Income Statement Ames National Corporation

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ATLO

US0310011004

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Market Closed - Nasdaq 16:00:00 2026-09-11 EDT			5-day change	1st Jan Change
32.49 ^USD	+0.46%		+0.15%	+41.51%

08-11	Ames National Corporation announces Quarterly dividend, payable on September 15, 2026	CI
07-17	Tranche Update on Ames National Corporation's Equity Buyback Plan announced on August 13, 2025.	CI

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Published financial data: AMES NATIONAL CORPORATION

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Interest Income On Loans	47.83M	45.96M	56.81M	65.79M	68.35M
Interest Income On Investments	12.65M	15.6M	17.49M	16.82M	18.74M
Interest Income, Total	60.48M	61.55M	74.3M	82.61M	87.09M
Interest On Deposits	4.34M	7.32M	24.47M	32.01M	28.88M
Total Interest On Borrowings	143K	993K	5.2M	5.62M	2.55M
Interest Expense, Total	4.48M	8.31M	29.68M	37.63M	31.43M
Net Interest Income	56M	53.24M	44.62M	44.98M	55.66M
Trust Income	4.45M	4.94M	4.65M	5.31M	6.27M
Gain (Loss) on Sale of Loans	1.67M	606K	362K	524K	544K
Income (Loss) on Real Estate Property	-	-	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	-	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-615K	-718K	-732K	-931K	-766K
Total Other Non Interest Income	4.39M	4.11M	4.17M	4.17M	4.36M
Non Interest Income, Total	9.9M	8.93M	8.45M	9.07M	10.4M
Revenues Before Provison For Loan Losses	65.9M	62.18M	53.07M	54.05M	66.07M
Provision For Loan Losses	-757K	-874K	789K	592K	1.04M
Total Revenues	66.65M	63.05M	52.28M	53.46M	65.03M
Salaries And Other Employee Benefits	22.28M	22.91M	23.66M	25.14M	26.18M
Amort. of Goodwill & Intang. Assets	628K	574K	502K	337K	301K
Occupancy Expense	2.66M	2.94M	2.96M	3.01M	2.99M
Federal Deposit Insurance	578K	608K	1.1M	1.16M	1.03M
Selling General & Admin Expenses, Total	8.68M	9.47M	9.43M	10.13M	9.37M
(Income) Loss on Real Estate Property	-	-	-	-	-
Total Other Non Interest Expense	1.15M	1.38M	1.74M	1.43M	1.3M
Non Interest Expense, Total	35.98M	37.89M	39.4M	41.21M	41.16M
EBT, Excl. Unusual Items	30.67M	25.16M	12.89M	12.24M	23.87M
EBT, Incl. Unusual Items	30.67M	25.16M	12.89M	12.24M	23.87M
Income Tax Expense	6.76M	5.87M	2.07M	2.02M	4.84M
Earnings From Continuing Operations	23.91M	19.29M	10.82M	10.22M	19.03M
Net Income to Company	23.91M	19.29M	10.82M	10.22M	19.03M
Net Income - (IS)	23.91M	19.29M	10.82M	10.22M	19.03M
Net Income to Common Incl Extra Items	23.91M	19.29M	10.82M	10.22M	19.03M
Net Income to Common Excl. Extra Items	23.91M	19.29M	10.82M	10.22M	19.03M
Per Share Items
Net EPS - Basic	2.62	2.14	1.2	1.14	2.14
Basic EPS - Continuing Operations	2.62	2.14	1.2	1.14	2.14
Basic Weighted Average Shares Outstanding	9.11M	9.03M	8.99M	8.99M	8.9M
