Valuation: Chime Financial, Inc.

Market Cap 11.48B 10.02B 9.43B 8.59B 16.11B 1,100B 16.13B 113B 43.49B 560B 43.13B 42.17B 1,807B P/E 2026 *
64.6x
P/E 2027 * 32.7x
Enterprise Value 10.58B 9.23B 8.69B 7.91B 14.85B 1,014B 14.86B 104B 40.07B 516B 39.74B 38.86B 1,665B EV / Sales 2026 *
3.82x
EV / Sales 2027 * 2.95x
Free-Float
84.66%
Yield 2026 *
-
Yield 2027 * -
1 day-1.35%
1 week-9.33%
Current month-9.63%
1 month-6.35%
3 months+70.00%
6 months+56.24%
Current year+18.87%
1 week 29.7
Extreme 29.7
33.97
1 month 29.7
Extreme 29.7
35.55
Current year 15.88
Extreme 15.88
35.55
1 year 15.88
Extreme 15.88
35.55
3 years 15.88
Extreme 15.88
44.94
5 years 15.88
Extreme 15.88
44.94
10 years 15.88
Extreme 15.88
44.94
Manager TitleAgeSince
Chief Executive Officer 53 2011-12-31
Director of Finance/CFO 57 2026-08-06
Chief Operating Officer - 2025-12-07
Director TitleAgeSince
Director/Board Member 62 2021-06-30
Director/Board Member 68 2014-09-30
Director/Board Member 69 2021-06-30
Date Insider Type Main position Quantity % Market Cap. Importance
9/16/26
Crosslink Capital, Inc.
SellCompany -256,837 0.0756%
9/15/26 Exercice

General Counsel

222,002 0.0654%
9/14/26
DST Global Ltd. /GB/
SellCompany -3,216,189 0.9473%
Change 5-day change 1-year change 3-year change Capi.($)
-1.35%-9.33%+25.98% - 11.48B
+2.90%+9.53%-1.19%+1,106.46% 108B
+0.31%-5.43%-55.79%-41.92% 81.02B
+1.35%-4.06%-35.43%+34.21% 31.82B
-0.22%-0.55%-22.92%+207.58% 24.03B
+2.95%+4.29%-34.45% - 23.3B
+1.67%+1.77%-18.22%+106.72% 23.27B
-1.11%-3.44%+9.60%-3.16% 18.53B
-1.21%-7.73%-45.95%-39.47% 18.37B
+1.82%+1.17%-35.92%+91.75% 15.7B
Average +0.15%-1.81%-21.43%+182.77% 35.53B
Weighted average by Cap. +0.22%-0.31%-23.88%+390.09%

Financials

2026 *2027 *
Net sales 2.77B 2.42B 2.28B 2.07B 3.89B 266B 3.89B 27.27B 10.5B 135B 10.41B 10.18B 436B 3.35B 2.92B 2.75B 2.5B 4.7B 321B 4.7B 32.92B 12.67B 163B 12.57B 12.29B 527B
Net income 183M 160M 150M 137M 257M 17.55B 257M 1.8B 694M 8.94B 688M 673M 28.82B 369M 322M 303M 276M 518M 35.36B 518M 3.63B 1.4B 18.01B 1.39B 1.36B 58.08B
Net Debt -902M -787M -741M -675M -1.27B -86.43B -1.27B -8.87B -3.42B -44.03B -3.39B -3.31B -142B -1.6B -1.4B -1.32B -1.2B -2.25B -154B -2.25B -15.78B -6.07B -78.26B -6.02B -5.89B -252B
Logo Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
Employees
1,519
Date Price Change Volume
26-09-21 US$29.92 -1.35% 6,451,522
26-09-18 US$30.33 -1.27% 19,614,941
26-09-17 US$30.72 -1.70% 5,859,341
26-09-16 US$31.25 -7.02% 8,247,470
26-09-15 US$33.61 -1.06% 10,255,552
Trader
Investor
Global
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
23
Last Close Price
29.92USD
Average target price
39.41USD
Spread / Average Target
+31.71%

Quarterly revenue - Rate of surprise

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-40%: Exceptional extension
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