CHINA RONGZHONG FINANCIAL HOLDINGS COMPANY LIMITED

Financial Ratios China Rongzhong Financial Holdings Company Limited

Stocks

3963

KYG2119M1087

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Market Closed - Hong Kong S.E. 04:08:31 2026-08-27 EDT			5-day change	1st Jan Change
0.1200 ^HKD	0.00%		-1.64%	-7.69%

06-26	China Rongzhong Financial Holdings Company Limited Reports Earnings Results for the Full Year Ended March 31, 2026	CI
11-27	China Rongzhong Financial Holdings Company Limited Reports Earnings Results for the Half Year Ended September 30, 2025	CI

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Published financial data: CHINA RONGZHONG FINANCIAL HOLDINGS COMPANY LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2022 (HKD)	2023 (HKD)	2024 (HKD)	2025 (HKD)	2026 (HKD)
Interest and Dividend Income, Total	35.12M	-	-	-	-
Interest Expense, Total	32.06M	33.62M	5.24M	2.34M	2.72M
Net Interest Income	3.06M	-33.62M	-5.24M	-2.34M	-2.72M
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-	-	-
Other Revenues, Total	115K	84.87M	89.03M	83.54M	85.42M
Revenues Before Provison For Loan Losses	3.18M	51.24M	83.8M	81.2M	82.7M
Provision For Loan Losses	6.23M	179K	141K	-141K	-337K
Total Revenues	-3.05M	51.06M	83.65M	81.34M	83.04M
Salaries And Other Employee Benefits	20.91M	26.73M	28.49M	27.16M	27.4M
Cost of Services Provided, Total	3.76M	43.04M	45M	45.14M	43.74M
Other Operating Expenses	14.77M	20.16M	18.97M	14.25M	15.21M
Total Operating Expenses	39.45M	89.92M	92.46M	86.56M	86.35M
Operating Income	-42.5M	-38.86M	-8.8M	-5.21M	-3.31M
Currency Exchange Gains (Loss)	321K	-789K	-757K	78K	-78K
Other Non Operating Income (Expenses)	-508M	-77.43M	2M	-639K	-
EBT, Excl. Unusual Items	-550M	-117M	-7.56M	-5.78M	-3.39M
Total Merger & Related Restructuring Charges	-4.97M	-	-	-	-
Impairment of Goodwill	-7.68M	-9.55M	-	-	-2.16M
Gain (Loss) on Sale of Investments	169K	-	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	-	15K
Asset Writedown	-5.17M	-419K	-	-143K	-
Other Unusual Items	295K	3.72M	57K	-596K	-367K
EBT, Incl. Unusual Items	-567M	-123M	-7.5M	-6.51M	-5.9M
Income Tax Expense	774K	-11K	75K	263K	305K
Earnings From Continuing Operations	-568M	-123M	-7.58M	-6.78M	-6.21M
Net Income to Company	-568M	-123M	-7.58M	-6.78M	-6.21M
Minority Interest	265K	-1.29M	-2.04M	-1.34M	-3.83M
Net Income - (IS)	-568M	-125M	-9.62M	-8.11M	-10.04M
Net Income to Common Incl Extra Items	-568M	-125M	-9.62M	-8.11M	-10.04M
Net Income to Common Excl. Extra Items	-568M	-125M	-9.62M	-8.11M	-10.04M
Per Share Items
Net EPS - Basic	-1.38	-0.3	-0.02	-0.01	-0.02
Basic EPS - Continuing Operations	-1.38	-0.3	-0.02	-0.01	-0.02
Basic Weighted Average Shares Outstanding	413M	413M	452M	596M	607M
Net EPS - Diluted	-1.38	-0.3	-0.02	-0.01	-0.02
Diluted EPS - Continuing Operations	-1.38	-0.3	-0.02	-0.01	-0.02
Diluted Weighted Average Shares Outstanding	413M	413M	452M	596M	607M
Normalized Basic EPS	-0.83	-0.18	-0.01	-0.01	-0.01
Normalized Diluted EPS	-0.83	-0.18	-0.01	-0.01	-0.01
Supplemental Items
Effective Tax Rate - (Ratio)	-0.14	0.01	-1	-4.04	-5.17
Current Domestic Taxes	774K	-11K	20K	166K	283K
Current Foreign Taxes	-	-	-	80K	50K
Total Current Taxes	774K	-11K	20K	246K	333K
Total Deferred Taxes	-	-	-	-	-
Normalized Net Income	-343M	-74.47M	-6.76M	-4.94M	-5.95M
Supplemental Operating Expense Items
Stock-Based Comp., G&A Exp. (Total)	482K	469K	452K	650K	646K
Stock-Based Comp., Other (Total)	-	-	-	-	-
Total Stock-Based Compensation	482K	469K	452K	650K	646K

