Company Valuation: Chime Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2025 2026 2027 2028
Market Cap 1 9,428 11,195 - -
Change - 18.74% - -
Enterprise Value (EV) 1 8,302 10,293 9,584 8,607
Change - 23.98% -6.89% -10.2%
P/E -5.89x 63.6x 31.7x 21.2x
PBR 6.82x 7.04x 5.04x 3.65x
PEG -0x -1x 0x 0.4x
Capitalization / Revenue 4.31x 4.04x 3.33x 2.82x
EV / Revenue 3.8x 3.72x 2.85x 2.17x
EV / EBITDA 65.6x 21.2x 12.7x 8.19x
EV / EBIT -7.98x 62.3x 24.1x 13.1x
EV / FCF 252x 17.2x 14.8x 9.7x
FCF Yield 0.4% 5.81% 6.77% 10.3%
Dividend per Share 2 - - - -
Rate of return - - - -
EPS 2 -4.27 0.4648 0.9315 1.395
Distribution rate - - - -
Net sales 1 2,187 2,771 3,361 3,967
EBITDA 1 126.6 486.3 751.9 1,051
EBIT 1 -1,040 165.1 397.6 659.1
Net income 1 -1,010 182.4 373.6 590
Net Debt 1 -1,126 -901.4 -1,610 -2,588
Reference price 2 25.17 29.57 29.57 29.57
Nbr of stocks (in thousands) 374,578 378,585 - -
Announcement Date 2/25/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
63.62x3.72x21.17x-.--% 11.19B
16.88x3.59x7.98x1.58% 91.77B
43.85x15.04x27.9x-.--% 85.48B
24.51x7.2x13.86x-.--% 33.42B
34.96x3.73x12x-.--% 23.65B
78.09x6.38x27.22x-.--% 21.92B
37.1x18.91x31.76x2.34% 24.13B
5.6x2.82x6.7x4.62% 19.35B
7.27x - - 8.69% 17.43B
10.65x-1.33x-2.36x-.--% 13.91B
Average 32.25x 6.67x 16.25x 1.72% 34.22B
Weighted average by Cap. 31.11x 8.06x 17.12x 1.29%

Y-o-Y evolution of P/E

Valuation ratios - P/E - Chime Financial, Inc.

Historical PBR trend

Valuation ratios - PBR - Chime Financial, Inc.

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - Chime Financial, Inc.

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - Chime Financial, Inc.


Year-on-year evolution of the Yield

Valuation ratios - Yield - Chime Financial, Inc.
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