Company Valuation: Bankinter, S.A.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 4,051 5,633 5,209 6,866 12,721 14,900 - -
Change - 39.03% -7.53% 31.82% 85.28% 17.13% - -
Enterprise Value (EV) 4,051 5,633 5,209 6,866 12,721 14,900 14,900 14,900
Change - 39.03% -7.53% 31.82% 85.28% 17.13% 0% 0%
P/E 3.09x 10.3x 6.37x 7.42x 12.1x 12.4x 11.3x 10.5x
PBR 0.84x 1.15x 0.98x 1.17x 1.98x 2.14x 1.96x 1.8x
PEG - -0.2x 0.1x 0.6x 0.9x 0.9x 1.1x 1.55x
Capitalization / Revenue 2.18x 2.7x 1.96x 2.37x 4.17x 4.54x 4.24x 4.02x
EV / Revenue 0x 0x 0x 0x 0x 4.54x 4.24x 4.02x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.92x 6.37x 6x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.23 0.28 0.45 0.51 0.57 0.6721 0.7417 0.793
Rate of return 5.1% 4.47% 7.76% 6.68% 4.03% 4.05% 4.47% 4.78%
EPS 2 1.46 0.61 0.91 1.03 1.17 1.338 1.473 1.573
Distribution rate 15.8% 45.9% 49.5% 49.5% 48.7% 50.2% 50.3% 50.4%
Net sales 1 1,855 2,084 2,661 2,901 3,047 3,281 3,515 3,708
EBITDA - - - - - - - -
EBIT 1 1,002 1,166 1,667 1,848 1,947 2,152 2,339 2,485
Net income 1 1,333 560 845 953 1,090 1,212 1,329 1,417
Net Debt - - - - - - - -
Reference price 2 4.51 6.27 5.80 7.64 14.16 16.58 16.58 16.58
Nbr of stocks (in thousands) 898,511 898,638 898,637 898,646 898,677 898,685 - -
Announcement Date 1/20/22 1/19/23 1/25/24 1/23/25 1/21/26 - - -
1EUR in Million2EUR
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
14.1x - - 1.77% 948B
13.3x - - 1.92% 435B
6.28x - - 4.94% 401B
12.65x - - 4.13% 355B
5.99x - - 5.09% 316B
18.11x - - 2.38% 288B
6.33x - - 4.97% 279B
11.67x - - 2.24% 258B
14.41x - - 2.75% 253B
Average 11.43x 3.35% 392.55B
Weighted average by Cap. 11.80x 3.09%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield