Company Valuation: Chime Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2025 2026 2027 2028
Market Cap 1 9,428 8,314 - -
Change - -11.82% - -
Enterprise Value (EV) 1 8,302 7,335 6,744 5,861
Change - -11.65% -8.06% -13.08%
P/E -5.89x 66.9x 28.7x 20.2x
PBR 6.82x 5.19x 3.91x 2.85x
PEG -0x -1x 0x 0.5x
Capitalization / Revenue 4.31x 3.1x 2.6x 2.22x
EV / Revenue 3.8x 2.73x 2.11x 1.56x
EV / EBITDA 65.6x 17.3x 10.3x 6.46x
EV / EBIT -7.98x 63x 18.9x 11x
EV / FCF 252x 18.9x 9.87x 6.22x
FCF Yield 0.4% 5.3% 10.1% 16.1%
Dividend per Share 2 - - - -
Rate of return - - - -
EPS 2 -4.27 0.3263 0.7614 1.081
Distribution rate - - - -
Net sales 1 2,187 2,684 3,201 3,748
EBITDA 1 126.6 425 656.8 907.9
EBIT 1 -1,040 116.5 356.3 534.4
Net income 1 -1,010 130.4 311.9 472
Net Debt 1 -1,126 -978.7 -1,570 -2,452
Reference price 2 25.17 21.82 21.82 21.82
Nbr of stocks (in thousands) 374,578 381,019 - -
Announcement Date 2/25/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
66.87x2.73x17.26x-.--% 8.31B
55.87x17.29x34.02x-.--% 94.08B
17.89x3.59x8.49x1.68% 77.81B
21.64x5.86x11.24x-.--% 29.57B
40.63x21.49x34.73x2.06% 25.01B
59.86x5.42x18.89x-.--% 24.75B
5.57x2.84x6.59x4.5% 20.95B
77.69x4.64x22.41x-.--% 16.45B
7.16x - - 8.33% 16.59B
12.41x-0.31x-0.55x-.--% 14.87B
Average 36.56x 7.06x 17.01x 1.66% 32.84B
Weighted average by Cap. 36.66x 9.32x 19.79x 1.26%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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