Paul H. Stropkay

Operates as a nationally chartered commercial bank

Harvey builds portfolios of common stock that seek all the upside in the markets while trying to carry less risk. Stock selection is not driven by top-down macroeconomic considerations, sector allocation, or an attempt to mimic an index in a particular way. Their portfolios are concentrated and have relatively low turnover.

New Covenant Trust Co. offers traditional financial planning and investment management services in a manner consistent with the principles and values of Christian stewardship. They employ a socially responsible investing approach that makes investment decisions consistent with the social-witness principles adopted by the General Assembly of the Presbyterian Church. The New Covenant Funds may also limit investments in companies involved in gambling, alcohol and firearm-related issues. The Funds may opt to sell otherwise profitable investments in companies with practices that conflict with these social-witness principles. New Covenant also takes an active role in promoting other socially responsible practices involving issues such as: a company's actions towards its employees, how it interacts with the communities in which it manufactures and sells its products and its environmental record. New Covenant manages the following funds: the New Covenant Growth Fund, the New Covenant Income Fund, the New Covenant Balanced Growth Fund, the New Covenant Balanced Income Fund and the New Covenant Treasury Obligations Fund. The New Covenant Growth Fund invests primarily in the common stocks and other equity securities of companies of all sizes. The Fund invests in US and foreign companies that are believed to have long-term growth potential. The Fund seeks to provide long-term capital appreciation. Dividend income, if any, will be incidental. The New Covenant Income Fund invests primarily in corporate bonds and government bonds issued or guaranteed by the US government or one of its agencies and in MBS and ABS of varying maturities. The Fund strives to provide income to complement a portfolio of more aggressive investments. The New Covenant Balanced Growth Fund invests in a balanced portfolio of stocks and bonds with an emphasis on growth. The Fund invests approximately 60% of its assets in shares of the New Covenant Growth Fund with the balance of its assets in shares of the New Covenant Income Fund. The Fund seeks to provide capital appreciation with less risk than would be present in a portfolio of only common stocks. The New Covenant Balanced Income Fund seeks to provide current income and long-term growth of capital. It seeks to provide capital appreciation with less risk than would be present in a portfolio of only common stocks. The Fund invests in a balanced portfolio of stocks and bonds with an emphasis on income. Approximately 65% of its assets are invested in the shares of the New Covenant Income Fund with the balance of its assets invested in shares of the New Covenant Growth Fund. The New Covenant Treasury Obligations Fund seeks to provide current income consistent with stability of principal. The Fund invests primarily in a portfolio of short-term US Treasury securities. These investments include purchase agreements collateralized fully by US Treasury securities.

National City Bank Asset Management's investment management philosophy is based on active market analysis that includes close monitoring of the current economic cycle, demographics, relative prices and monetary and fiscal policies. Their investment approach consists of diversification and asset allocation, tax efficiency and fundamental research

Functions as a College/University

Functions as a College/University

Provides hospital and health systems services

Foundation

Provides consulting and educational services to the financial industry