Net EPS - Diluted	2.62	2.14	1.2	1.14	2.14
Diluted EPS - Continuing Operations	2.62	2.14	1.2	1.14	2.14
Diluted Weighted Average Shares Outstanding	9.11M	9.03M	8.99M	8.99M	8.9M
Normalized Basic EPS	2.1	1.74	0.9	0.85	1.68
Normalized Diluted EPS	2.1	1.74	0.9	0.85	1.68
Dividend Per Share	1.04	1.08	1.08	0.94	0.6
Payout Ratio	39.26	50.15	89.78	88.88	37.38
Supplemental Items
Effective Tax Rate - (Ratio)	22.04	23.32	16.08	16.53	20.28
Current Domestic Taxes	6.03M	5.23M	1.31M	2.03M	4.89M
Total Current Taxes	6.03M	5.23M	1.31M	2.03M	4.89M
Deferred Domestic Taxes	733K	634K	766K	-11K	-50K
Total Deferred Taxes	733K	634K	766K	-11K	-50K
Normalized Net Income	19.17M	15.73M	8.06M	7.65M	14.92M

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Assets
Cash And Equivalents	89.13M	27.88M	55.1M	101M	127M
Investment Securities, Total	698M	684M	643M	564M	526M
Trading Asset Securities, Total	-	-	891K	996K	723K
Mortgage Backed Securities	150M	117M	102M	91.05M	135M
Total investments	848M	801M	746M	656M	662M
Gross Loans	1.16B	1.24B	1.29B	1.32B	1.3B
Allowance For Loan Losses	-16.62M	-15.7M	-16.78M	-17.06M	-17.7M
Other Adjustments to Gross Loans	-	-	-	-	-
Net Loans	1.14B	1.23B	1.28B	1.3B	1.28B
Gross Property Plant And Equipment	35.19M	37.2M	41.05M	41.46M	41.71M
Accumulated Depreciation	-17.68M	-18.31M	-18.5M	-19.9M	-20.79M
Net Property Plant And Equipment	17.51M	18.9M	22.55M	21.57M	20.92M
Goodwill	12.42M	12.42M	12.42M	12.42M	12.42M
Other Intangibles, Total	2.5M	1.93M	1.43M	1.09M	791K
Investment in FHLB	3.42M	4.61M	3.09M	3.88M	2.8M
Loans Held For Sale	-	154K	124K	342K	472K
Accrued Interest Receivable	10.12M	11.28M	12.95M	13.86M	14.07M
Restricted Cash	-	-	-	-	-
Deferred Tax Assets Long-Term (Collected)	1.92M	22.13M	16.5M	14.06M	7.49M
Other Real Estate Owned And Foreclosed	-	-	-	-	204K
Other Long-Term Assets, Total	7.97M	8.5M	7.32M	5.13M	5.04M
Total Assets	2.14B	2.13B	2.16B	2.13B	2.13B
Liabilities
Accrued Expenses, Total	6.03M	5.65M	5.4M	7.18M	7.95M
Interest Bearing Deposits	1.43B	1.46B	1.37B	1.4B	1.42B
Institutional Deposits	40.79M	42.89M	67.73M	85M	85.8M
Non-Interest Bearing Deposits	412M	392M	371M	358M	354M
Total Deposits	1.88B	1.9B	1.81B	1.85B	1.85B
Short-Term Borrowings	39.85M	76.1M	162M	80.66M	42.12M
Current Portion of Long-Term Debt	-	-	617K	-	16.9M
Long-Term Debt	-	3.7M	2.87M	2.45M	-
Federal Home Loan Bank Debt - Long-Term	3M	-	-	16.5M	1.45M
Current Income Taxes Payable	-	-	-	-	-
Accrued Interest Payable	-	-	4.71M	3.21M	2.56M
Other Current Liabilities - (Bank / Utility Template)	2.36M	2.43M	2.43M	1.79M	-
Deferred Tax Liability Non-Current	-	-	-	-	-
Total Liabilities	1.93B	1.99B	1.99B	1.96B	1.93B
Common Stock, Total	18.18M	17.98M	17.98M	17.9M	17.71M
Additional Paid In Capital	16.35M	14.25M	14.25M	13.64M	12.14M
Retained Earnings	170M	180M	180M	182M	196M