Fiscal Period: March	2022 (HKD)	2023 (HKD)	2024 (HKD)	2025 (HKD)	2026 (HKD)
Assets
Cash And Equivalents	15.48M	14.58M	6.97M	7.97M	10.28M
Loans and Lease Receivables - (FS Template)	309M	4.54M	0	-	-
Other Receivables	14.13M	5.28M	7.61M	7.35M	9.43M
Gross Property Plant And Equipment	79.22M	-	77.94M	79.66M	78.19M
Accumulated Depreciation	-8.52M	-	-17.15M	-19.36M	-23.9M
Net Property Plant And Equipment	70.7M	59.21M	60.79M	60.3M	54.29M
Goodwill	19.37M	9.27M	9M	9M	7.11M
Other Current Assets, Total	4.44M	213K	122K	370K	74K
Other Long-Term Assets, Total	426K	544K	202K	552K	639K
Total Assets	434M	93.64M	84.69M	85.54M	81.82M
Liabilities
Accounts Payable, Total	414K	130K	369K	179K	525K
Accrued Expenses, Total	20.43M	3.61M	4.26M	2.79M	1.97M
Short-Term Borrowings	-	-	2.16M	1.59M	6.32M
Current Portion of Long-Term Debt	717M	38.98M	37.86M	34.88M	34.17M
Current Portion of Leases	2.62M	2.36M	1.6M	2.4M	2.48M
Long-Term Debt	77.5M	51.34M	765K	6.51M	12.5M
Long-Term Leases	2.83M	959K	1.02M	2.66M	1.31M
Current Income Taxes Payable	67.99M	1.45M	830K	1.02M	1.13M
Unearned Revenue, Current	4.95M	4.55M	5.32M	5.2M	4.09M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	230M	12.8M	10.23M	7.19M	3.64M
Unearned Revenue Non Current	-	-	-	-	-
Other Non Current Liabilities	6.09M	2.47M	2.54M	3.16M	-
Total Liabilities	1.13B	119M	66.95M	67.58M	68.13M
Common Stock, Total	4.12M	4.12M	5.9M	6.07M	6.07M
Additional Paid In Capital	553M	553M	629M	635M	635M
Retained Earnings	-1.18B	-587M	-597M	-605M	-615M
Comprehensive Income and Other	-80.91M	-1.32M	-19.42M	-18.88M	-17.01M
Total Common Equity	-701M	-31.29M	18.46M	17.34M	9.17M
Minority Interest	5.54M	6.29M	-719K	618K	4.52M
Total Equity	-696M	-25M	17.74M	17.96M	13.69M
Total Liabilities And Equity	434M	93.64M	84.69M	85.54M	81.82M
Supplemental Items
ECS Total Shares Outstanding on Filing Date	413M	413M	590M	607M	607M
ECS Total Common Shares Outstanding	413M	413M	590M	607M	607M
Book Value / Share	-1.7	-0.08	0.03	0.03	0.02
Tangible Book Value	-721M	-40.56M	9.46M	8.34M	2.06M
Tangible Book Value Per Share	-1.75	-0.1	0.02	0.01	0
Total Debt	800M	93.63M	43.41M	48.05M	56.78M
Net Debt	784M	79.05M	36.44M	40.08M	46.5M
Full Time Employees	129	124	127	125	112
Part Time Employees	-	-	-	-	5

