Valuation: Access Financial Services Limited

Market Cap 4.8B 30.62M 26.88M 24.74M 23.06M 43.48M 2.91B 44.37M 298M 115M 1.43B 115M 112M 4.97B P/E 2024
17.2x
P/E 2025 8.93x
Enterprise Value 7.88B 50.3M 44.17M 40.65M 37.88M 71.44M 4.78B 72.89M 489M 189M 2.35B 189M 185M 8.17B EV / Sales 2024
5.28x
EV / Sales 2025 3.9x
Free-Float
20.61%
Yield 2024
1.69%
Yield 2025 2.2%
06-30 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2026 CI
02-15 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
11-13 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
11-13 Access Financial Services Limited Approves Dividend Payment, Payable on December 12, 2025 CI
25-08-14 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2025 CI
25-08-04 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2025 CI
25-07-31 Access Financial Services Limited Declares Dividends for the Quarter Ended March 31, 2025, Payable on August 29, 2025 CI
25-07-31 Access Financial Services Limited Declares Dividend for the Quarter Ended June 30, 2025, Payable on August 29, 2025 CI
25-07-01 Access Financial Services Limited and Embassy Loans Inc. Rejoin Marcus James as Executive Director, Effective July 1, 2025 CI
25-03-21 Access Financial Services Limited Resumes Operations After Cybersecurity Incident CI
25-02-13 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2024 CI
24-11-07 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2024 CI
24-08-15 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2024 CI
1 day+0.06%
1 week-0.06%
Current month+0.06%
1 month+0.51%
3 months-0.39%
6 months-4.38%
Current year-4.38%
1 week 17.68
Extreme 17.68
17.69
1 month 15.05
Extreme 15.05
17.75
Current year 15.01
Extreme 15.01
18.49
1 year 15.01
Extreme 15.01
23
3 years 14.05
Extreme 14.05
29.7
5 years 14.05
Extreme 14.05
30.74
10 years 14.05
Extreme 14.05
56
Manager TitleAgeSince
Chief Executive Officer - 2022-12-09
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 2022-04-30
Director TitleAgeSince
Chairman - 2021-05-31
Director/Board Member - 2014-08-31
Director/Board Member - 2015-01-06
Change 5-day change 1-year change 3-year change Capi.($)
+0.06%-0.06%+4.06%-31.91% 31M
+2.73%+5.54%+21.69%+22.21% 2.53B
-0.29%-1.62%-16.13% - 1.05B
-1.71%+2.74%+50.99% - 388M
+7.21%+12.69%+2.21%-62.88% 350M
-1.64%-2.04%+59.47%+186.57% 324M
+3.20%+12.40%+56.02%+44.27% 291M
+3.44%+5.33%-1.28%-61.36% 284M
Average +1.62%+3.60%+22.13%+16.15% 656.7M
Weighted average by Cap. +1.87%+2.79%+17.86%+23.38%

Financials

2024 2025
Net sales 1.7B 10.85M 9.52M 8.76M 8.17M 15.4M 1.03B 15.72M 105M 40.85M 506M 40.72M 39.84M 1.76B 1.95B 12.43M 10.91M 10.05M 9.36M 17.66M 1.18B 18.01M 121M 46.82M 580M 46.68M 45.67M 2.02B
Net income 340M 2.17M 1.91M 1.76M 1.64M 3.08M 206M 3.15M 21.11M 8.18M 101M 8.15M 7.98M 353M 504M 3.22M 2.82M 2.6M 2.42M 4.57M 306M 4.66M 31.27M 12.12M 150M 12.08M 11.82M 523M
Net Debt 3.14B 20.03M 17.59M 16.19M 15.09M 28.45M 1.9B 29.03M 195M 75.45M 935M 75.22M 73.6M 3.25B 3.08B 19.69M 17.28M 15.91M 14.82M 27.96M 1.87B 28.53M 191M 74.14M 919M 73.91M 72.32M 3.2B
Logo Access Financial Services Limited
Access Financial Services Limited is a Jamaica-based financial services provider. The principal activity of the Company and its subsidiaries is retail lending to the micro enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services. Its loan products include personal loan and business loan. Its business loans are available to micro, small and medium sized businesses that operate in the agriculture, manufacturing, trading, and service sectors. Its personal loans are available to private and public sector employees. The Company operates in over two geographical areas namely Jamaica and the United States. Its wholly owned subsidiary is Embassy Loans Inc.
Employees
-
Date Price Change Volume
26-07-01 JMD 17.69 +0.06% 25
26-06-30 JMD 17.68 -0.06% 56
26-06-26 JMD 17.69 +4.24% 32
26-06-25 JMD 16.97 -4.12% 422
26-06-24 JMD 17.70 -0.28% 340