Comprehensive Income and Other	2.86M	-63.07M	-46.89M	-39.06M	-17.95M
Total Common Equity	208M	149M	166M	175M	208M
Total Equity	208M	149M	166M	175M	208M
Total Liabilities And Equity	2.14B	2.13B	2.16B	2.13B	2.13B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	9.09M	8.99M	8.99M	8.92M	8.86M
ECS Total Common Shares Outstanding	9.09M	8.99M	8.99M	8.95M	8.86M
Book Value / Share	22.85	16.58	18.44	19.52	23.47
Tangible Book Value	193M	135M	152M	161M	195M
Tangible Book Value Per Share	21.21	14.98	16.9	18.01	21.98
Average Assets	2.08B	2.13B	2.14B	2.13B	2.1B
Average Loans	1.14B	1.17B	1.24B	1.3B	1.3B
Total Debt	42.85M	79.8M	165M	99.61M	60.47M
Deposits at Interest - Cash	69.54M	7.06M	31M	81.7M	106M
Net Debt	-63.2M	37.24M	100M	-8.78M	-72.68M
Full Time Employees	261	254	254	249	247
Part Time Employees	20	16	19	19	13

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Net Income	23.91M	19.29M	10.82M	10.22M	19.03M
Depreciation, Depletion & Amortization	1.4M	1.42M	5.29M	1.36M	1.29M
Amortization of Goodwill and Intangible Assets - (CF)	628K	574K	502K	337K	301K
Total Depreciation, Depletion & Amortization	2.03M	2M	5.8M	1.69M	1.59M
Gain (Loss) on Sale of Loans & Receivables - (CF)	-1.67M	-606K	-362K	-524K	-544K
(Gain) Loss On Sale of Asset - (CF)	-190K	-76K	-	-11K	-407K
(Gain) Loss on Sale of Investments - (CF)	3.22M	2.85M	2.26M	1.78M	729K
Total Asset Writedown	-	-	-	-	-
Provision for Credit Losses	-757K	-874K	774K	735K	996K
Net (Increase) Decrease in Loans Originated / Sold - Operating	3.29M	452K	392K	306K	414K
Changes in Accrued Interest Receivable	1.02M	-1.15M	-1.68M	-911K	-203K
Changes in Accrued Interest Payable	-	-	-	-1.5M	-646K
Change in Other Net Operating Assets (Collected)	-1.02M	-1.93M	508K	2.76M	481K
Other Operating Activities	712K	1.27M	704K	-237K	-98K
Cash from Operations	30.54M	21.23M	19.21M	14.3M	21.34M
Capital Expenditure	-1.87M	-2.86M	-4.89M	-298K	-642K
Sale of Property, Plant, and Equipment	-	125K	-	-	-
Cash Acquisitions	-	-	-	-	-
Purchase / Sale of Intangible Assets	-	-	-	-	-
Sale (Purchase) of Real Estate Properties (Collected)	763K	-	-	82K	3.13M
Investment in Marketable and Equity Securities, Total	-253M	-42.93M	75.33M	99.75M	20.74M
Net (Increase) Decrease in Loans Originated / Sold - Investing	-13.92M	-80.53M	-52.9M	-26.76M	19.9M
Other Investing Activities, Total	-343K	-1.19M	1.53M	-797K	1.09M
Cash from Investing	-269M	-127M	19.06M	71.98M	44.21M
Short Term Debt Issued, Total	2.56M	36.24M	13.32M	-	-
Long-Term Debt Issued, Total	-	4M	270M	131M	2.8M
Total Debt Issued	2.56M	40.24M	283M	131M	2.8M
Short Term Debt Repaid, Total	-	-	-11.42M	-19.58M	-19.61M
Long-Term Debt Repaid, Total	-	-3.3M	-187M	-177M	-22.4M
Total Debt Repaid	-	-3.3M	-198M	-197M	-42.01M
Repurchase of Common Stock	-710K	-2.3M	-	-704K	-1.68M
Common Dividends Paid	-9.39M	-9.68M	-9.71M	-9.08M	-7.11M
