Income Statement Nawi Group Ltd

Stocks

NAWI

IL0002080179

Corporate Financial Services

Market Closed - TEL AVIV STOCK EXCHANGE 05:03:31 2026-09-04 EDT			5-day change	1st Jan Change
4,683.00 ^ILa	-1.22%		+4.14%	-13.84%

08-14	Nawi Group Ltd Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI
05-27	Nawi Group Ltd Reports Earnings Results for the First Quarter Ended March 31, 2026	CI

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Published financial data: NAWI GROUP LTD

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021 (ILS)	2022 (ILS)	2023 (ILS)	2024 (ILS)	2025 (ILS)
Interest and Dividend Income, Total	167M	252M	372M	375M	459M
Interest Expense, Total	21.91M	59.91M	143M	138M	191M
Net Interest Income	145M	192M	229M	237M	268M
Revenues Before Provison For Loan Losses	145M	192M	229M	237M	268M
Provision For Loan Losses	-17.24M	-5.12M	29.27M	13.72M	17.56M
Total Revenues	163M	197M	200M	224M	251M
Cost of Services Provided, Total	20.84M	20.72M	20.94M	22.71M	27.65M
Other Operating Expenses	474K	922K	563K	475K	1.43M
Total Operating Expenses	21.31M	21.64M	21.5M	23.18M	29.08M
Operating Income	141M	175M	179M	201M	222M
Income (Loss) on Equity Invest.	-	-	-	-	-702K
Other Non Operating Income (Expenses)	-	1.32M	5.31M	4.93M	65.89M
EBT, Excl. Unusual Items	141M	177M	184M	205M	287M
Gain (Loss) on Sale of Investments	-	-	-	-3.88M	-
Legal Settlements	1.8M	-	-	-	-
EBT, Incl. Unusual Items	143M	177M	184M	202M	287M
Income Tax Expense	32.94M	40.4M	41.11M	44.79M	51.3M
Earnings From Continuing Operations	110M	136M	143M	157M	236M
Net Income to Company	110M	136M	143M	157M	236M
Net Income - (IS)	110M	136M	143M	157M	236M
Net Income to Common Incl Extra Items	110M	136M	143M	157M	236M
Net Income to Common Excl. Extra Items	110M	136M	143M	157M	236M
Per Share Items
Net EPS - Basic	3.36	4.16	4.36	4.79	7.2
Basic EPS - Continuing Operations	3.36	4.16	4.36	4.79	7.2
Basic Weighted Average Shares Outstanding	32.73M	32.73M	32.73M	32.73M	32.74M
Net EPS - Diluted	3.36	4.16	4.36	4.79	7.2
Diluted EPS - Continuing Operations	3.36	4.16	4.36	4.79	7.2
Diluted Weighted Average Shares Outstanding	32.73M	32.73M	32.73M	32.73M	32.74M
Normalized Basic EPS	2.7	3.37	3.51	3.92	5.48
Normalized Diluted EPS	2.7	3.37	3.51	3.92	5.48
Dividend Per Share	1.94	1.94	2.29	2.46	3.07
Payout Ratio	73.14	61.36	25.8	59.67	46.72
Supplemental Items
Effective Tax Rate - (Ratio)	23.03	22.87	22.37	22.22	17.88
Total Current Taxes	28.17M	37.78M	47.47M	41.22M	54.4M
Total Deferred Taxes	4.77M	2.62M	-6.36M	3.57M	-3.11M
Normalized Net Income	88.28M	110M	115M	128M	179M

