Valuation : Access Financial Services Limited

Market Cap 4.62B 29.18M 25.11M 23.62M 21.58M 40.37M 2.75B 40.48M 279M 108M 1.41B 110M 107M 4.55B P/E 2025
8.93x
P/E 2026 13.4x
Enterprise Value 7.27B 45.92M 39.52M 37.18M 33.96M 63.54M 4.34B 63.71M 439M 170M 2.22B 172M 169M 7.17B EV / Sales 2025
3.9x
EV / Sales 2026 4.04x
Free-Float
20.61%
Yield 2025
2.2%
Yield 2026 2.29%
08-16 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2026 CI
06-30 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2026 CI
02-15 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
11-13 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
11-13 Access Financial Services Limited Approves Dividend Payment, Payable on December 12, 2025 CI
25-08-14 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2025 CI
25-08-04 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2025 CI
25-07-31 Access Financial Services Limited Declares Dividends for the Quarter Ended March 31, 2025, Payable on August 29, 2025 CI
25-07-31 Access Financial Services Limited Declares Dividend for the Quarter Ended June 30, 2025, Payable on August 29, 2025 CI
25-07-01 Access Financial Services Limited and Embassy Loans Inc. Rejoin Marcus James as Executive Director, Effective July 1, 2025 CI
25-03-21 Access Financial Services Limited Resumes Operations After Cybersecurity Incident CI
25-02-13 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2024 CI
24-11-07 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2024 CI
1 day-9.17%
1 week-9.56%
Current month-15.00%
1 month-0.94%
3 months-1.87%
6 months-5.18%
Current year-9.03%
1 week 16.83
Extreme 16.83
19.8
1 month 15
Extreme 15
19.81
Current year 14.6
Extreme 14.6
19.81
1 year 14.6
Extreme 14.6
19.98
3 years 14.05
Extreme 14.05
29.7
5 years 14.05
Extreme 14.05
30.74
10 years 14.05
Extreme 14.05
56
Manager TitleAgeSince
Chief Executive Officer - 2022-12-09
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 2022-04-30
Director TitleAgeSince
Chairman - 2021-05-31
Director/Board Member - 2014-08-31
Director/Board Member - 2015-01-06
Change 5-day change 1-year change 3-year change Capi.($)
-9.17%-9.56%-6.24%-26.92% 29.18M
+0.40%+3.69%+7.69%-1.20% 2.45B
+0.18%+1.35%-6.31%+15.03% 1.17B
-0.77%-1.52%+20.24% - 358M
+1.73%+1.98%+16.12%-67.17% 350M
+6.09%-0.81%+95.20%+215.86% 330M
+0.63%-0.73%+49.13%+8.26% 257M
+1.39%-1.84%-8.66%-69.60% 225M
0.00%+6.52%-20.97%-51.00% 67.56M
Average +0.05%-0.62%+16.24%+2.91% 582.23M
Weighted average by Cap. +0.71%+1.90%+12.37%+9.14%

Financials

2025 2026
Net sales 1.95B 12.3M 10.58M 9.96M 9.1M 17.01M 1.16B 17.06M 118M 45.66M 596M 46.18M 45.17M 1.92B 1.84B 11.63M 10.01M 9.42M 8.6M 16.1M 1.1B 16.14M 111M 43.19M 564M 43.69M 42.74M 1.82B
Net income 504M 3.18M 2.74M 2.58M 2.35M 4.4M 300M 4.42M 30.45M 11.82M 154M 11.95M 11.69M 497M 359M 2.26M 1.95M 1.83M 1.67M 3.13M 214M 3.14M 21.66M 8.41M 110M 8.5M 8.32M 353M
Net Debt 3.08B 19.47M 16.76M 15.77M 14.4M 26.94M 1.84B 27.02M 186M 72.3M 943M 73.13M 71.53M 3.04B 2.65B 16.75M 14.41M 13.56M 12.39M 23.17M 1.58B 23.23M 160M 62.17M 811M 62.88M 61.51M 2.61B
Logo Access Financial Services Limited
Access Financial Services Limited is a Jamaica-based financial services provider. The principal activity of the Company and its subsidiaries is retail lending to the micro enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services. Its loan products include personal loan and business loan. Its business loans are available to micro, small and medium sized businesses that operate in the agriculture, manufacturing, trading, and service sectors. Its personal loans are available to private and public sector employees. The Company operates in over two geographical areas namely Jamaica and the United States. Its wholly owned subsidiary is Embassy Loans Inc.
Employees
-
Date Price Change Volume
26-09-04 JMD 16.83 -9.17% 114
26-09-03 JMD 18.53 -4.29% 91
26-09-02 JMD 19.36 -1.73% 90
26-09-01 JMD 19.70 -0.51% 66
26-08-31 JMD 19.80 +6.39% 902