Common & Preferred Stock Dividends Paid	-9.39M	-9.68M	-9.71M	-9.08M	-7.11M
Net Increase (Decrease) in Deposit Accounts - (CF)	162M	19.94M	-86.13M	34.85M	7.98M
Special Dividend Paid	-	-	-	-	-
Cash from Financing	154M	44.91M	-11.05M	-40.15M	-40.02M
Net Change in Cash	-83.97M	-61.24M	27.22M	46.13M	25.53M
Supplemental Items
Cash Interest Paid	5.06M	8.56M	25.63M	39.13M	32.08M
Cash Income Tax Paid (Refund)	6.3M	4.97M	1.81M	626K	4.52M
Net Debt Issued / Repaid	2.56M	36.94M	84.79M	-65.22M	-39.21M

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Profitability
Return on Assets	1.16	0.9	0.5	0.48	0.89
Return On Equity %	11.46	10.81	6.87	6	9.95
Return on Common Equity	11.46	10.81	6.87	6	9.95
Shareholders Value Added	-495K	-1.55M	-7.57M	-9.87M	-3.63M
Margin Analysis
SG&A Margin	50.44	56.02	68.96	71.62	59.27
Net Interest Income / Total Revenues %	84.01	84.45	85.35	84.14	85.6
EBT Excl. Non-Recurring Items Margin %	46.02	39.91	24.65	22.9	36.7
Income From Continuing Operations Margin %	35.88	30.6	20.69	19.12	29.26
Net Income Margin %	35.88	30.6	20.69	19.12	29.26
Net Avail. For Common Margin %	35.88	30.6	20.69	19.12	29.26
Normalized Net Income Margin	28.76	24.94	15.41	14.31	22.94
Asset quality
Nonperforming Loans / Total Loans %	1.11	1.19	1.08	1.17	1.19
Nonperforming Loans / Total Assets %	0.6	0.69	0.65	0.73	0.72
Nonperforming Assets / Total Assets %	0.61	0.69	0.65	0.73	0.73
NPAs / Loans and OREO	1.12	1.19	1.08	1.17	1.21
NPAs / Equity	6.28	9.87	8.4	8.88	7.54
Allowance for Credit Losses / Net Charge-offs %	-10.2K	31.39K	7.88K	3.77K	4.96K
Allowance for Credit Losses / Nonperforming Loans %	129.46	106.62	120.53	109.99	114.46
Allowance for Credit Losses / Total Loans %	1.43	1.26	1.3	1.29	1.36
Net Charge-offs / Total Average Loans %	-0.01	0	0.02	0.03	0.03
Provision for Loan Losses / Net Charge-offs %	464.42	-1.75K	370.42	130.68	290.48
Earning Assets / IBL	134.94	135.55	128.64	128.03	129.38
Interest Income / Average Assets	2.9	2.88	3.47	3.88	4.14
Interest Expense / Average Assets	0.22	0.39	1.39	1.77	1.49
Net Interest Income / Average Assets	2.69	2.49	2.09	2.11	2.65
Non Interest Income / Average Assets	0.48	0.42	0.39	0.43	0.49
Non Interest Expense / Average Asset	1.73	1.77	1.84	1.94	1.96
Capital And Funding
Total Average Common Equity / Total Average Assets %	10.15	8.35	7.34	7.94	8.97
Total Average Equity / Total Average Assets %	10.15	8.35	7.34	7.94	8.97
Total Equity + Allowance for Loan Losses / Total Loans %	19.33	13.27	14.1	14.52	17.38
Gross Loans / Total Deposits %	61.81	65.42	71.45	71.53	69.98
Net Loans / Total Deposits %	60.92	64.6	70.53	70.61	69.03
Tier 1 Capital Ratio %	13.7	13	12.8	13.1	14.3
Total Capital Ratio %	14.8	14.1	14	14.3	15.6
Core Tier 1 Capital Ratio	13.7	13	12.8	13.1	14.3
Coverage Ratio	135	109.11	121.62	115.48	116.94
