Company Valuation: Chime Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2025 2026 2027 2028
Market Cap 1 9,428 7,971 - -
Change - -15.46% - -
Enterprise Value (EV) 1 8,302 6,992 6,401 5,519
Change - -15.78% -8.46% -13.79%
P/E -5.89x 64.4x 27x 20.5x
PBR 6.82x 4.97x 3.75x 2.73x
PEG -0x -1x 0x 0.7x
Capitalization / Revenue 4.31x 2.97x 2.49x 2.13x
EV / Revenue 3.8x 2.61x 2x 1.47x
EV / EBITDA 65.6x 16.5x 9.72x 6.12x
EV / EBIT -7.98x 60.6x 17.6x 9.92x
EV / FCF 252x 18.4x 9.38x 5.79x
FCF Yield 0.4% 5.42% 10.7% 17.3%
Dividend per Share 2 - - - -
Rate of return - - - -
EPS 2 -4.27 0.325 0.776 1.02
Distribution rate - - - -
Net sales 1 2,187 2,683 3,202 3,747
EBITDA 1 126.6 424.9 658.4 901.7
EBIT 1 -1,040 115.3 364 556.2
Net income 1 -1,010 129.9 313.4 432.4
Net Debt 1 -1,126 -978.7 -1,570 -2,452
Reference price 2 25.17 20.92 20.92 20.92
Nbr of stocks (in thousands) 374,578 381,019 - -
Announcement Date 2/25/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
64.38x2.61x16.45x-.--% 7.97B
58.36x18.5x35.8x-.--% 101B
17.28x3.47x8.2x1.73% 75.21B
21.96x6.33x11.92x-.--% 30.55B
67.31x6.18x21.53x-.--% 27.94B
40.96x21.68x35.02x2.04% 25.18B
6.28x2.87x6.66x4.34% 21.7B
7.6x - - 7.99% 17.04B
81.56x4.6x22.08x-.--% 16.44B
11.27x-0.77x-1.35x-.--% 13.5B
Average 37.69x 7.27x 17.37x 1.61% 33.64B
Weighted average by Cap. 38.76x 9.98x 20.96x 1.23%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. CHYM Stock
  4. Valuation Chime Financial, Inc.