Company Valuation: Chime Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2025 2026 2027 2028
Market Cap 1 9,428 8,508 - -
Change - -9.76% - -
Enterprise Value (EV) 1 8,302 7,529 6,938 6,056
Change - -9.31% -7.85% -12.72%
P/E -5.89x 68.7x 28.8x 21.9x
PBR 6.82x 5.31x 4x 2.91x
PEG -0x -1x 0x 0.7x
Capitalization / Revenue 4.31x 3.17x 2.66x 2.27x
EV / Revenue 3.8x 2.81x 2.17x 1.62x
EV / EBITDA 65.6x 17.7x 10.5x 6.72x
EV / EBIT -7.98x 65.3x 19.1x 10.9x
EV / FCF 252x 19.9x 10.2x 6.35x
FCF Yield 0.4% 5.03% 9.83% 15.7%
Dividend per Share 2 - - - -
Rate of return - - - -
EPS 2 -4.27 0.325 0.776 1.02
Distribution rate - - - -
Net sales 1 2,187 2,683 3,202 3,747
EBITDA 1 126.6 424.9 658.4 901.7
EBIT 1 -1,040 115.3 364 556.2
Net income 1 -1,010 129.9 313.4 432.4
Net Debt 1 -1,126 -978.7 -1,570 -2,452
Reference price 2 25.17 22.33 22.33 22.33
Nbr of stocks (in thousands) 374,578 381,019 - -
Announcement Date 2/25/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
68.72x2.81x17.72x-.--% 8.51B
52.24x16.4x31.8x-.--% 90.01B
18.3x3.68x8.69x1.64% 79.62B
22.04x6x11.5x-.--% 30.09B
61.38x5.59x19.48x-.--% 25.48B
38.92x20.53x33.17x2.15% 23.94B
6.27x2.89x6.71x4.35% 21.66B
7.39x - - 8.21% 16.71B
72.75x4.13x19.89x-.--% 15.03B
61.85x28.18x47.25x - 13.57B
Average 40.99x 10.02x 21.80x 1.82% 32.46B
Weighted average by Cap. 37.26x 10.11x 20.87x 1.33%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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