Fiscal Period: March	2022 (HKD)	2023 (HKD)	2024 (HKD)	2025 (HKD)	2026 (HKD)
Net Income	-568M	-125M	-9.62M	-8.11M	-10.04M
Depreciation, Depletion & Amortization	2.78M	12.52M	11.87M	14.51M	16.54M
Total Depreciation, Depletion & Amortization	2.78M	12.52M	11.87M	14.51M	16.54M
Amortization of Deferred Charges, Total	8.57M	-	-	-	-
(Gain) Loss On Sale of Asset - (CF)	328K	3.42M	8.17M	8.04M	6.23M
(Gain) Loss on Sale of Investments - (CF)	-	-	-	-	-
Total Asset Writedown	12.85M	9.97M	-	143K	2.16M
Provision for Credit Losses	504M	77.83M	-314K	-141K	-337K
Stock-Based Compensation (CF)	482K	469K	452K	650K	646K
Change in Accounts Receivable	1.74M	-	-	-	-
Change in Accounts Payable	97K	-264K	247K	-189K	342K
Change in Unearned Revenues	227K	-81K	942K	-117K	-1.25M
Change in Other Net Operating Assets (Collected)	6.24M	18.13M	4.88M	-1.16M	-2.64M
Other Operating Activities	32.64M	32.44M	6.08M	5.01M	7.09M
Cash from Operations	2.7M	29.82M	22.72M	18.64M	18.74M
Capital Expenditure	-9.16M	-29.34M	-37.78M	-31.38M	-25.8M
Sale of Property, Plant, and Equipment	1.52M	16.64M	12.16M	11.4M	10.94M
Cash Acquisitions	9.65M	-	-	-	-
Divestitures	-	-4K	-	-	-
Net (Increase) Decrease in Loans Originated / Sold - Investing	-	-	-	-	-
Other Investing Activities, Total	28K	34K	28K	11K	5K
Cash from Investing	2.05M	-12.67M	-25.6M	-19.98M	-14.86M
Long-Term Debt Issued, Total	19.04M	168M	34.03M	30.78M	22.6M
Total Debt Issued	19.04M	168M	34.03M	30.78M	22.6M
Short Term Debt Repaid, Total	-6.32M	-	-	-	-
Long-Term Debt Repaid, Total	-4.97M	-177M	-37.84M	-26.82M	-22.53M
Total Debt Repaid	-11.28M	-177M	-37.84M	-26.82M	-22.53M
Other Financing Activities, Total	-10.32M	-10.26M	-230K	-1.87M	-2.1M
Cash from Financing	-2.56M	-18.87M	-4.04M	2.09M	-2.03M
Foreign Exchange Rate Adjustments	986K	820K	-688K	246K	442K
Net Change in Cash	3.17M	-904K	-7.6M	1M	2.3M
Supplemental Items
Cash Interest Paid	10.32M	9.44M	230K	1.87M	2.1M
Cash Income Tax Paid (Refund)	148K	23K	695K	71K	200K
Net Debt Issued / Repaid	7.76M	-8.61M	-3.81M	3.96M	70K

