Valuation: Access Financial Services Limited

Market Cap 4.65B 29.5M 25.56M 23.95M 21.84M 41.06M 2.81B 41.69M 282M 110M 1.41B 111M 108M 4.7B P/E 2025
8.93x
P/E 2026 13.4x
Enterprise Value 7.3B 46.31M 40.12M 37.59M 34.29M 64.46M 4.42B 65.45M 442M 173M 2.21B 174M 170M 7.37B EV / Sales 2025
3.9x
EV / Sales 2026 4.04x
Free-Float
20.61%
Yield 2025
2.2%
Yield 2026 2.29%
06-30 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2026 CI
02-15 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
11-13 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
11-13 Access Financial Services Limited Approves Dividend Payment, Payable on December 12, 2025 CI
25-08-14 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2025 CI
25-08-04 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2025 CI
25-07-31 Access Financial Services Limited Declares Dividends for the Quarter Ended March 31, 2025, Payable on August 29, 2025 CI
25-07-31 Access Financial Services Limited Declares Dividend for the Quarter Ended June 30, 2025, Payable on August 29, 2025 CI
25-07-01 Access Financial Services Limited and Embassy Loans Inc. Rejoin Marcus James as Executive Director, Effective July 1, 2025 CI
25-03-21 Access Financial Services Limited Resumes Operations After Cybersecurity Incident CI
25-02-13 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2024 CI
24-11-07 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2024 CI
24-08-15 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2024 CI
1 day+13.00%
1 week-0.24%
Current month-1.45%
1 month-3.64%
3 months-0.12%
6 months-5.73%
Current year-8.38%
1 week 15
Extreme 15
16.98
1 month 14.6
Extreme 14.6
19.76
Current year 14.6
Extreme 14.6
19.76
1 year 14.6
Extreme 14.6
19.98
3 years 14.05
Extreme 14.05
29.7
5 years 14.05
Extreme 14.05
30.74
10 years 14.05
Extreme 14.05
56
Manager TitleAgeSince
Chief Executive Officer - 2022-12-09
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 2022-04-30
Director TitleAgeSince
Chairman - 2021-05-31
Director/Board Member - 2014-08-31
Director/Board Member - 2015-01-06
Change 5-day change 1-year change 3-year change Capi.($)
+13.00%-0.24%-5.78%-25.92% 29.5M
-0.49%-0.58%+18.60%+10.79% 2.6B
-0.96%-4.96%+36.22% - 368M
-0.88%-4.68%+72.31%+171.52% 303M
-1.11%-5.24%+57.65%+1.94% 258M
Average +1.88%-2.89%+35.80%+39.58% 710.92M
Weighted average by Cap. -0.51%-0.55%+27.62%+25.00%

Financials

2025 2026
Net sales 1.95B 12.34M 10.7M 10.02M 9.14M 17.18M 1.18B 17.45M 118M 46.07M 590M 46.35M 45.34M 1.97B 1.84B 11.68M 10.12M 9.48M 8.65M 16.26M 1.11B 16.51M 112M 43.59M 558M 43.85M 42.9M 1.86B
Net income 504M 3.19M 2.77M 2.59M 2.37M 4.45M 305M 4.52M 30.5M 11.92M 153M 12M 11.73M 509M 359M 2.27M 1.97M 1.84M 1.68M 3.16M 217M 3.21M 21.7M 8.48M 109M 8.53M 8.35M 362M
Net Debt 3.08B 19.55M 16.94M 15.87M 14.47M 27.21M 1.86B 27.63M 187M 72.96M 934M 73.4M 71.8M 3.11B 2.65B 16.81M 14.56M 13.65M 12.45M 23.4M 1.6B 23.76M 160M 62.74M 803M 63.11M 61.74M 2.68B
Logo Access Financial Services Limited
Access Financial Services Limited is a Jamaica-based financial services provider. The principal activity of the Company and its subsidiaries is retail lending to the micro enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services. Its loan products include personal loan and business loan. Its business loans are available to micro, small and medium sized businesses that operate in the agriculture, manufacturing, trading, and service sectors. Its personal loans are available to private and public sector employees. The Company operates in over two geographical areas namely Jamaica and the United States. Its wholly owned subsidiary is Embassy Loans Inc.
Employees
-
Date Price Change Volume
26-08-12 JMD 16.95 +13.00% 388,422
26-08-11 JMD 15.00 -11.66% 9,129
26-08-10 JMD 16.98 0.00% 41
26-08-07 JMD 16.98 -0.06% 4
26-08-05 JMD 16.99 +11.05% 115