Fiscal Period: December	2021 (ILS)	2022 (ILS)	2023 (ILS)	2024 (ILS)	2025 (ILS)
Assets
Cash And Equivalents	2.21M	1.92M	509K	513K	5.62M
Long-Term Investments - (FS Template)	313M	239M	334M	214M	150M
Other Receivables	2.21B	2.3B	2.52B	2.79B	3.44B
Gross Property Plant And Equipment	-	-	-	-	14.83M
Accumulated Depreciation	-	-	-	-	-1.53M
Net Property Plant And Equipment	918K	793K	658K	537K	13.3M
Restricted Cash	375K	330K	6K	6K	453K
Other Current Assets, Total	-	-	-	-	-
Deferred Tax Assets Long-Term (Collected)	6.85M	7.73M	12.66M	9.09M	12.55M
Other Long-Term Assets, Total	805M	875M	539M	1.12B	1.76B
Total Assets	3.34B	3.43B	3.4B	4.13B	5.39B
Liabilities
Accounts Payable, Total	-	939K	51K	2.56M	94K
Accrued Expenses, Total	9.48M	13.67M	38.94M	33.88M	39.32M
Short-Term Borrowings	2.18B	2.3B	2.29B	3.11B	1.09B
Current Portion of Long-Term Debt	236M	157M	190M	32.35M	2.65B
Current Portion of Leases	-	-	-	-	686K
Long-Term Debt	246M	239M	48.34M	16.04M	580M
Current Income Taxes Payable	9.4M	12.28M	18.4M	7.3M	7.01M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	20.37M	15.1M	250K	447K	644K
Pension & Other Post Retirement Benefits	276K	657K	732K	556K	855K
Deferred Tax Liability Non-Current	-	-	4.34M	14.42M	-
Other Non Current Liabilities	-	3.05M	-	-	8.14M
Total Liabilities	2.7B	2.74B	2.59B	3.22B	4.37B
Common Stock, Total	-	262M	262M	262M	264M
Additional Paid In Capital	262M	117M	117M	117M	117M
Retained Earnings	259M	311M	417M	485M	635M
Treasury Stock	-423K	-423K	-423K	-423K	-423K
Comprehensive Income and Other	124M	-4.81M	14.53M	48.27M	-1.18M
Total Common Equity	645M	685M	811M	912M	1.01B
Total Equity	645M	685M	811M	912M	1.01B
Total Liabilities And Equity	3.34B	3.43B	3.4B	4.13B	5.39B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	32.73M	32.73M	32.73M	32.73M	32.76M
ECS Total Common Shares Outstanding	32.73M	32.73M	32.73M	32.73M	32.76M
Book Value / Share	19.69	20.94	24.77	27.86	30.98
Tangible Book Value	645M	685M	811M	912M	1.01B
Tangible Book Value Per Share	19.69	20.94	24.77	27.86	30.98
Total Debt	2.66B	2.7B	2.53B	3.16B	4.32B
Net Debt	2.66B	2.69B	2.53B	3.16B	4.31B
Equity Method Investments, Total	-	-	-	-	89.3M