Fiscal Period: March	2022 (HKD)	2023 (HKD)	2024 (HKD)	2025 (HKD)	2026 (HKD)
Profitability
Return on Assets	-88.66	-46.75	-8.5	-7.96	-7.42
Return On Equity %	140.92	34.21	208.73	-37.97	-39.21
Return on Common Equity	139.89	34.01	149.86	-45.32	-75.69
Margin Analysis
Gross Profit Margin %	223.23	15.71	46.21	44.5	47.33
SG&A Margin	-685.26	52.34	34.05	33.39	33
Income From Continuing Operations Margin %	18.6K	-241.5	-9.06	-8.33	-7.47
Net Income Margin %	18.6K	-244.03	-11.49	-9.97	-12.09
Net Avail. For Common Margin %	18.6K	-244.03	-11.49	-9.97	-12.09
Normalized Net Income Margin	11.25K	-145.83	-8.08	-6.08	-7.16
Asset Turnover
Asset Turnover	-0	0.19	0.94	0.96	0.99
Short Term Liquidity
Current Ratio	0.33	0.39	0.23	0.28	0.36
Quick Ratio	0.32	0.38	0.23	0.28	0.36
Operating Cash Flow to Current Liabilities	0	0.47	0.36	0.34	0.35
Long Term Solvency
Total Debt/Equity	-114.95	-374.51	244.72	267.5	414.63
Total Debt / Total Capital	769.09	136.43	70.99	72.79	80.57
LT Debt/Equity	-11.54	-209.18	10.06	51.05	100.85
Long-Term Debt / Total Capital	77.24	76.2	2.92	13.89	19.6
Total Liabilities / Total Assets	260.37	126.7	79.06	79	83.26
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-78.13	-1.77K	63.82	-2.76	2.09
Gross Profit, 1 Yr. Growth %	-51.18	-217.76	381.81	-6.35	8.57
Earnings From Cont. Operations, 1 Yr. Growth %	367.79	-78.28	-93.85	-10.58	-8.43
Net Income, 1 Yr. Growth %	367.57	-78.04	-92.28	-15.63	23.72
Normalized Net Income, 1 Yr. Growth %	326.34	-78.31	-90.93	-26.88	20.26
Diluted EPS Before Extra, 1 Yr. Growth %	367.57	-78.04	-92.96	-35.99	21.45
Common Equity, 1 Yr. Growth %	537.72	-95.54	-158.99	-6.03	-47.11
Total Assets, 1 Yr. Growth %	-48.77	-78.42	-9.55	1.01	-4.36
Tangible Book Value, 1 Yr. Growth %	555.33	-94.37	-123.31	-11.77	-75.28
Cash From Operations, 1 Yr. Growth %	-86.31	1K	-23.81	-17.96	0.57
Capital Expenditures, 1 Yr. Growth %	-	220.54	28.75	-16.94	-17.79
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	18.13	91.28	423.54	26.21	-0.37
Gross Profit, 2 Yr. CAGR %	76.5	-24.18	138.2	112.42	0.83
Earnings From Cont. Operations, 2 Yr. CAGR %	193.92	0.79	-88.45	-76.56	-9.51
Net Income, 2 Yr. CAGR %	193.85	1.32	-86.98	-74.49	2.17
Normalized Net Income, 2 Yr. CAGR %	456.78	-3.83	-85.97	-74.25	-6.22
Diluted EPS Before Extra, 2 Yr. CAGR %	193.85	1.32	-87.56	-78.77	-11.83
Common Equity, 2 Yr. CAGR %	577.49	-46.66	-83.78	-25.55	-29.5
Total Assets, 2 Yr. CAGR %	-31.14	-66.75	-55.82	-4.42	-1.71
Tangible Book Value, 2 Yr. CAGR %	586.78	-39.27	-88.55	-54.64	-53.29
Cash From Operations, 2 Yr. CAGR %	-69.61	22.92	189.96	-20.94	-9.16
Capital Expenditures, 2 Yr. CAGR %	-	-	103.15	3.41	-17.37
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-55.67	185.82	81.65	198.71	17.6
Gross Profit, 3 Yr. CAGR %	-42.06	54.23	40.44	74.5	69.84
Earnings From Cont. Operations, 3 Yr. CAGR %	83.82	23.34	-60.33	-77.15	-63.08
Net Income, 3 Yr. CAGR %	83.8	23.77	-57.05	-75.73	-56.81
Normalized Net Income, 3 Yr. CAGR %	191.53	88.75	-56.21	-75.67	-56.95
Diluted EPS Before Extra, 3 Yr. CAGR %	83.8	23.77	-58.34	-78.53	-62.03
Common Equity, 3 Yr. CAGR %	102.38	26.98	-44.84	-70.87	-33.57
Total Assets, 3 Yr. CAGR %	-25.36	-53.23	-53.58	-41.8	-4.4
Tangible Book Value, 3 Yr. CAGR %	104.22	38.46	-55.86	-77.38	-62.95
Cash From Operations, 3 Yr. CAGR %	-57.85	0.64	4.8	90.36	-14.34
Capital Expenditures, 3 Yr. CAGR %	539.53	-	-	50.78	-4.2
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-57.02	-9.34	19.02	106.11	42.86
Gross Profit, 5 Yr. CAGR %	-49.53	-37.39	1.99	75.3	23.01
Earnings From Cont. Operations, 5 Yr. CAGR %	15.42	-18.95	-39.23	-36.52	-44.83
Net Income, 5 Yr. CAGR %	15.41	-18.78	-36.26	-34.19	-39.26
Normalized Net Income, 5 Yr. CAGR %	18.34	13.43	-13.37	-14.89	-40.62
Diluted EPS Before Extra, 5 Yr. CAGR %	15.41	-18.78	-37.42	-38.85	-43.77
Common Equity, 5 Yr. CAGR %	6.35	-31.57	-26.25	2.56	-39.15
Total Assets, 5 Yr. CAGR %	-22.02	-40.4	-39.49	-37.75	-37.34
Tangible Book Value, 5 Yr. CAGR %	6.93	-27.93	-35.49	-11.4	-54.85
Cash From Operations, 5 Yr. CAGR %	-34.53	-17.76	-8.84	-8.62	-1.02
Capital Expenditures, 5 Yr. CAGR %	31.78	-	304.24	-	-