Business Segments The National Bank of Ras Al-Khaimah

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9.180 ^AED	+0.88%		+1.10%	+9.29%

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Breakdown by Business Segment (AED)

Fiscal Period: December	2021	2022	2023	2024	2025
Diversified Commercial Banks
Business Banking	538M	1.09B	1.2B	1.75B	1.8B
Total Assets	7.89B	8.46B	8.9B	9.55B	9.89B
EBT	-	-	908M	1.17B	1.13B
D&A	6.69M	8.12M	13.25M	-	-
Net Income	273M	810M	-	1.17B	1.13B
Wholesale Banking	222M	279M	179M	1.2B	1.6B
Total Assets	15.19B	19.49B	21.32B	53.61B	66.94B
EBT	-	-	131M	945M	1.3B
D&A	2.22M	1.58M	2.2M	-	-
Net Income	177M	232M	-	945M	1.3B
Retail Banking	651M	1.08B	1.23B	1.14B	1.18B
Total Assets	17.16B	18.84B	19.94B	23B	25.34B
EBT	-	-	524M	323M	301M
D&A	41.78M	37.86M	49.03M	-	-
Net Income	23.14M	412M	-	323M	301M
Head Office & Others	-	-	-	-160M	139M
Total Assets	-	-	-	2.17B	2.84B
Income Tax Expense	-	-	-	202M	256M
EBT	-	-	-	-366M	135M
Net Income	-	-	-	-366M	-121M
Head Office & Unallocated Costs	59.8M	192M	580M	-	-
Total Assets	1.2B	1.17B	1.85B	-	-
EBT	-	-	58.16M	-	-
D&A	70.85M	65.48M	73.59M	-	-
Net Income	-328M	-225M	-	-	-
Consolidation Adjustments	-14.46M	-16.39M	-9.57M	-	-
Total Assets	-313M	-331M	-342M	-	-
D&A	-	-	-	-	-
Net Income	-6.97M	-7.69M	-	-	-
Total Assets	-	-	-	-	-
Net Income	-	-	-	-	-
D&A	-	-	-	-	-
Claim Processors
Insurance Business	63.56M	24.3M	26.84M	-	-
Total Assets	797M	728M	617M	-	-
EBT	-	-	14.54M	-	-
D&A	2.64M	2.38M	956K	-	-
Net Income	10.47M	-34.97M	-	-	-
Securities and Commodities Markets Services
Treasury & Others	634M	4.42M	194M	-	-
Total Assets	14.38B	18.14B	21.67B	-	-
EBT	-	-	162M	-	-
D&A	3.1M	3.14M	4.01M	-	-
Net Income	609M	-22.75M	-	-	-

Geographical breakdown of sales (AED)

Fiscal Period: December	2021	2022	2023	2024	2025
Total Assets	-1.99B	-2.22B	-2.64B	-2.94B	-2.82B
Total Assets	13.73B	16.39B	17.96B	21.43B	26.06B
Total Assets	35.15B	40.6B	45.17B	52.81B	59.2B
Total Assets	3.64B	4.57B	5.06B	5.53B	7.33B