Fiscal Period: December	2021 (ILS)	2022 (ILS)	2023 (ILS)	2024 (ILS)	2025 (ILS)
Net Income	110M	136M	143M	157M	236M
Depreciation, Depletion & Amortization	173K	152K	147K	165K	365K
Total Depreciation, Depletion & Amortization	173K	152K	147K	165K	365K
Amortization of Deferred Charges, Total	252K	1.22M	686K	199K	157K
(Gain) Loss on Sale of Investments - (CF)	-	-	-	3.88M	-
Provision for Credit Losses	-17.24M	-5.12M	29.27M	13.72M	17.56M
(Income) Loss On Equity Investments - (CF)	-	-	-	-	702K
Change in Accounts Payable	6.55M	-4.23M	-15.64M	2.5M	-2.46M
Change In Income Taxes	120K	1.63M	7.04M	-5.42M	-10.8M
Change in Other Net Operating Assets (Collected)	-383M	-221M	71.5M	-435M	-1.1B
Other Operating Activities	2.36M	-7.69M	-6.26M	4.51M	-934K
Cash from Operations	-281M	-98.34M	229M	-258M	-862M
Capital Expenditure	-719K	-27K	-12K	-44K	-4.34M
Investment in Marketable and Equity Securities, Total	-159M	67.98M	-94.76M	161M	30.77M
Other Investing Activities, Total	-60K	45K	324K	-	-447K
Cash from Investing	-160M	68M	-94.45M	161M	25.99M
Short Term Debt Issued, Total	40.75M	347M	235M	498M	753M
Long-Term Debt Issued, Total	481M	150M	-	-	580M
Total Debt Issued	522M	497M	235M	498M	1.33B
Short Term Debt Repaid, Total	-	-146M	-176M	-117M	-350M
Long-Term Debt Repaid, Total	-	-237M	-158M	-190M	-32.35M
Total Debt Repaid	-	-383M	-335M	-307M	-382M
Issuance of Common Stock	-	-	-	-	-
Common Dividends Paid	-80.53M	-83.6M	-36.82M	-93.56M	-110M
Common & Preferred Stock Dividends Paid	-80.53M	-83.6M	-36.82M	-93.56M	-110M
Cash from Financing	442M	30.74M	-136M	97.5M	841M
Net Change in Cash	562K	396K	-1.41M	-53K	5.15M
Supplemental Items
Cash Interest Paid	20.77M	53.16M	119M	115M	168M
Cash Income Tax Paid (Refund)	28.03M	37.13M	40.2M	49.85M	65.87M
Net Debt Issued / Repaid	522M	114M	-99.57M	191M	951M

