Company Valuation: Bankinter, S.A.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 4,051 5,633 5,209 6,866 12,721 14,365 - -
Change - 39.03% -7.53% 31.82% 85.28% 12.93% - -
Enterprise Value (EV) 4,051 5,633 5,209 6,866 12,721 14,365 14,365 14,365
Change - 39.03% -7.53% 31.82% 85.28% 12.93% 0% 0%
P/E 3.09x 10.3x 6.37x 7.42x 12.1x 12x 11x 10.3x
PBR 0.84x 1.15x 0.98x 1.17x 1.98x 2.08x 1.91x 1.76x
PEG - -0.2x 0.1x 0.6x 0.9x 0.8x 1.18x 1.55x
Capitalization / Revenue 2.18x 2.7x 1.96x 2.37x 4.17x 4.38x 4.1x 3.89x
EV / Revenue 0x 0x 0x 0x 0x 4.38x 4.1x 3.89x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.66x 6.14x 5.79x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.23 0.28 0.45 0.51 0.57 0.6728 0.7366 0.7869
Rate of return 5.1% 4.47% 7.76% 6.68% 4.03% 4.17% 4.56% 4.87%
EPS 2 1.46 0.61 0.91 1.03 1.17 1.34 1.465 1.562
Distribution rate 15.8% 45.9% 49.5% 49.5% 48.7% 50.2% 50.3% 50.4%
Net sales 1 1,855 2,084 2,661 2,901 3,047 3,283 3,503 3,694
EBITDA - - - - - - - -
EBIT 1 1,002 1,166 1,667 1,848 1,947 2,158 2,338 2,482
Net income 1 1,333 560 845 953 1,090 1,222 1,329 1,416
Net Debt - - - - - - - -
Reference price 2 4.51 6.27 5.80 7.64 14.16 16.14 16.14 16.14
Nbr of stocks (in thousands) 898,511 898,638 898,637 898,646 898,677 898,685 - -
Announcement Date 1/20/22 1/19/23 1/25/24 1/23/25 1/21/26 - - -
1EUR in Million2EUR
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
14.1x - - 1.77% 947B
13.3x - - 1.91% 436B
6.11x - - 5.07% 388B
12.7x - - 4.07% 354B
5.89x - - 5.18% 308B
18.64x - - 2.29% 292B
6.14x - - 5.09% 269B
12x - - 2.18% 264B
15.47x - - 2.56% 261B
Average 11.59x 3.35% 391.03B
Weighted average by Cap. 11.97x 3.07%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield