Company Valuation: Chime Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2025 2026 2027 2028
Market Cap 1 9,428 12,484 - -
Change - 32.42% - -
Enterprise Value (EV) 1 8,302 11,716 11,004 10,021
Change - 41.11% -6.07% -8.93%
P/E -5.89x 62.6x 30.3x 20.8x
PBR 6.82x 7.52x 5.28x 3.82x
PEG -0x -1x 0x 0.5x
Capitalization / Revenue 4.31x 4.46x 3.62x 3.04x
EV / Revenue 3.8x 4.19x 3.19x 2.44x
EV / EBITDA 65.6x 22.6x 13.6x 8.85x
EV / EBIT -7.98x 64.5x 23.5x 13.8x
EV / FCF 252x 25.6x 15.8x 10.5x
FCF Yield 0.4% 3.9% 6.34% 9.52%
Dividend per Share 2 - - - -
Rate of return - - - -
EPS 2 -4.27 0.5193 1.073 1.566
Distribution rate - - - -
Net sales 1 2,187 2,797 3,447 4,112
EBITDA 1 126.6 517.5 806.3 1,132
EBIT 1 -1,040 181.6 467.6 726.7
Net income 1 -1,010 206.1 430.9 659.8
Net Debt 1 -1,126 -768.5 -1,480 -2,463
Reference price 2 25.17 32.53 32.53 32.53
Nbr of stocks (in thousands) 374,578 383,782 - -
Announcement Date 2/25/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
62.64x4.19x22.64x-.--% 12.48B
16.63x3.53x7.85x1.6% 90.39B
39.72x13.09x24.21x-.--% 75.03B
23.39x6.5x12.91x-.--% 31.15B
33.34x3.55x11.45x-.--% 23.06B
35.92x17.84x30.16x2.34% 22.95B
7.06x - - 8.96% 17B
53.5x4.92x20.45x-.--% 17.33B
4.39x2.5x6.01x6.22% 14.61B
45.45x21.87x34.34x-.--% 14.86B
Average 32.20x 8.66x 18.89x 1.91% 32B
Weighted average by Cap. 29.40x 8.26x 16.96x 1.39%

Y-o-Y evolution of P/E

Valuation ratios - P/E - Chime Financial, Inc.

Historical PBR trend

Valuation ratios - PBR - Chime Financial, Inc.

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - Chime Financial, Inc.

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - Chime Financial, Inc.


Year-on-year evolution of the Yield

Valuation ratios - Yield - Chime Financial, Inc.
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