Valuation: Access Financial Services Limited

Market Cap 4.8B 30.66M 26.99M 24.9M 23.28M 43.63M 2.89B 44.44M 299M 116M 1.43B 115M 113M 4.96B P/E 2024
17.2x
P/E 2025 8.93x
Enterprise Value 7.88B 50.37M 44.35M 40.9M 38.26M 71.68M 4.75B 73.02M 492M 190M 2.34B 189M 185M 8.15B EV / Sales 2024
5.28x
EV / Sales 2025 3.9x
Free-Float
20.61%
Yield 2024
1.69%
Yield 2025 2.2%
02-15 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
11-13 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
11-13 Access Financial Services Limited Approves Dividend Payment, Payable on December 12, 2025 CI
25-08-14 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2025 CI
25-08-04 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2025 CI
25-07-31 Access Financial Services Limited Declares Dividends for the Quarter Ended March 31, 2025, Payable on August 29, 2025 CI
25-07-31 Access Financial Services Limited Declares Dividend for the Quarter Ended June 30, 2025, Payable on August 29, 2025 CI
25-07-01 Access Financial Services Limited and Embassy Loans Inc. Rejoin Marcus James as Executive Director, Effective July 1, 2025 CI
25-03-21 Access Financial Services Limited Resumes Operations After Cybersecurity Incident CI
25-02-13 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2024 CI
24-11-07 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2024 CI
24-08-15 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2024 CI
24-07-15 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2024 CI
1 day-0.28%
1 week+4.12%
Current month+3.21%
1 month+3.21%
3 months+9.94%
6 months-5.80%
Current year-4.32%
1 week 16.99
Extreme 16.99
17.75
1 month 15.05
Extreme 15.05
17.75
Current year 15.01
Extreme 15.01
18.49
1 year 15.01
Extreme 15.01
23
3 years 14.05
Extreme 14.05
29.7
5 years 14.05
Extreme 14.05
30.74
10 years 14.05
Extreme 14.05
56
Manager TitleAgeSince
Chief Executive Officer - 2022-12-09
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 2022-04-30
Director TitleAgeSince
Chairman - 2021-05-31
Director/Board Member - 2014-08-31
Director/Board Member - 2015-01-06
Change 5-day change 1-year change 3-year change Capi.($)
-0.28%+4.12%+7.01%-21.51% 31.06M
+0.14%+3.01%+21.56%+10.19% 2.48B
+2.59%-0.17%-14.47% - 1.08B
-1.69%+1.48%+58.27% - 381M
+1.25%+2.13%+67.25%+182.35% 316M
+2.36%+1.82%-11.55%-66.70% 313M
-3.46%-0.17%+45.78%+35.42% 279M
+3.19%+2.95%-4.06%-60.23% 272M
Average +0.51%+2.68%+21.22%+13.25% 644.37M
Weighted average by Cap. +0.68%+1.86%+17.38%+14.85%

Financials

2024 2025
Net sales 1.7B 10.86M 9.56M 8.82M 8.25M 15.45M 1.02B 15.74M 106M 41.05M 505M 40.77M 39.89M 1.76B 1.95B 12.45M 10.96M 10.11M 9.45M 17.71M 1.17B 18.05M 121M 47.05M 579M 46.74M 45.72M 2.01B
Net income 340M 2.17M 1.91M 1.77M 1.65M 3.09M 205M 3.15M 21.22M 8.22M 101M 8.16M 7.99M 352M 504M 3.22M 2.84M 2.62M 2.45M 4.58M 304M 4.67M 31.44M 12.18M 150M 12.1M 11.83M 521M
Net Debt 3.14B 20.06M 17.66M 16.29M 15.24M 28.55M 1.89B 29.08M 196M 75.83M 933M 75.32M 73.69M 3.25B 3.08B 19.71M 17.35M 16.01M 14.97M 28.05M 1.86B 28.58M 192M 74.51M 917M 74.01M 72.41M 3.19B
Logo Access Financial Services Limited
Access Financial Services Limited is a Jamaica-based financial services provider. The principal activity of the Company and its subsidiaries is retail lending to the micro enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services. Its loan products include personal loan and business loan. Its business loans are available to micro, small and medium sized businesses that operate in the agriculture, manufacturing, trading, and service sectors. Its personal loans are available to private and public sector employees. The Company operates in over two geographical areas namely Jamaica and the United States. Its wholly owned subsidiary is Embassy Loans Inc.
Employees
-
Date Price Change Volume
26-06-24 JMD 17.70 -0.28% 340
26-06-23 JMD 17.75 +4.41% 19,051
26-06-22 JMD 17.00 0.00% 364
26-06-19 JMD 17.00 0.00% 1,929
26-06-18 JMD 17.00 0.00% 457