Fiscal Period: December	2021 (ILS)	2022 (ILS)	2023 (ILS)	2024 (ILS)	2025 (ILS)
Profitability
Return on Assets	4.14	4.03	4.18	4.16	4.95
Return On Equity %	17.68	20.49	19.08	18.21	24.46
Return on Common Equity	17.68	20.49	19.08	18.21	24.46
Margin Analysis
Gross Profit Margin %	100	100	100	100	100
SG&A Margin	12.82	10.52	10.47	10.15	11.02
Income From Continuing Operations Margin %	67.73	69.17	71.35	70.09	93.95
Net Income Margin %	67.73	69.17	71.35	70.09	93.95
Net Avail. For Common Margin %	67.73	69.17	71.35	70.09	93.95
Normalized Net Income Margin	54.31	56.05	57.44	57.4	71.5
Asset Turnover
Asset Turnover	0.06	0.06	0.06	0.06	0.05
Short Term Liquidity
Current Ratio	0.9	0.92	0.99	0.88	0.91
Quick Ratio	0.9	0.92	0.99	0.88	0.91
Operating Cash Flow to Current Liabilities	-0.11	-0.04	0.09	-0.08	-0.23
Long Term Solvency
Total Debt/Equity	412.41	393.28	312.06	346.4	425.41
Total Debt / Total Capital	80.48	79.73	75.73	77.6	80.97
LT Debt/Equity	38.15	34.81	5.96	1.76	57.12
Long-Term Debt / Total Capital	7.44	7.06	1.45	0.39	10.87
Total Liabilities / Total Assets	80.72	80	76.18	77.92	81.17
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	42.5	21.16	1.54	11.86	12.11
Gross Profit, 1 Yr. Growth %	42.5	21.16	1.54	11.86	12.11
Earnings From Cont. Operations, 1 Yr. Growth %	48.05	23.74	4.73	9.89	50.27
Net Income, 1 Yr. Growth %	48.05	23.74	4.73	9.89	50.27
Normalized Net Income, 1 Yr. Growth %	44.5	25.06	4.05	11.79	39.64
Diluted EPS Before Extra, 1 Yr. Growth %	48.05	23.74	4.73	9.89	50.2
Common Equity, 1 Yr. Growth %	7.3	6.35	18.27	12.49	11.3
Total Assets, 1 Yr. Growth %	68.57	2.53	-0.69	21.35	30.48
Tangible Book Value, 1 Yr. Growth %	7.3	6.35	18.27	12.49	11.3
Cash From Operations, 1 Yr. Growth %	-155.79	-65.01	-333.31	-212.65	233.33
Capital Expenditures, 1 Yr. Growth %	2.3K	-96.24	-55.56	266.67	9.75K
Dividend Per Share, 1 Yr. Growth %	71.76	0.09	17.7	7.58	24.88
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	26.94	31.4	10.92	6.58	11.99
Gross Profit, 2 Yr. CAGR %	26.94	31.4	10.92	6.58	11.99
Earnings From Cont. Operations, 2 Yr. CAGR %	45.09	35.35	13.84	7.28	28.5
Net Income, 2 Yr. CAGR %	45.09	35.35	13.84	7.28	28.5
Normalized Net Income, 2 Yr. CAGR %	27.41	34.43	13.35	7.85	24.94
Diluted EPS Before Extra, 2 Yr. CAGR %	45.09	35.35	13.84	7.28	28.47
Common Equity, 2 Yr. CAGR %	9.77	6.82	12.15	15.34	11.89
Total Assets, 2 Yr. CAGR %	13.66	31.47	0.91	9.78	25.83
Tangible Book Value, 2 Yr. CAGR %	9.77	6.82	12.15	15.34	11.89
Cash From Operations, 2 Yr. CAGR %	-27.54	-55.82	-9.65	62.12	93.78
Capital Expenditures, 2 Yr. CAGR %	201.68	-5.13	-87.08	27.66	1.8K
Dividend Per Share, 2 Yr. CAGR %	-	31.12	8.54	12.52	15.91
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	14.06	24.99	20.58	11.23	8.39
Gross Profit, 3 Yr. CAGR %	14.06	24.99	20.58	11.23	8.39
Earnings From Cont. Operations, 3 Yr. CAGR %	15.15	37.59	24.26	12.51	20.03
Net Income, 3 Yr. CAGR %	15.15	37.59	24.26	12.51	20.03
Normalized Net Income, 3 Yr. CAGR %	14.63	26.62	23.43	12.83	17.55
Diluted EPS Before Extra, 3 Yr. CAGR %	15.15	37.59	24.26	12.51	20.01
Common Equity, 3 Yr. CAGR %	10.35	8.62	10.51	12.26	13.98
Total Assets, 3 Yr. CAGR %	14.47	9.83	19.73	7.31	16.28
Tangible Book Value, 3 Yr. CAGR %	10.35	8.62	10.51	12.26	13.98
Cash From Operations, 3 Yr. CAGR %	167.42	-43.15	-23.06	-2.75	106.15
Capital Expenditures, 3 Yr. CAGR %	25.93	-30.08	-26.32	-60.59	443.55
Dividend Per Share, 3 Yr. CAGR %	-	-	26.48	8.22	16.5
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	11	15.09	12.79	17.27	17.07
Gross Profit, 5 Yr. CAGR %	11	15.09	12.79	17.27	17.07
Earnings From Cont. Operations, 5 Yr. CAGR %	11.19	18.15	14.62	24.56	25.94
Net Income, 5 Yr. CAGR %	11.19	18.15	14.62	24.56	25.94
Normalized Net Income, 5 Yr. CAGR %	10.31	16.37	14.41	18.75	24.03
Diluted EPS Before Extra, 5 Yr. CAGR %	7.53	18.15	14.62	24.56	25.93
Common Equity, 5 Yr. CAGR %	9.88	8.63	11.06	11.26	11.06
Total Assets, 5 Yr. CAGR %	13.68	10.05	8.84	9.81	22.14
Tangible Book Value, 5 Yr. CAGR %	9.88	8.63	11.06	11.26	11.06
Cash From Operations, 5 Yr. CAGR %	-19.89	9.86	73.26	-13.55	11.33
Capital Expenditures, 5 Yr. CAGR %	74.06	2.38	-49.35	-11.05	170.39
Dividend Per Share, 5 Yr. CAGR %	11.54	16.53	-	-	22.14