Financials Pacific Valley Bancorp

Equities

PVBK

US69503T1034

Banks

Market Closed - OTC Markets 12:50:56 2024-05-31 EDT 5-day change 1st Jan Change
9 USD -.--% Intraday chart for Pacific Valley Bancorp -.--% +5.32%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 32.37 36.74 31.31 43.55 47.87 41.87
Enterprise Value (EV) 1 -34.64 -38.21 -81.86 -52.76 -50.05 -40.02
P/E ratio 14.5 x 13.7 x 9.62 x 11.6 x 10 x 8.62 x
Yield - - - - - -
Capitalization / Revenue 2.7 x 2.89 x 2.17 x 2.61 x 2.36 x 2.14 x
EV / Revenue -2.89 x -3 x -5.69 x -3.16 x -2.47 x -2.05 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.08 x 1.03 x 0.8 x 1.01 x 1.11 x 0.81 x
Nbr of stocks (in thousands) 3,957 4,392 4,388 4,391 4,465 4,900
Reference price 2 8.182 8.364 7.136 9.918 10.72 8.545
Announcement Date 3/29/19 3/27/20 4/23/21 3/25/22 3/24/23 5/16/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 12 12.72 14.4 16.7 20.27 19.55
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3.45 3.817 4.6 5.456 7.452 6.879
Net income 1 2.456 2.685 3.252 3.77 5.207 4.847
Net margin 20.46% 21.11% 22.58% 22.58% 25.69% 24.8%
EPS 2 0.5636 0.6091 0.7419 0.8545 1.069 0.9909
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 3/29/19 3/27/20 4/23/21 3/25/22 3/24/23 5/16/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 67 74.9 113 96.3 97.9 81.9
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.73% 7.79% 8.67% 9.18% 11.5% 9.78%
ROA (Net income/ Total Assets) 0.83% 0.8% 0.8% 0.78% 0.98% 0.85%
Assets 1 297.2 335.9 407.9 482.3 529.3 572.5
Book Value Per Share 2 7.600 8.160 8.930 9.790 9.650 10.50
Cash Flow per Share 2 13.70 15.60 25.10 21.40 22.80 19.90
Capex 1 0.12 - 0.15 0.23 0.16 0.21
Capex / Sales 1.02% - 1.07% 1.4% 0.78% 1.07%
Announcement Date 3/29/19 3/27/20 4/23/21 3/25/22 3/24/23 5/16/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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