAGR %	14.01	577.49	-46.66	-83.78	-25.55
Total Assets, 2 Yr. CAGR %	-9.92	-31.14	-66.75	-55.82	-4.42
Tangible Book Value, 2 Yr. CAGR %	14.01	586.78	-39.27	-88.55	-54.64
Cash From Operations, 2 Yr. CAGR %	-26.05	-69.61	22.92	189.96	-20.94
Capital Expenditures, 2 Yr. CAGR %	-	-	-	103.15	3.41
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-57.57	-55.67	185.82	81.65	198.71
Gross Profit, 3 Yr. CAGR %	-57.57	-42.06	54.23	40.44	74.5
Earnings From Cont. Operations, 3 Yr. CAGR %	-29.91	83.82	23.34	-60.33	-77.15
Net Income, 3 Yr. CAGR %	-29.91	83.8	23.77	-57.05	-75.73
Normalized Net Income, 3 Yr. CAGR %	-28.12	191.53	88.75	-56.21	-75.47
Diluted EPS Before Extra, 3 Yr. CAGR %	-29.91	83.8	23.77	-58.34	-78.53
Common Equity, 3 Yr. CAGR %	-19.21	102.38	26.98	-44.84	-70.87
Total Assets, 3 Yr. CAGR %	-12.05	-25.36	-53.23	-53.58	-41.8
Tangible Book Value, 3 Yr. CAGR %	-19.21	104.22	38.46	-55.86	-77.38
Cash From Operations, 3 Yr. CAGR %	-37.1	-57.85	0.64	4.8	90.36
Capital Expenditures, 3 Yr. CAGR %	-	539.53	-	-	50.78
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-43.93	-57.02	-9.34	19.02	106.11
Gross Profit, 5 Yr. CAGR %	-43.93	-49.53	-37.39	1.99	75.3
Earnings From Cont. Operations, 5 Yr. CAGR %	18.66	15.42	-18.95	-39.23	-36.52
Net Income, 5 Yr. CAGR %	18.66	15.41	-18.78	-36.26	-34.19
Normalized Net Income, 5 Yr. CAGR %	-24.2	18.34	13.43	-13.37	-14.47
Diluted EPS Before Extra, 5 Yr. CAGR %	12.7	15.41	-18.78	-37.42	-38.85
Common Equity, 5 Yr. CAGR %	-33.45	6.35	-31.57	-26.25	2.56
Total Assets, 5 Yr. CAGR %	-15.94	-22.02	-40.4	-39.49	-37.75
Tangible Book Value, 5 Yr. CAGR %	-33.45	6.93	-27.93	-35.49	-11.4
Cash From Operations, 5 Yr. CAGR %	-29.36	-34.53	-17.76	-8.84	-8.62
Capital Expenditures, 5 Yr. CAGR %	-	31.78	-	304.24	-