Johann Berchtold

Hypo Vorarlberg Bank AG engages in the provision of financial services. It operates through the following segments: Corporate Customers; Private Customers; Financial Markets, Private Banking and Wealth Management; Treasury / Financial Markets; and Corporate Center. The Corporate Customers segment provides services to clients in the commerce, manufacturing, and trading sectors. Its services include providing loans, cash advances, demand deposits, and term deposits. The Private Customers segment offers short-term investment, securities investment, asset management, and real estate financing services to private household members and self-employed individuals. The Private Banking and Wealth Management segment involves contemporary solutions through use of flexible optimisation concepts adapted to the market situation in asset management, use of viable alternatives to the money market in the investment business, online banking enhancements in payment transactions and not least through tailored financing. The Treasury / Financial Markets segment is responsible for asset/liability management, refinancing of Hypo Vorarlberg and various services for customers and other groups within the bank. The Corporate Center segment includes the refinancing of holdings. The company was founded in February 1897 and is headquartered in Bregenz, Austria.