Paul Sutherland

Financial & Investment Management Group's (FIM Group) strategies are based on the premise that an investment's price is more volatile than its underlying, real fundamental value. The firm believes that returns, over time, can be increased and risks reduced by avoiding investments which are over-priced and favoring investments that are under-priced. Investment strategies may include long-term and short-term purchases depending on the client's individual needs. Asset allocation is a favored strategy and investments may include long and short-term investment, money market funds, mutual funds, stocks, bonds or other investment vehicles. FIM Group's employs an active, quantitative investment selection process. The firm believes that fixed income investments have a high degree of risk-adjusted quantifiable predictability. FIM Group seeks to identify and compare each income investment's expected return over time. Their goal is to add value by actively managing fixed income investments for total returns from interest, dividends and capital gains and by having such managed portfolios contain the firm's top risk-adjusted selections at all times.

Produces and distributes on-line video content

Acts as Open-End Investment Fund/Unit Trust

Functions as a College/University

Utopia Foundation is a nonprofit organization established in 2007 that focuses on fostering sustainable improvements in underserved communities worldwide, with an emphasis on children as catalysts for positive change. The private company is based in Traverse City, MI. The foundation empowers local champions such as families, schools, religious leaders, and health workers to drive resilience and community advancement in overlooked or remote areas. Its holistic approach addresses education, early childhood development, environmental conservation, economic development, and access to energy and technology. One of its key initiatives is the Squaring the Education Pyramid Institute (STEPI), which produces culturally relevant children's books and literacy resources primarily for African communities, promoting inclusive education based on brain development science and social-emotional learning. Utopia Foundation combines philanthropic aid for urgent needs with entrepreneurial strategies like micro-enterprise to help people escape poverty sustainably, operating through relationship-oriented partnerships and active local involvement.

Publishes and distributes a spirituality & health magazine and related digital media

Operates as a yoga fitness club