Leverage Ratio %	9	9.1	9	9.2	10.1
Interbank Ratio	174.5	17.37	53.92	148.79	288.54
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	215.5	26.34	3.48	3.18	10.36
EBT + Interest Expense / Interest Expense	7.84	4.03	1.43	1.33	1.76
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	2.1	-4.92	-16.19	0.79	23.76
Non Interest Income, 1 Yr. Growth %	-0.83	-9.76	-5.42	7.37	14.7
Provision For Loan Losses, 1 Yr. Growth %	-113.33	15.46	-190.27	-24.97	75.17
Total Revenues, 1 Yr. Growth %	12.7	-5.4	-17.08	2.24	21.65
Earnings From Cont. Operations, 1 Yr. Growth %	26.86	-19.32	-43.93	-5.54	86.21
Net Income, 1 Yr. Growth %	26.86	-19.32	-43.93	-5.54	86.21
Normalized Net Income, 1 Yr. Growth %	32.03	-17.97	-48.77	-5.03	94.97
Diluted EPS Before Extra, 1 Yr. Growth %	27.33	-18.6	-43.68	-5.53	88.22
Dividend Per Share, 1 Yr. Growth %	4	3.85	0	-12.96	-36.17
Gross Loans, 1 Yr. Growth %	1.15	6.98	4.26	2.04	-1.75
Allowance For Loan Losses, 1 Yr. Growth %	-3.45	-5.56	6.87	1.68	3.75
Net Loans, 1 Yr. Growth %	1.29	7.16	4.23	2.04	-1.82
Non Performing Loans, 1 Yr. Growth %	-16.15	14.67	-5.45	11.41	-0.3
Non Performing Assets, 1 Yr. Growth %	-15.92	12.75	-5.45	11.41	1.01
Total Assets, 1 Yr. Growth %	8.17	-0.1	0.96	-1.03	0.02
Total Deposits, 1 Yr Growth %	9.41	1.06	-4.54	1.92	0.43
Tangible Book Value, 1 Yr. Growth %	-0.56	-30.13	12.76	6.09	20.78
Average Interest Earning Assets, 1 Yr. Growth %	12.55	5.28	-0.07	-0.32	-0.73
Average Interest Bearing Liabilities, 1 Yr. Growth %	10.86	4.8	2.64	0.16	-1.76
Common Equity, 1 Yr. Growth %	-0.82	-28.24	11.19	5.38	19
Total Equity, 1 Yr. Growth %	-0.82	-28.24	11.19	5.38	19
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	11.25	-1.47	-10.73	-8.09	11.68
Non Interest Income, 2 Yr. CAGR %	10.9	-5.4	-7.61	0.78	10.97
Provision For Loan Losses, 2 Yr. CAGR %	-24.1	-60.78	2.09	-17.7	14.64
Total Revenues, 2 Yr. CAGR %	13.24	3.25	-11.43	-7.92	11.52
Earnings From Cont. Operations, 2 Yr. CAGR %	17.93	1.17	-32.74	-27.22	32.63
Net Income, 2 Yr. CAGR %	17.93	1.17	-32.74	-27.22	32.63
Normalized Net Income, 2 Yr. CAGR %	20.74	4.07	-35.18	-30.25	36.08
Diluted EPS Before Extra, 2 Yr. CAGR %	18.72	1.81	-32.29	-27.05	33.35
Dividend Per Share, 2 Yr. CAGR %	4.08	3.92	1.9	-6.71	-25.46
Gross Loans, 2 Yr. CAGR %	4.6	4.02	5.61	3.14	0.13
Allowance For Loan Losses, 2 Yr. CAGR %	14.77	-4.51	0.47	4.25	2.71
Net Loans, 2 Yr. CAGR %	4.48	4.18	5.68	3.13	0.09
Non Performing Loans, 2 Yr. CAGR %	59.56	-1.95	4.12	2.63	5.39
Non Performing Assets, 2 Yr. CAGR %	20.13	-2.64	3.25	2.63	6.08
Total Assets, 2 Yr. CAGR %	10.91	3.95	0.43	-0.04	-0.51
Total Deposits, 2 Yr CAGR %	12.15	5.15	-1.78	-1.36	1.18
Tangible Book Value, 2 Yr. CAGR %	6.04	-16.65	-11.24	9.37	13.2
Average Interest Earning Assets, 2 Yr. CAGR %	17.98	8.85	1.27	-0.19	-0.52
Average Interest Bearing Liabilities, 2 Yr. CAGR %	16.95	7.79	3.72	1.39	-0.81
Common Equity, 2 Yr. CAGR %	5.25	-15.64	-10.67	8.25	11.98
Total Equity, 2 Yr. CAGR %	5.25	-15.64	-10.67	8.25	11.98
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	9.95	5.57	-6.64	-7.05	1.49
Non Interest Income, 3 Yr. CAGR %	7.8	3.54	-5.41	-2.87	5.22
Provision For Loan Losses, 3 Yr. CAGR %	5.79	-12.71	-48.21	-7.87	5.87
Total Revenues, 3 Yr. CAGR %	10.51	6.65	-4.03	-7.09	1.04
Earnings From Cont. Operations, 3 Yr. CAGR %	12.02	3.91	-16.9	-24.68	-0.46
Net Income, 3 Yr. CAGR %	12.02	3.91	-16.9	-24.68	-0.46
Normalized Net Income, 3 Yr. CAGR %	12.71	6.14	-17.83	-26.38	-1.75
Diluted EPS Before Extra, 3 Yr. CAGR %	12.81	4.69	-16.42	-24.34	0.05
Dividend Per Share, 3 Yr. CAGR %	4.17	4	2.6	-3.31	-17.79
Gross Loans, 3 Yr. CAGR %	8.76	5.39	4.1	4.4	1.49
Allowance For Loan Losses, 3 Yr. CAGR %	12.47	7.55	-0.86	0.87	4.08
Net Loans, 3 Yr. CAGR %	8.71	5.36	4.2	4.45	1.45
Non Performing Loans, 3 Yr. CAGR %	55.97	42.92	-3.13	6.5	1.65
Non Performing Assets, 3 Yr. CAGR %	45.79	17.62	-3.58	5.9	2.09
Total Assets, 3 Yr. CAGR %	13.65	7.11	2.95	-0.06	-0.02
Total Deposits, 3 Yr CAGR %	15.43	8.32	1.82	-0.56	-0.77
Tangible Book Value, 3 Yr. CAGR %	6.32	-7.73	-7.81	-5.8	13.05
Average Interest Earning Assets, 3 Yr. CAGR %	14.39	13.59	4.9	0.74	-0.37
Average Interest Bearing Liabilities, 3 Yr. CAGR %	14.39	12.75	6.05	2.52	0.33
Common Equity, 3 Yr. CAGR %	6.32	-7.37	-7.5	-5.62	11.72
Total Equity, 3 Yr. CAGR %	6.32	-7.37	-7.5	-5.62	11.72
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	7.01	5.77	1.16	-0.12	0.3
Non Interest Income, 5 Yr. CAGR %	4.12	2.25	1.35	2.42	0.83
Provision For Loan Losses, 5 Yr. CAGR %	7.62	-10.47	4.3	-14.74	-28.83
Total Revenues, 5 Yr. CAGR %	7.02	6.19	1.15	0.56	1.92
Earnings From Cont. Operations, 5 Yr. CAGR %	8.73	7.09	-8.66	-9.88	0.19
Net Income, 5 Yr. CAGR %	8.73	7.09	-8.66	-9.88	0.19
Normalized Net Income, 5 Yr. CAGR %	6.36	3.41	-9.66	-10.27	0.54
Diluted EPS Before Extra, 5 Yr. CAGR %	9.2	7.74	-8.02	-9.4	0.75
Dividend Per Share, 5 Yr. CAGR %	4.36	4.18	3.26	-0.42	-9.71
Gross Loans, 5 Yr. CAGR %	8.76	9.66	7.49	4.48	2.49
Allowance For Loan Losses, 5 Yr. CAGR %	9.61	6.75	7.5	6.21	0.55
Net Loans, 5 Yr. CAGR %	8.75	9.7	7.49	4.46	2.54
Non Performing Loans, 5 Yr. CAGR %	20.28	24.98	32.69	25.19	0.19
Non Performing Assets, 5 Yr. CAGR %	18.26	23.07	26.99	11.38	0.17
Total Assets, 5 Yr. CAGR %	9.36	9.2	8.17	4.19	1.55
Total Deposits, 5 Yr CAGR %	11.1	10.84	8.21	4.34	1.56
Tangible Book Value, 5 Yr. CAGR %	4.2	-3.73	-1.08	-1.23	0.08
Average Interest Earning Assets, 5 Yr. CAGR %	9.49	9.89	8.95	7.31	2.69
Average Interest Bearing Liabilities, 5 Yr. CAGR %	9.08	9.55	9.99	8.06	3.25
Common Equity, 5 Yr. CAGR %	4.71	-2.68	-0.83	-1.41	-0.15
Total Equity, 5 Yr. CAGR %	4.71	-2.68	-0.83	-1.41	-0.15